1210 Cactus St Key Largo, FL $ 1,695,000
1210 Cactus St
$ 1,695,000
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1210 Cactus St

Key Largo, FL, 33037
$ 1,695,000
Bedrooms4 Baths4.1 Sq 3,120

Monthly Estimate*

$ 10,702

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Single Family Home for sale in Key Largo, FL

for $1,695,000 with 4 bedrooms and 4 full baths, 1 half bath. This 3,120 square foot home was built in 1979.

Experience the best of Florida Keys living in this exceptional canal-front CBS home featuring a durable concrete roof, over 3,100 sq. ft. of living space, and direct ocean access. Perfectly positioned for boating, fishing, diving, and water adventures, this property offers the ideal blend of comfort, convenience, and island lifestyle — with easy mainland access for commuting. The spacious two-story residence is designed for both everyday living and entertaining. The second-floor main level features an open-concept layout connecting the living room, dining area, and kitchen, creating a welcoming space for gatherings with family and friends. The upper level includes a beautifully appointed new primary suite with a spacious bedroom and private bath, along with a guest bedroom, guest bathroom, and a versatile office/multi-purpose room with an additional full bath. A permitted first-floor addition, completed in 2001, provides added flexibility with two bedrooms, one and a half baths, and a garage — ideal for guests, extended family, or additional living space. Boaters will appreciate the 60-foot split-level concrete dock with step-down access, perfect for kayaks, paddle boards, and lower-profile vessels. The property also offers ample parking for boats, RVs, and trailers, making it easy to enjoy everything the Florida Keys has to offer. Wake up, step outside, and head straight to the water for a morning paddle, fishing excursion, dive adventure, or sunset cruise.

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Single Family Active

Price

$ 1,695,000

Bedrooms

4

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 8,071

Style

Year Built

1979

Town/City

Key Largo

County/Region

Monroe

MLS | Web ID

A12046590

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air Ceiling Fan(s)
Possession Closing & Funding Close Of Escrow
Roof Concrete
Appliances Dryer Dishwasher Electric Range Electric Water Heater Microwave Refrigerator Washer
HOA Fee 200
Garage Spaces 1
Patio/Porch Features Balcony Deck Open
Architectural Style Two Story
Pool Features None
Restrictions OK To Lease Rental Restriction
Construction Materials Block
Year Built 1979
View Canal
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Canal Front
Community Features Other
Accessibility Accessible Approach with Ramp
Assoc Fee Paid Per Annually
County Monroe
Property Type Residential
Attached Garage true
Energy Efficient Water Heater
Subdivision Name ROCK HARBOR ESTATE
Facing Direction Northeast
Garage Y/N true
Total Rooms 0
Full Baths 4
Status Active
Directions Turn oceanside on one of 3 streets across from Anthony's clothing store - Estall St Grand St or Almay St Then turn left on Thomas Ave and then right on Cactus. Sign on the property.
City Key Largo
Disclosures Flood Plain Disclosure
Senior Community Y/N false
Zoning Description IS
MLS Area 98 Florida Keys
Lot Size Units Square Feet
Lot Size Square Feet 7440
Carport Spaces 1
Carport Y/N true
Listing Terms Cash Conventional FHA VA Loan
Year Built Details Resale
Tax Annual Amount 8071
MLS Area Minor Other Geographic Area (Out Of Area Only)
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A11860312
Standard Status Active
Occupancy Type Call Agent
Property Sub Type Additional Single Family Residence
Legal Description BK 7 LT 6 ROCK HARBOR EST PB3-187 KEY LARGO OR545-140 OR617-671 OR617-672 OR682-132 OR1484-2455D/C OR1715-1951/52R/S OR2552-1325D/C OR2582-2
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Interior
Interior Amenities Bedroom on Main Level Bathtub Dual Sinks Second Floor Entry First Floor Entry Living/Dining Room Separate Shower Upper Level Primary Walk-In Closet(s)
Flooring Laminate Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass
Half Baths 1
Total Bedrooms 4
Total Baths 5
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Exterior
Exterior Amenities Balcony Deck Fence
Parking Features Attached Carport Attached Covered Garage RV Access/Parking Garage Door Opener
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 7440
Building Area Total 5963
Frontage Length 60
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
American Caribbean Real Estate

Broker

joel@cjoelyoung.com

Email

Affordability Calculator

$11,375
Per Month
94%
6%
0%
Monthly Principal & Interest
$10,702
Monthly Property Taxes
$673
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
Date Price Price Change Description
7/3/2026 $1,695,000 Listed Price

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1210 Cactus St, Key Largo, FL, 33037 is a Single Family Home for sale at $1,695,000 with 3,120 sqft. 1210 Cactus St has 4 bedrooms, 4.1 baths, and was built in 1979. The property's zip code is 33037 which is in Key Largo, FL