241 PIONEER Trail Palatka, FL $ 699,000
241 PIONEER Trail
$ 699,000
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241 PIONEER Trail

Palatka, FL, 32043
$ 699,000
Bedrooms4 Baths3.0 Sq 2,994

Monthly Estimate*

$ 4,414

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Single Family Home for sale in Palatka, FL

for $699,000 with 4 bedrooms and 3 full baths. This 2,994 square foot home was built in 2008 on a lot size of 2.46.

Nestled on 2.46 private wooded acres with approximately 142 feet of Cedar Creek frontage, this custom-built all-brick waterfront home offers the perfect blend of comfort, craftsmanship, and outdoor living. With nearly 3,000 square feet of thoughtfully designed living space, the open floor plan is filled with natural light and showcases breathtaking water views through a wall of 8-foot glass French doors spanning the back of the home. Stained concrete floors, soaring ceilings, a wood-burning fireplace, and custom wood cabinetry create a warm yet refined atmosphere throughout. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, abundant cabinetry, and a large center island for meal prep and gathering. A split-bedroom floor plan provides privacy, with the expansive primary suite offering tranquil water views, private access to the covered lanai, a spa-inspired bath with a walk-in shower and separate garden tub, and generous closet space. Upstairs, the fourth bedroom and full bath provide a flexible space for guests, a home office, or a bonus room. Step outside and experience true Florida waterfront living. Relax on the covered rear porch, entertain on the oversized patio, or head down to your private dock with covered pavilion for boating, fishing, kayaking, shrimping, or simply enjoying the peaceful surroundings. Cedar Creek offers navigable access to the St. Johns River in approximately seven minutes, making it an exceptional location for water enthusiasts. Built with quality and efficiency in mind, the home also features two HVAC systems, two water heaters, insulated interior walls for added sound reduction and energy efficiency, custom electrical with 200-amp service, an oversized side-entry garage with abundant storage, a large laundry room with custom cabinetry and utility sink, private well and septic, and the added benefit of no HOA or CDD fees. If you're searching for a private waterfront retreat where nature, recreation, and quality construction come together, this exceptional property is ready to welcome you home.

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Single Family Active

Price

$ 699,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 4,046

Style

Traditional

Lot Size

2.46

Year Built

2008

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

2153528

Features
Interior
Interior Amenities Breakfast Bar Built-in Features Ceiling Fan(s) Eat-in Kitchen Kitchen Island Pantry Primary Bathroom -Tub with Separate Shower Split Bedrooms Walk-In Closet(s)
Flooring Carpet Concrete
Total Fireplaces 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 4
Entry Level 1
Total Baths 3
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General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Electric Range Electric Water Heater Microwave Refrigerator
Garage Spaces 2.0
Patio/Porch Features Patio Rear Porch
Architectural Style Traditional
Security Features Security Gate
Construction Materials Brick
Year Built 2008
View Canal Creek/Stream
Stories Count 2
Levels Multi/Split Two
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
Parcel Number 160827000000100041
Waterfront Features Creek
County Putnam
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Cedar Creek Country
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions I295 to South on 17 Left onto Palmetto Bluff Rd Right on W Tocoi Rd Right on Eagle Creek Rd. Turn right on Jondabob Rd to Pioneer Trail.
City Palatka
Senior Community Y/N N
MLS Area 563-East Bostwick/Bridgeport/Cedar Creek
Lot Size Units Acres
Lot Size Square Feet 107157.6
Carport Y/N N
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Property Attached Y/N N
Tax Annual Amount 4046.78
Home Warranty Y/N N
Property Condition Updated/Remodeled
Lease Renewal Y/N N
MLS Area Minor 563-East Bostwick/Bridgeport/Cedar Creek
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Parking Features Other Garage Garage Door Opener Off Street
Lot Features Many Trees
Water Source Private
Lot Size Area 2.46
Spa N
Lot Size Acres 2.46
Road Surface Type Asphalt
Waterfront Y/N Y
Road Frontage Type County Road
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 241
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* Excluded Features
List By
Betros Realty Inc

Broker

Austin@BetrosRealty.com

Email

Affordability Calculator

$4,751
Per Month
93%
7%
0%
Monthly Principal & Interest
$4,414
Monthly Property Taxes
$337
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/2/2026$699,000 Listed Price

Map


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241 PIONEER Trail, Palatka, FL, 32043 is a Single Family Home for sale at $699,000 with 2,994 sqft and a lot size of 2.46. 241 PIONEER Trail has 4 bedrooms, 3.0 baths, and was built in 2008. The property's zip code is 32043 which is in Palatka, FL