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1725 320Th Street Spencer, IA $ 409,900
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1725 320Th Street
$ 409,900
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1725 320Th Street

Spencer, IA, 51301
$ 409,900
Bedrooms3 Baths2.0 Sq 1,554

Monthly Estimate*

$ 2,588

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Single Family Home for sale in Spencer, IA

for $409,900 with 3 bedrooms and 2 full baths. This 1,554 square foot home was built in 2002 on a lot size of 2.51.

Enjoy the best of country living with this beautifully maintained acreage offering peaceful views in every direction. Inside you'll find an open-concept layout with spacious living areas, a warm and inviting fireplace, and a functional floor plan designed for everyday living. The kitchen flows seamlessly into the dining and living spaces, while the spacious primary suite features a private bath and walk-in closet. Step outside to a large deck overlooking the expansive yard, complete with a garden area, trees, and plenty of room to relax, play, or add your dream outbuilding. If you've been looking for a move-in-ready home that offers modern comfort, privacy, and the beauty of rural Iowa, this is one you won't want to miss.

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Single Family Active

Price

$ 409,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,370

Style

Ranch

Lot Size

2.51

Year Built

2002

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260743
Features
Interior
Interior Features Ceiling Fan(s) Garage Door Opener Kitchen Center Island Main Floor Bedrooms Main Floor Laundry Pantry Smoke Alarms Walk-in Closet
Furnished Y/N No
Total Baths 2
Full Baths 1
Bath Description 3/4 Master Main Floor Full Bath
1/4 Baths 0
Basement Features Egress Windows Sump Pump Unfinished
Basement Material Poured Concrete
Basement Style Full
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General
Sewer Septic
Construction Frame/Wood
Heating Fireplace Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Dryer Microwave Range/Stove Refrigerator Washer
Flood Zone No
Number of Garage Spaces 2
School District Clay Central Everly
Electric Breakers
Architectural Style Ranch
Community Features Deck Patio
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Terms Cash Conventional FHA Rural Development
Yearly Taxes 2370
Property Condition Updated/Remodeled
Tax Year 2024
Fuel Propane
Status Active
Sale/Rent For Sale
Status Detail 0
Lot Sqft 109336
Construction Materials Vinyl Siding
Year Built 2002
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 3108
DOM 1
Price Per Sq Ft Total AG 263.77
Public Remarks Enjoy the best of country living with this beautifully maintained acreage offering peaceful views in every direction. Inside you'll find an open-concept layout with spacious living areas a warm and i
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Exterior
Exterior Features Deck Patio
Waterfront 0
Garage Type Attached
Other Structures Storage
Lot Size Source Assessor
Water Source Private
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* Excluded Features
List By
Shelly Lohman

Listing Agent

Exit Realty Midwest- Spencer/Emmetsburg

Broker

(712) 260-8665

Phone

shelly@exitrealtymidwest.com

Email

Affordability Calculator

$2,786
Per Month
93%
7%
0%
Monthly Principal & Interest
$2,588
Monthly Property Taxes
$198
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4161947 Elementary School
4161948 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
6/30/2026$409,900 Listed Price

Map

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1725 320Th Street, Spencer, IA, 51301 is a Single Family Home for sale at $409,900 with 1,554 sqft and a lot size of 2.51. 1725 320Th Street has 3 bedrooms, 2.0 baths, and was built in 2002. The property's zip code is 51301 which is in Spencer, IA

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