40115 Combs Creek Way
Leonardtown, MD, 20650 $ 1,700,000
Bedrooms5 Baths3.1 Sq 2,993 Monthly Estimate*
$ 10,734
for $1,700,000 with 5 bedrooms and 3 full baths, 1 half bath. This 2,993 square foot home was built in 1940 on a lot size of 3.88.
Welcome to an extraordinary waterfront experience in the Rosebank community of Leonardtown, where panoramic views of Breton Bay, a private sandy beach peninsula, deep-water boating access, and comfort-inspired amenities create one of St. Marys Countys remarkable waterfront offerings this year. Perfectly positioned to capture breathtaking water views, this exceptional property offers a rare opportunity to own a private waterfront oasis with an expansive shoreline along both Breton Bay and Combs Creek, extending all the way to the point of its sandy beach peninsula. Enhanced riprap protection, extensive landscaping, and mature surroundings create a truly unforgettable setting. Enjoy 1,545 feet of bay-front water life. Kayakers, yachters, dolphin enthusiasts, fishers, crabbers, and star-gazers are just a few who may find interest in this exemplary waterfront gem. The centerpiece of the outdoor living experience is the spectacular saltwater pool, thoughtfully designed for both relaxation and entertaining. The saltwater pool is finished with premium Wet Edge Premier Stone and Artistic Paver tiles, (featuring embedded seashells sourced from Miami). The tanning ledge measures approximately 8x16' providing the perfect place to lounge and enjoy waterfront views, while a diving board adds to the fun. A dedicated pool pump house and separate dual pool storage unit with its own half bath supports the pool operation. Water enthusiasts will appreciate the exceptional marine amenities. Walking down the hill from the residence leads to a private boathouse and pier system designed with serious boaters in mind. The pier features new stringers, updated power and water service, two slips including the boathouse, and one open slip, a fish cleaning station, and kayak launch area. Low water depth at the end of the pier averages approximately eight feet, making this deep-water location highly desirable for larger vessels and year-round boating. The boathouse, along with the pier, pool house, and detached garage, are all serviced through a dedicated electrical panel system. Water is also available on the pier. Inside, the home has undergone substantial improvements over the years, including a complete transformation of the kitchen and dining areas, creating a stunning gourmet gathering space that serves as the heart of the home. Updated Andersen windows, updated flooring, fresh interior paint, and a beautifully finished laundry and utility room further enhance the homes appeal. The impressive enclosed sunroom, encompassing approximately 440 square feet, offers year-round enjoyment and flexible living space while showcasing the propertys incredible waterfront views in all seasons. Additional improvements include HardiePlank fiber cement siding, a whole-house generator capable of operating the kitchen and well systems during outages, and a detached 2.5-car garage with a raised floor to improve site grading. The garage offers exceptional storage and future potential for additional finished space should a buyer desire to build up. The well is approximately eight years old. When drilled, the well and pump were upgraded to provide for the additional water needs of the pool, pier and future lawn irrigation. The laundry and utility area features a Navien boiler installed in 2016, providing domestic hot water as well as support for the homes heating systems. For added value and future convenience, the sellers are in the process of connecting the property to public sewer, which is available within the property. We cannot wait for you to come see the lifestyle that Combs Creek Way has to offer you.
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FeaturesGeneralLiving Area 2993
Sewer Other
Heating Hot Water
Cooling Heat Pump(s)
Possession Settlement
Appliances Built-In Range Built-In Microwave Commercial Range Dishwasher Dryer Exhaust Fan Extra Refrigerator/Freezer Icemaker Oven - Double Oven - Wall Oven/Range - Gas Refrigerator Six Burner Stove Stainless
Zoning RPD
Garage Spaces 2.00
Patio/Porch Features Enclosed Patio(s) Porch(es) Roof
Architectural Style Cape Cod
Pool Features Fenced In Ground Saltwater Other
Construction Materials Brick
School District ST. MARY'S COUNTY PUBLIC SCHOOLS
Exclusions Boat
Year Built 1940
View Water Bay Scenic Vista Panoramic
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site Sandy Beach Rip-Rap
Accessibility Other
County SAINT MARYS
New Construction N
Property Type Residential
HOA N
Subdivision Name ROSEBANK
Facing Direction West
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions When turning left onto Combs Creek Way follow directionals to end.
City LEONARDTOWN
Body of Water BRETON BAY & COMBS CREEK
Disclosures Prop Disclaimer Buried Fuel Tanks
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 169013.00
Tax Annual Amount 8226.0
Home Warranty Y/N N
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 567.99
Additional Parcels Y/N N
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Location Type Bayfront
Standard Status Active
Year Built Source Assessor
Tax Lot 1
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InteriorInterior Amenities Bathroom - Tub Shower Bathroom - Stall Shower Breakfast Area Carpet Ceiling Fan(s) Dining Area Kitchen - Gourmet Kitchen - Island Kitchen - Table Space Pantry Primary Bedroom - Bay Front Recessed Lig
Heating Fuel Oil Electric
Flooring Carpet Ceramic Tile Hardwood Laminate Plank Partially Carpeted Stone Other
Total Fireplaces 1
Fireplace Features Brick Wood Other
Hot Water Tankless
Basement (Y/N) N
Heating Y/N Y
Window Features Double Pane Screens
Fireplace Y/N Y
Above Grade Finished Area 2993
Half Baths 1
Central Air Y/N N
Total Bedrooms 5
Below Grade Finished Area 0
Room Type Living Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Family Room Den Foyer Laundry
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Laundry Type Dryer In Unit Main Floor Washer In Unit
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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ExteriorExterior Amenities Exterior Lighting Extensive Hardscape Flood Lights Private Beach Secure Storage Other Sidewalks
Pool Yes - Personal
Fencing Partially Rear Other
Parking Features Asphalt Driveway Private
Lot Features Cleared Fishing Available Front Yard Landscaping Level Poolside Premium Private Rear Yard Rip-Rapped SideYard(s) Other
Water Source Well
Inclusions Select furniture will convey.
Garage Features Additional Storage Area Covered Parking Garage - Side Entry Other
Type of Parking Detached Garage Driveway Other
Foundation Details Slab
Water View Y/N Y
Lot Size Acres 3.88
Road Surface Type Paved
Water Body Type Bay
Lot Size Source Assessor
Waterfront Y/N Y
Door Features Storm Sliding Glass
Other Equipment See Remarks
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Private Access Personal Watercraft (PWC) Private Beach Sail Swimming Allowed Waterski/Wakeboard
Road Responsibility Easement/Right of Way Private Road Maintenance Agreement
Horse Y/N N
Number of Docks 1
Land Assessed Value 523200.00
Navigable Water Y/N Y
Number of Slips 2
Water Oriented Y/N Y
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* Excluded FeaturesList ByCentury 21 New MillenniumBroker
dianawashabaughc21@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $10,734
- Monthly Property Taxes
- $686
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Leonardtown, MD
Average List Price $1,150,323
Percent of Sale Price 32%
About Leonardtown, MD 3,778 Population
65% Since 2002
$ 83,870 Median Income
38.45 Median Age
45% Households with Children
Trends Information provided by ATTOM Data Solutions.
3533971 Elementary School
3535470 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/27/2026 | $1,700,000 | | Listed Price |