1131 Garfield Street Chattanooga, TN ^$ 299,000

1131 Garfield Street

^$ 299,000

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1131 Garfield Street

Chattanooga, TN, 37403

^$ 299,000

Bedrooms2 Baths2.0 Sq 1,252

Monthly Estimate*

^$ 1,888

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Multi-Family Home for sale in Chattanooga, TN

for $299,000 with 2 bedrooms and 2 full baths. This 1,252 square foot home was built on a lot size of 0.09.

Two-unit income producer in an up-and-coming pocket of Chattanooga -- fully remodeled in 2023! Each side is a comfortable 1 bed / 1 bath with its own dedicated laundry room, and both units are ready to produce rental income. The 2023 remodel shows throughout: stainless steel appliances, granite countertops, and tile tub surrounds give each unit a clean, modern feel. Live in one and rent the other, or rent both sides for strong cash flow -- two doors, two income streams, one smart buy. Unbeatable location: walking distance to Erlanger, just minutes to UTC and downtown Chattanooga. Furniture is negotiable separately and not included in the list price. Bring your investor's eye and schedule a showing today! Listing agent has personal interest in property.

Multi-Family Active

Price

^$ 299,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 2,477

Style

Duplex

Lot Size

0.09

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1537533

Features

Interior

Interior Amenities Breakfast Bar Ceiling Fan(s) Eat-in Kitchen Granite Counters High Ceilings Kitchen Island Natural Woodwork Open Floorplan Plumbed Primary Downstairs Recessed Lighting Tub/shower Combo

Basement None

Flooring Luxury Vinyl

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Fireplace Y/N N

Laundry Features Laundry Closet

Total Bedrooms 2

Total Baths 2

General

Sewer Public Sewer

Heating Electric

Cooling Wall Unit(s)

Utilities Electricity Connected Water Connected

Possession Close Of Escrow

Roof Shingle

Appliances Washer/Dryer Stacked Stainless Steel Appliance(s) Refrigerator Microwave Electric Range Dishwasher

Patio/Porch Features Covered Front Porch Porch

Construction Materials Vinyl Siding

Year Built 1916

Levels One

Property Subtype Duplex

County Hamilton

New Construction N

Property Type Residential Income

HOA N

Attached Garage N

Subdivision Name Citico City

Garage Y/N N

Status Active

High School Howard School of Academics & Tech

City Chattanooga

Senior Community Y/N N

Number Of Units Total 2

MLS Area Chattanooga

Lot Size Units Acres

Lot Size Square Feet 4060.0

Carport Y/N N

Listing Terms Cash Conventional FHA USDA Loan VA Loan

Elementary School Tommie F. Brown Academy

Land Lease Y/N N

Tax Annual Amount 2477.0

Home Warranty Y/N N

Current Financing Conventional

Middle/Junior High School Orchard Knob Middle

Property Condition Updated/Remodeled

Lease Renewal Y/N N

MLS Area Minor Chattanooga

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Structure Type Duplex

Standard Status Active

Occupancy Type Vacant

Legal Description LOT 18 PT OF LOT 8 BLK 4 CITICO CITY PB 2 PG 26

Exterior

Exterior Amenities Private Entrance

Fencing Fenced Front Yard

Parking Features On Street

Lot Features Back Yard City Lot Level

Water Source Public

Lot Size Area 0.09

Foundation Details Block

Spa N

Building Area Total 1252.0

Lot Size Acres 0.09

Road Surface Type Asphalt

Waterfront Y/N N

Road Frontage Type City Street

Other Equipment Negotiable

Crops Included Y/N N

Road Responsibility Public Maintained Road

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 1131

* Excluded Features

List By

Faircloth Realty

Broker

elenisellshomes@gmail.com

Affordability Calculator

$2,094

Per Month

Monthly Principal & Interest: $1,888
Monthly Property Taxes: $206
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Chattanooga, TN

Average List Price ^$470,610

Percent of Sale Price 57%

About Chattanooga, TN

184,934 Population

16% Since 2002

^$44,682 Median Income

38.38 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

5503865 Elementary School

1547503 Middle School

Howard School of Academics & Tech High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/23/2026	$299,000	-0.33%	Price Down
6/26/2026	$300,000		Listed Price

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1131 Garfield Street, Chattanooga, TN, 37403 is a Multi-Family Home for sale at $299,000 with 1,252 sqft and a lot size of 0.09. 1131 Garfield Street has 2 bedrooms and 2.0 baths. The property's zip code is 37403 which is in Chattanooga, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing provided courtesy of The Internet Data Exchange (MLS Data Share) Program of The Multiple Listing Service of Chattanooga, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 8/13/2026.

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1131 Garfield Street

Multi-Family Home for sale in Chattanooga, TN

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