3504 Hardscrabble Road Spencer, IN $ 199,900
3504 Hardscrabble Road
$ 199,900
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3504 Hardscrabble Road

Spencer, IN, 47460
$ 199,900
Bedrooms3 Baths1.0 Sq 1,079

Monthly Estimate*

$ 1,262

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Single Family Home for sale in Spencer, IN

for $199,900 with 3 bedrooms and 1 full bath. This 1,079 square foot home was built in 1957 on a lot size of 1.

Welcome home to this charming 3-bedroom, 1-bath ranch nestled in a peaceful country setting. Offering timeless character and endless potential, this home features original hardwood floors that add warmth and charm throughout much of the living space. The retro kitchen is full of vintage appeal, providing a unique backdrop for everyday living while offering opportunities for personalization. The full unfinished basement provides abundant storage space and the potential for future expansion, a workshop, or hobby area. A convenient 2-car attached garage offers easy access and protection from the elements year-round. Surrounded by the tranquility of the countryside, this property combines rural charm with practical living. Whether you're looking for your first home, a place to downsize, or an investment opportunity, this ranch offers solid bones, classic features, and room to make it your own. Enjoy the beauty of country living while still being within easy reach of nearby amenities.

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Single Family Active

Price

$ 199,900

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 967

Style

Site-Built Home

Lot Size

1

Year Built

1957

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202625122

Features
General
Sewer Septic
Heating Gas
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Status Active Active
Full Baths 1
Half Baths 0
Bathrooms 1
Year Built 1957
New Construction No
Subdivision None
Style One Story
Township Clay
Class RESIDENTIAL
Type Site-Built Home
Age 69
REO No
Status Detail 0
Area Owen County
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
Total Sq Ft 1929
Elementary School Mccormicks Creek
Middle School Owen Valley
Legal Description IN SW SW S1 T9 R3 1A
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202625122
Agent First Name Tara
Agent Last Name White
DOM 1
Tax Year 2026
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Interior
Basement Full Basement
Beds 3
Total Rooms 2
Living Room Width 12
Living Room Length 18
Full Baths Main 1
Full Baths Upper 0
Above Grade Bedrooms 3
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 12
2nd Bedroom Length 12
2nd Bedroom Level Main
2nd Bedroom Width 12
3rd Bedroom Length 10
3rd Bedroom Level Main
3rd Bedroom Width 9
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Exterior
Exterior Vinyl
Pool No
Garage Length 28
Garage Width 21
Lot Size Area 43560
Lot Dimensions Irregular
Lot Description Other
Garage Capacity 2
Waterfront Y/N No
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* Excluded Features
List By
Tara White

Listing Agent

Century 21 Scheetz - Bloomington

Broker

tarawhite@c21scheetz.com

Email

Affordability Calculator

$1,343
Per Month
94%
6%
0%
Monthly Principal & Interest
$1,262
Monthly Property Taxes
$81
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1237060 Elementary School
1236321 Middle School
Owen Valley High School High School
Pricing History
DatePricePrice ChangeDescription
6/25/2026$199,900 Listed Price

Map


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3504 Hardscrabble Road, Spencer, IN, 47460 is a Single Family Home for sale at $199,900 with 1,079 sqft and a lot size of 1. 3504 Hardscrabble Road has 3 bedrooms, 1.0 baths, and was built in 1957. The property's zip code is 47460 which is in Spencer, IN