03944 Springwater Beach Road
Boyne City, MI, 49712 $ 1,499,000
Bedrooms3 Baths2.0 Sq 1,466 Monthly Estimate*
$ 9,465
for $1,499,000 with 3 bedrooms and 2 full baths. This 1,466 square foot home was built in 1960 on a lot size of 0.2.
*There are lake houses--and then there are cottages people dream about owning.* Perfectly positioned along the coveted north shore of Lake Charlevoix between Young State Park and Horton Bay, this home captures everything people imagine Northern Michigan living should be. Chic, timeless, and effortlessly stylish, this 3-bedroom, 2-bath cottage has been thoughtfully transformed while preserving the romance and simplicity of classic lake life. Inside, redesigned kitchen and baths pair seamlessly with warm textures, inviting gathering spaces, and a fresh cottage aesthetic. Every detail feels intentional--comfortable luxury without excess. Lake views from every room create a constant connection to the water and the changing weather beyond. The bedroom layout offers flexibility for both owners and guests, including a convenient first-floor bedroom and a private upper-level primary suite featuring a walk-in closet and a picture window overlooking the lake--an unforgettable place to wake each morning. A white picket fence frames the lovely gardens, while the new dock extends into the crystal waters of Lake Charlevoix, inviting long summer days of boating, swimming, paddle-boarding, and lakeside entertaining. With rare direct western exposure, sunset evenings unfold in spectacular color across the water--best enjoyed gathered with friends and family, with nowhere else to be. Ideally located, this property's convenient access to Boyne City, Petoskey, and Charlevoix, makes exceptional dining, shopping, skiing, golf, and year-round recreation within easy reach. This home proves luxury isn't measured by size--it's measured by feeling. This is the epitome of the Northern Michigan dream cottage--polished yet relaxed, sophisticated yet welcoming, and designed for making memories for generations. Sold turnkey furnished with some exclusions.
See more
FeaturesGeneralSewer Septic Tank
Heating Baseboard Hot Water
Possession Close Of Escrow
Roof Asphalt
Architectural Style Traditional
Security Features Security System
Construction Materials Vinyl Siding
Exclusions Sold turnkey furnished with exclusions.
Year Built 1960
Stories Count 2
Township Evangeline Twp
Property Subtype Single Family Residence
Tax Year 2025
Ownership Private Owned
Waterfront Features Lake
County Charlevoix
New Construction N
Property Type Residential
Garage Y/N N
Other Structures Shed(s)
Total Rooms 7
Full Baths 2
Status Pending
Directions From Boyne City: Take the Boyne City Charlevoix Rd. about 6 miles to the second entrance to Springwater Beach Rd. Take to the end curve left and house is 2nd on the right with the white picket fence.
City Boyne City
Body of Water Lake Charlevoix
High School District Boyne City
Zoning Description Residential
Lot Size Units Acres
Lot Size Square Feet 8712.0
Carport Y/N N
Listing Terms Cash Conventional
Land Lease Y/N N
Tax Annual Amount 15012.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Standard Status Pending
Occupancy Type Owner
Tax Assessed Value 345585
Legal Description PLAT OF SPRINGWATER BEACH RESORT LOT 6.
Senior Community None
See more
InteriorBasement Crawl Space
Flooring Engineered Hardwood
Total Fireplaces 1
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Main Level Bedrooms 1
Total Baths 2
See more
ExteriorExterior Amenities Balcony
Water Source Well
Lot Size Area 0.2
Spa N
Building Area Total 1466.0
Lot Dimensions 50 x 162
Lot Size Acres 0.2
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
Private Frontage True
See more
* Excluded FeaturesList ByColdwell Banker Schmidt RealtorsBroker
diane.finney@cbgreatlakes.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $9,465
- Monthly Property Taxes
- $1,251
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Boyne City, MI
Average List Price $1,072,419
Percent of Sale Price 28%
About Boyne City, MI 8,125 Population
4% Since 2002
$ 52,006 Median Income
45.35 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
4943643 Elementary School
4943640 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/25/2026 | $1,499,000 | | Listed Price |