3160 Mt. Philo Road
Charlotte, VT, 05445 $ 879,000
Bedrooms3 Baths2.1 Sq 2,210 Monthly Estimate*
$ 5,550
Listed by Margolin and von Trapp Team, Coldwell Banker Hickok and Boardman, 802-846-9588, laine@margolinvt.com
for $879,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,210 square foot home was built in 1887 on a lot size of 5.37.
Every small Vermont town has its iconic vintage homes-the ones that catch your eye every time you pass. This 1893 Queen Anne Victorian is one of Charlotte's finest, set on over 5 acres and lovingly cared for by the same owners for more than 40 years. A covered front porch welcomes you into the central foyer and expansive living room, where a large bay window frames Green Mountain views. Built-in bookcases, a wood-burning fireplace, and a window seat add to the room's original character and create a comfortable gathering space. At the back of the home, the eat-in kitchen features maple floors, custom cabinetry, slate countertops, and a sunny breakfast alcove that opens to the landscaped stone patio. Just off the kitchen, a mudroom with wainscoting, slate floors, and storage cubbies leads to a small back porch. An open dining room with cherry floors and an antique built-in butler's pantry completes the first floor. Upstairs, the primary suite includes a dressing area, walk-in closet, and private full bath. Two additional bedrooms are bright and spacious, with charming nooks and crannies throughout. They share a 3/4 bath and second-floor laundry with heated tile floors. The home underwent a thoughtful renovation in 1984 that added the kitchen, two baths, mudroom, and second-floor laundry, along with new plumbing and wiring throughout-no knob-and-tube wiring or cast iron. Beyond the home, the enchanting c.1860 English barn offers potential for a home business, studio, or auxiliary dwelling unit. The barn has been structurally reinforced and re-sited on a new poured concrete foundation. In 2015, the owners also installed a new state-of-the-art septic system engineered to support the existing 3-bedroom home and a future 1-bedroom ADU. These thoughtful improvements have added comfort and convenience while preserving the character and integrity that make this Charlotte home so memorable. After more than four decades as a beloved home, it is ready for its next chapter.
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Single Family PendingFarmhouse,Historic Vintage,Victorian
FeaturesInteriorBasement Description Basement Stairs Bulkhead Full Storage Space Unfinished
Interior Amenities Wood Fireplace 1 Fireplace Kitchen/Dining Primary BR w/ BA Natural Woodwork Walk-in Closet 2nd Floor Laundry
Basement Yes
Flooring Carpet Ceramic Tile Hardwood Slate/Stone Softwood Tile Wood
Beds 3
Total Rooms 7
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GeneralRoad Frontage Yes
Sewer Concrete Mound Leach Field On-Site Septic Exists Private Pumping Station Replacement Field-OnSite Septic Design Available Septic
Heating Propane Natural Gas Multi Fuel Blowers Electric Forced Air Heat Pump Hot Air
Cooling Central AC
Utilities Cable at Site Phone
Roof Metal Standing Seam
Appliances Dishwasher Gas Range Refrigerator Washer Solar Water Heater Exhaust Fan Vented Exhaust Fan
Garage Yes
Flood Zone No
Zoning Ag/ Residential
3/4 Baths 1
Full Baths 1
Half Baths 1
Bathrooms 3
Year Built 1887
Electric Circuit Breaker(s)
Style Farmhouse Historic Vintage Victorian
Stories Count 2
Type Single Family
Property Condition Existing
Accessibility Features 1st Floor 1/2 Bathroom
Tax Year 2025
Status Detail 0
Covenants No
Construction Materials Wood Frame Clapboard Exterior Wood Exterior Wood Siding
City Charlotte
Seasonal No
DOM 68
Price Per Sq Ft Total AG 397.74
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ExteriorLot Features Country Setting Landscaped Mountain View Slight Trail/Near Trail Abuts Conservation Near Paths Rural
Exterior Amenities Barn Garden Space Patio Covered Porch
Driveway Crushed Stone
Water View No
Lot Size Area 5.37
Water Source Drilled Well
Parking Features Storage Above Driveway On-Site Barn Detached
Garage Capacity 2
Foundation Concrete Slab Fieldstone Stone
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* Excluded FeaturesList ByMargolin and von Trapp TeamListing Agent
Coldwell Banker Hickok And BoardmanBroker
laine@margolinvt.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,550
- Monthly Property Taxes
- --
- Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Charlotte, VT
Average List Price $1,479,400
Percent of Sale Price 68%
About Charlotte, VT 3,742 Population
6% Since 2002
$ 122,633 Median Income
48.58 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
451920 Elementary School
452237 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/27/2026 | $879,000 | -7.38% | Price Down |
| 6/24/2026 | $949,000 | | Listed Price |