9294 PANAMA CIRCLE Port Charlotte, FL $ 850,000
9294 PANAMA CIRCLE
$ 850,000
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9294 PANAMA CIRCLE

Port Charlotte, FL, 33981
$ 850,000
Bedrooms3 Baths2.0 Sq 2,146

Monthly Estimate*

$ 5,367

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Single Family Home for sale in Port Charlotte, FL

for $850,000 with 3 bedrooms and 2 full baths. This 2,146 square foot home was built in 2023 on a lot size of 0.23.

BOATER'S PARADISE! Built in 2023, this upgraded Gulf-access waterfront residence offers the ultimate Southwest Florida lifestyle with a private dock, pool, and access to open water. Offering 3 bedrooms, 2 baths, a dedicated office, and 2,146 square feet, this home features a desirable split-bedroom floor plan. The private primary suite occupies its own wing of the home, while two guest bedrooms and the guest/pool bath are situated on the opposite side, with a pocket door that provides extra privacy for guests or family members. A widened paver driveway, new St. Augustine sod, and tropical landscaping create outstanding curb appeal. The landscaping is supported by a versatile irrigation system that allows the owner to utilize either a dedicated irrigation meter or canal water, providing potential savings on water usage. The chef-inspired kitchen is beautifully appointed with upgraded appliances, including a smart refrigerator with an integrated entertainment screen, an upgraded dishwasher, a range, and a custom ceiling-height vent hood, along with a beverage refrigerator, unfinished granite countertops, solid-wood soft-close custom cabinetry, abundant storage, and an open-concept design ideal for entertaining. Pocketing impact-rated sliding glass doors open the great room and kitchen to the lanai, creating seamless indoor-outdoor living. The primary en-suite retreat features sliding glass door access to the lanai with a custom blackout blind. The en-suite bath features dual shower heads and a rainfall shower. This home offers a dedicated office providing the perfect space for working remotely, hobbies, or a quiet retreat. Outdoor living takes center stage with an extended lanai, panoramic screen enclosure, outdoor kitchen with built-in beverage refrigerator, outdoor shower, and an automated heated pool and spa system with waterfall feature. An electronic remote-controlled hurricane screen encloses the lanai for added protection and secure storage during storms or extended absences. Built with both comfort and peace of mind, the home features impact-rated windows and sliding glass doors, a whole-home Generac generator powered by dual 250-gallon propane tanks, integrated smart-home technology, and polyurethane spray-foam insulation for enhanced energy efficiency and climate control. Additional storm protection includes an electronic roll-down hurricane shutter at the front entryway. Architectural details include 10-foot ceilings throughout, and the foyer, great room, office, primary suite, and lanai feature custom tray ceilings, upgraded interior doors, transom windows, and abundant recessed lighting. Boaters will appreciate the extended composite dock and covered 10,000-pound boat lift. Extending farther into the canal, the dock provides improved access during low-water conditions while maximizing enjoyment of this exceptional Gulf-access location. Additional upgrades include backyard fencing, an epoxy-coated garage floor, garage storage ceiling-Furniture is racking system, utility tub, new irrigation pump, and custom Bahama shutters throughout. Located in South Gulf Cove, residents enjoy parks, sidewalks, an optional HOA, and no mandatory association fees. Offered at a highly competitive price, given its extensive upgrades, newer construction, Gulf access, and exceptional boating amenities, this waterfront home represents outstanding value in today's market.

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Single Family Active

Price

$ 850,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 9,775

Style

Florida

Lot Size

0.23

Year Built

2023

Town/City

Port Charlotte

County/Region

Charlotte

MLS | Web ID

A4697075

Features
General
Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Fiber Optics Mini Sewer Propane Public Sewer Connected Water Connected
Roof Shingle
Appliances Bar Fridge Dishwasher Disposal Exhaust Fan Microwave Range Refrigerator
Zoning RSF3.5
Garage Spaces 3
Patio/Porch Features Covered Enclosed Front Porch Rear Porch Screened
Architectural Style Florida
Pool Features Gunite Heated In Ground Lighting Outside Bath Access Salt Water Screen Enclosure
Security Features Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK Yes
Year Built 2023
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Brackish
County Charlotte
New Construction false
Property Type Residential
Attached Garage true
Energy Efficient Construction Insulation Windows
Subdivision Name PORT CHARLOTTE SEC 071
Facing Direction Southwest
Garage Y/N true
Green Indoor Air Quality Integrated Pest Management
Other Structures Other Outdoor Kitchen
Total Rooms 7
Full Baths 2
Status Active
Directions From SR 776 and Gaparilla Rd (SR 771) head south on Gasparilla turn left onto Ingraham Blvd turn right on Calumet Blvd then left onto Panama Circle; the property is on your right.
High School Lemon Bay High
City PORT CHARLOTTE
Senior Community Y/N false
MLS Area 33981 - Port Charlotte
Lot Size Units Square Feet
Lot Size Square Feet 9999
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Spa Features Heated In Ground
Elementary School Myakka River Elementary
Land Lease Y/N false
Tax Annual Amount 9775.95
Home Warranty Y/N false
Middle/Junior High School L.A. Ainger Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://hub.allanglesrem.com/9294-Panama-Cir/idx
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name DM Dean
Standard Status Active
Occupancy Type Owner
Tax Lot 26
Legal Description PCH 071 4391 0026 PORT CHARLOTTE SEC71 BLK4391 LT 26 1143/432 1506/1472 2093/532 2149/348 2752/678 2752/680 2752/683 2752/675 3721/2063 4893/1435 5020/2161 3371675
Minimum Lease No Minimum
Water Access Y/N false
Additional Rooms Den/Library/Office Great Room Inside Utility
Water View Y/N false
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Attic Fan Attic Ventilator Ceiling Fan(s) Crown Molding Eating Space In Kitchen High Ceilings In Wall Pest System Kitchen/Family Room Combo Open Floorplan Pest Guard System Primary Bedroom Main Floor Smart Home Solid Wood Cabinets Split Bedroom Stone Counters Thermostat Tray Ceiling(s) Walk-In Closet(s) Wet Bar Window Treatments
Flooring Ceramic Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Shades Shutters Storm Window(s) Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Hurricane Shutters Irrigation System Outdoor Kitchen Rain Gutters Sliding Doors
Vegetation Mature Landscaping Trees/Landscaped
Fencing Chain Link
Parking Features Garage Door Opener Oversized
Lot Features In County Landscaped Level
Water Source Canal/Lake For Irrigation Public See Remarks
Lot Size Area 9999
Foundation Details Slab
Spa true
Building Area Total 3119
Lot Size Acres 0.23
Road Surface Type Paved Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 3
Road Frontage Type Street Paved
Number of Lots 1
Builder Model Coastal
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Gayle.scott@floridamoves.com

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Affordability Calculator

$6,182
Per Month
87%
13%
0%
Monthly Principal & Interest
$5,367
Monthly Property Taxes
$815
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Lemon Bay High High School High School
Pricing History
DatePricePrice ChangeDescription
6/23/2026$850,000 Listed Price

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9294 PANAMA CIRCLE, Port Charlotte, FL, 33981 is a Single Family Home for sale at $850,000 with 2,146 sqft and a lot size of 0.23. 9294 PANAMA CIRCLE has 3 bedrooms, 2.0 baths, and was built in 2023. The property's zip code is 33981 which is in Port Charlotte, FL