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517 W 4th St Spencer, IA $ 125,000
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517 W 4th St
$ 125,000
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517 W 4th St

Spencer, IA, 51301
$ 125,000
Bedrooms4 Baths0.0 Sq 1,950

Monthly Estimate*

$ 789

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Single Family Home for sale in Spencer, IA

for $125,000 with 4 bedrooms. This 1,950 square foot home was built in 1990 on a lot size of 0.33.

Spacious 4-bedroom, 2-story home with tons of living space on a large lot in a desirable Spencer neighborhood. Filled with character and potential, this home features generous room sizes, abundant living space, and plenty of opportunity to make it your own. Step outside to enjoy the huge fenced backyard—perfect for pets, play, gardening, or entertaining—complete with a large storage shed for all your outdoor needs. Conveniently located near downtown, schools, parks, and shopping, this property combines historic charm, outdoor space, and a great location. Don't miss this opportunity to own a classic home with room to grow!

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Single Family Active

Price

$ 125,000

Bedrooms

4

Property Type

Single Family

Taxes

$ 1,430

Style

TWO STORY

Lot Size

0.33

Year Built

1990

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260677
Features
General
Sewer Public Sewer
Construction Frame/Wood Stick Built
Heating Baseboard Space/Wall Heater
Cooling Wall
Appliances Dishwasher Dryer Microwave Range/Stove Refrigerator Washer
Flood Zone Yes-500
Number of Garage Spaces 1
School District Spencer
Electric Breakers
Architectural Style TWO STORY
Stories Count 2
Class RESIDENTIAL
Assessments No
Levels Two
Type Single Family Residence
Yearly Taxes 1430
Tax Year 2024
Fuel Electric Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 14190
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1990
City Spencer
Total Sq Ft 3029
DOM 0
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 64.1
Public Remarks Spacious 4-bedroom 2-story home with tons of living space on a large lot in a desirable Spencer neighborhood. Filled with character and potential this home features generous room sizes abundant livin
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Exterior
Waterfront 0
Garage Type Detached
Garage Capacity 360 SF (18' w x 20' L)
Lot Size Source Assessor
Water Source Public/City
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Interior
Furnished Y/N No
Total Baths 2
Full Baths 0
Bath Description Main Floor 3/4 Bath Upper Level Bath
1/4 Baths 0
Basement Features Unfinished
Basement Material Concrete Block
Basement Style Full
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* Excluded Features
List By
Ross Vander Laan

Listing Agent

Exit Realty Midwest

Broker

(712) 320-5525

Phone

rossknowshomes@gmail.com

Email

Affordability Calculator

$908
Per Month
87%
13%
0%
Monthly Principal & Interest
$789
Monthly Property Taxes
$119
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
6/22/2026$125,000 Listed Price

Map

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517 W 4th St, Spencer, IA, 51301 is a Single Family Home for sale at $125,000 with 1,950 sqft and a lot size of 0.33. 517 W 4th St has 4 bedrooms, 0.0 baths, and was built in 1990. The property's zip code is 51301 which is in Spencer, IA

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