417 3RD STREET Key Largo, FL $ 1,050,000
417 3RD STREET
$ 1,050,000
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417 3RD STREET

Key Largo, FL, 33037
$ 1,050,000
Bedrooms3 Baths2.0 Sq 2,635

Monthly Estimate*

$ 6,465

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Single Family Home for sale in Key Largo, FL

for $1,050,000 with 3 bedrooms and 2 full baths. This 2,635 square foot home was built in 2016 on a lot size of 0.14.

Live the Key Largo dream from this beautifully maintained oceanside retreat in Largo Sound Village. Built in 2016 and only 10 years young, this 4-bedroom, 3-bath property offers more than 2,500 square feet of flexible living space with the strength, efficiency and layout buyers want in the Florida Keys. Unlike many older Keys homes, this residence was thoughtfully built to modern expectations with solid poured-concrete walls, a metal roof, impact windows and doors, spray-foam-insulated attic and an elevated Flood Zone X setting designed to help mitigate flood risk and provide peace of mind. The upper residence features 3 bedrooms, 2 baths, 9-foot ceilings and a bright open floor plan made for gathering. The kitchen is the heart of the home, offering abundant cabinetry, granite counters, stainless appliances, coastal mosaic backsplash and an oversized island ideal for entertaining, casual meals and serving the day’s fresh catch. French doors open to a 43-foot-wide covered balcony with plenty of room for outdoor dining, lounging and evening cocktails in the island breeze. Downstairs, a well-appointed 1-bedroom, 1-bath guest apartment includes its own living and dining area, kitchenette/wet bar, refrigerator and covered porch, creating exceptional flexibility for guests, extended family, multigenerational living or potential rental appeal. A separate air-conditioned office provides a comfortable private workspace. Parking and storage are major standouts. The oversized 26-by-30-foot two-car garage is a rare and valuable Keys feature with room for vehicles, boating gear, dive equipment, fishing tackle, paddleboards, bikes and tools. The generous lot and open parking area provide ample space for a boat, RV, trailer and other toys, making this property especially appealing for buyers who want to fully enjoy the Keys lifestyle without sacrificing practicality. A new central A/C installed in 2025, tankless water heater, buried propane tank, gas dryer and gas-range hookup add comfort and efficiency. Easy-care tile flooring fits perfectly with relaxed coastal living, and furnishings are available as an option for buyers seeking a more seamless transition. The neighborhood boat ramp is just steps away, placing Largo Sound and the Atlantic within easy reach for fishing, diving, snorkeling, kayaking, paddleboarding and unforgettable days on the water. Key Largo is known as the Diving Capital of the World, with John Pennekamp Coral Reef State Park, the iconic Christ of the Abyss, world-class reefs, waterfront restaurants, fresh seafood, live music and endless boating adventures nearby. As the first of the Florida Keys, Key Largo offers the tropical escape buyers dream about while still providing convenient access to the mainland and South Florida. Rentals are permitted with a 28-day minimum, creating potential for monthly or seasonal income when the home is not being personally enjoyed. With a newer 2016 build, high-end finishes, separate guest accommodations, rare garage space, abundant parking and boat-friendly access, this property is ideal as a primary residence, second home or Keys investment. Whether your perfect day means chasing mahi offshore, snorkeling over coral reefs, hosting friends on the balcony or simply slowing down beneath the palms, this is the Key Largo lifestyle buyers come searching for. Opportunities like this are few and far between, and serious buyers should act quickly before this one is gone.

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Single Family Active

Price

$ 1,050,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,504

Style

Custom Elevated Key West

Lot Size

0.14

Year Built

2016

Town/City

Key Largo

County/Region

Monroe

MLS | Web ID

NS1088544

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air Mini-Split Unit(s) Other
Utilities Electricity Connected Propane Public Sewer Connected Water Connected
Possession Close Of Escrow Negotiable
Roof Metal
Appliances Dishwasher Disposal Dryer Gas Water Heater Microwave Range Range Hood Refrigerator Tankless Water Heater Washer
Zoning IS
HOA Fee 150
Garage Spaces 2
Patio/Porch Features Covered Front Porch Other Rear Porch
Architectural Style Custom Elevated Key West
Security Features Closed Circuit Camera(s) Security Lights Security System Owned
Construction Materials Concrete
Pets Allowed Yes
Year Built 2016
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Waterfront
Community Features Community Boat Ramp Water Access Waterfront Dog Park Park
Assoc Fee Paid Per Annually
County Monroe
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name LARGO SOUND VILLAGE
Facing Direction West
Garage Y/N true
Total Rooms 13
Full Baths 2
Status Active
Directions From the intersection of Card Sound Road and US-1 travel south on US-1/Overseas Highway approximately 2 miles to Mile Marker 104. Turn left toward the ocean onto Avenue B then turn right onto 3rd St
City KEY LARGO
Body of Water LARGO SOUND TO ATL/GULLF
Senior Community Y/N false
MLS Area 33037 - Key Largo
Lot Size Units Square Feet
Lot Size Square Feet 6000
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 6504.55
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://tours.keyspropertyvisuals.com/cvtnb/364377
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 20
Legal Description BK 4 LT 20 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR324-141 OR1114-2037T/R OR1812-2415/16 OR1900-1085/87D/C-AFF OR1900-1085/87D/C OR2168-1414/16AFF OR2168-1417/19TR/D OR2523-1888
Water View Lagoon
Water Access Type Gulf/Ocean Lagoon
Minimum Lease 1 Month
Water Access Y/N true
Monthly HOA Amount 12.5
Additional Rooms Interior In-Law Suite w/Private Entry
ILS Total SQFT 527
ILS Under Air SQFT 527
Water View Y/N true
Flood Zone Code X X500
DockY/N false
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo L Dining Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor PrimaryBedroom Upstairs Walk-In Closet(s) Window Treatments
Flooring Tile
Furnished Y/N Negotiable
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features ENERGY STAR Qualified Windows Shades Storm Window(s) Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Upper Level
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Lighting
Fencing Other
Parking Features Garage Door Opener Guest Off Street Open Oversized RV Parking
Lot Features Cleared Conservation Area Cul-De-Sac City Lot Level Near Marina Near Public Transit
Water Source Public
Lot Size Area 6000
Foundation Details Slab Stilt/On Piling
Building Area Total 4492
Lot Dimensions 60 x 100
Lot Size Acres 0.14
Road Surface Type Asphalt Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
NSBebroker@aol.com

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Affordability Calculator

$7,007
Per Month
92%
8%
0%
Monthly Principal & Interest
$6,465
Monthly Property Taxes
$542
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/21/2026$1,050,000 Listed Price

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417 3RD STREET, Key Largo, FL, 33037 is a Single Family Home for sale at $1,050,000 with 2,635 sqft and a lot size of 0.14. 417 3RD STREET has 3 bedrooms, 2.0 baths, and was built in 2016. The property's zip code is 33037 which is in Key Largo, FL