1041 1st Street Surf City, NC $ 1,089,900
1041 1st Street
$ 1,089,900
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1041 1st Street

Surf City, NC, 28445
$ 1,089,900
Bedrooms3 Baths2.0 Sq 2,288

Monthly Estimate*

$ 6,711

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Single Family Home for sale in Surf City, NC

for $1,089,900 with 3 bedrooms and 2 full baths. This 2,288 square foot home was built in 1993 on a lot size of 0.15.

--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

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Single Family Active

Price

$ 1,089,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,079

Style

Single Family Residence

Lot Size

0.15

Year Built

1993

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100583279

Features
General
Living Area 2288.0
Heating Heat Pump Electric
Cooling Heat Pump
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Metal
Appliances Built-In Microwave Refrigerator Electric Range
Zoning MHS
Patio/Porch Features Covered
Construction Materials Vinyl Siding Wood Frame
Year Built 1993
View Canal
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Taxes 7079.66
Parcel Number 801-212
Waterfront Features Bulkhead Canal Front Water Depth 4+
County Onslow
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
HOA N
Attached Garage N
Subdivision Name Old Settlers Beach
Garage Y/N N
Total Rooms 5
Full Baths 2
Status Active
Directions Cross Surf City Bridge and take the 3rd exit off of the round about on to New River dr. go approximately 2.3 miles and turn left ont 1st st . Property will be on the left
High School Dixon
City Surf City
High School District Onslow
Lot Size Units Acres
Lot Size Square Feet 6534.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Coastal Elementary
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Dixon
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 597439
Legal Description L14 S3 B46 Old Settlers Beach
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Interior
Interior Amenities Ceiling Fan(s) Furnished
Master Bed Level Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Total Bedrooms 3
Entry Level 2
Room Type Living Room Dining Room Dining Area Bedroom 1 Bedroom 2 Bedroom 3
Total Baths 2
Living Area Range 1400 - 1599
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Exterior
Exterior Finish Vinyl Siding
Fencing None
Parking Features Gravel
Lot Features Boat Dock Bulkhead Water Depth 4+
Total Parking 0.0
Lot Size Area 0.15
Foundation Details Other Pilings
Spa N
Building Area Total 1515.0
Lot Dimensions 55 x 120
Lot Size Acres 0.15
Road Surface Type Paved
Frontage Type Canal Front
Waterfront Y/N Y
Road Frontage Type City Street State Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 1041
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* Excluded Features
List By
Glynda Bradshaw

Listing Agent

Ward Realty Corp

Broker

glynda@wardrealty.com

Email

Affordability Calculator

$7,301
Per Month
92%
8%
0%
Monthly Principal & Interest
$6,711
Monthly Property Taxes
$590
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735714 Elementary School
3959089 Middle School
Dixon High School High School
Pricing History
DatePricePrice ChangeDescription
6/20/2026$1,089,900 Listed Price

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1041 1st Street, Surf City, NC, 28445 is a Single Family Home for sale at $1,089,900 with 2,288 sqft and a lot size of 0.15. 1041 1st Street has 3 bedrooms, 2.0 baths, and was built in 1993. The property's zip code is 28445 which is in Surf City, NC