1037 Cotton Street Reading, PA $ 118,000
1037 Cotton Street
$ 118,000
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1037 Cotton Street

Reading, PA, 19602
$ 118,000
Bedrooms2 Baths1.0 Sq 584

Monthly Estimate*

$ 727

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Townhouse for sale in Reading, PA

for $118,000 with 2 bedrooms and 1 full bath. This 584 square foot townhouse was built in 1900 on a lot size of 0.02.

Welcome to 1037 Cotton St, Reading, PA! This traditional brick rowhome offers 2 bedrooms, 1 full bath, and approximately 584 square feet of living space, making it a great opportunity for a first-time homebuyer, downsizer, or investor. The home features a functional floor plan, natural gas heat, and a full basement that provides additional storage space. Conveniently located near local shopping, dining, schools, and major roadways, this property offers easy access to everyday amenities. With its classic character, manageable size, and affordable price point, this home is ready for its next owner. Tenant is responsible for all utilities, including water, sewer, trash, electric, and gas.

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Townhouse Active

Price

$ 118,000

Bedrooms

2

Full Bath

1

Property Type

Townhouse

Taxes

$ 619

Style

Traditional

Lot Size

0.02

Year Built

1900

Town/City

Reading

County/Region

Berks

MLS | Web ID

PABK2073782

Features
General
Living Area 584
Sewer Public Sewer
Heating Forced Air
Cooling None
Utilities Natural Gas Available
Possession Settlement Subject to Existing Lease
Appliances Refrigerator Oven/Range - Gas
Zoning RESIDENTIAL
Architectural Style Traditional
Construction Materials Brick
School District READING
Year Built 1900
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel None
Municipality READING CITY
Accessibility None
County BERKS
New Construction N
Property Type Residential
HOA N
Subdivision Name NONE AVAILABLE
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 1
Status ACTIVE
Directions 1037 Cotton St is located next to Santa Rita Grocery. The property is on Cotton Street between Maple Street and S 11th Street.
City READING
Senior Community Y/N N
MLS Area Reading City (10201)
Lot Size Units Square Feet
Lot Size Square Feet 871.00
Tax Annual Amount 619.0
Structure Type Interior Row/Townhouse
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 202.05
Acceptable Financing FHA Conventional Cash USDA VA
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Tax Lot 9921
Association Recreation Fee N
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Interior
Interior Amenities Dining Area
Heating Fuel Oil
Basement Other
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 584
Central Air Y/N N
Total Bedrooms 2
Below Grade Finished Area 0
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 1
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Exterior
Pool No Pool
Water Source Public
Type of Parking On Street
Foundation Details Other
Water View Y/N N
Lot Dimensions 0.00 x 0.00
Lot Size Acres 0.02
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 3900.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 1037
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* Excluded Features
List By
Bold Realty

Broker

trent@boldpa.com

Email

Affordability Calculator

$778
Per Month
93%
7%
0%
Monthly Principal & Interest
$727
Monthly Property Taxes
$52
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2183915 Elementary School
2183912 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/18/2026$118,000 Listed Price

Map


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1037 Cotton Street, Reading, PA, 19602 is a Townhouse for sale at $118,000 with 584 sqft and a lot size of 0.02. 1037 Cotton Street has 2 bedrooms, 1.0 baths, and was built in 1900. The property's zip code is 19602 which is in Reading, PA