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228 South Street Oxford, MD $ 925,000
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$ 925,000 Get more info
228 South Street
$ 925,000
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228 South Street

Oxford, MD, 21654
$ 925,000
Bedrooms3 Baths2.0 Sq 1,780

Monthly Estimate*

$ 5,695

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Single Family Home for sale in Oxford, MD

for $925,000 with 3 bedrooms and 2 full baths. This 1,780 square foot home was built in 1900 on a lot size of 0.08.

The Rose Cottage was first built in 1890 and owned by a waterman. With barely 1,200 square feet, the house served many generations of Oxford families. Fast forward for about 100 years, the house was raised and the foundation was modernized in the late 1990s. With plumbing and electrical upgrades, the house became a modern historical home. When the current owners bought the Cottage in 2004, they continued with upgrades and additions that continued that modernization, culminating with 2 major upgrades and an 800 square foot addition that made the house 2000 square feet and quite comfortable by todays standards. The first major addition and upgrade was to the living room. Owners added a new fireplace and chimney, 2 new Marvin windows and oak flooring in 2006. The front porch received a new decking with Trex decking in 2005. In 2011 the most significant upgrade came to date, taking a full year to complete. Starting with an architectural review and plan, the owners worked closely with Oxfords Historical Board and added 800 square feet to the total footprint and much modernization. Here are some of the highlights: GMB Foundation Review New Foundation for Bump out addition Extensive teardown of interior walls, exterior siding, back kitchen, suspect framing and much more. New build of the Bump out section with 2 levels Rotation of the stairs to the second story with complete rebuild Upgraded kitchen with new appliances, granite countertops and more Widening the living room to dining room entry New wood floors throughout both stories New on-demand water heater Security system and surround sound system Floors in attic for better storage use and foam insulation with an insulating the shell approach to the entire house Cementitious product planking on the exterior for superior protection and durability looks like wood planks but wont need painting for 30 years. Crawl space mitigation with 10mil plastic, closed foam insulation, sump pump and dehumidifier. Continual service and monitoring with termite and pest control. Virtually every square inch of the Rose Cottage has been upgraded and modernized except for the historic front bedroom. Detached shed with upright freezer with workbench and storage The Rose Cottage is now a comfortable, fully modernized home that is practically maintenance free. With off-street parking for two cars and ideally located next to the restored Wesleyan Church, the cottage is ideally located in Oxfords historic district.

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Single Family Coming Soon

Price

$ 925,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,032

Style

Cape Cod

Lot Size

0.08

Year Built

1900

Town/City

Oxford

County/Region

Talbot

MLS | Web ID

MDTA2014170
Features
General
Living Area 1780
Sewer Public Sewer
Heating Heat Pump - Electric BackUp
Cooling Heat Pump(s)
Utilities Above Ground
Possession Settlement
Zoning R
Architectural Style Cape Cod
Construction Materials Stick Built
School District TALBOT COUNTY PUBLIC SCHOOLS
Year Built 1900
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Oxford
Accessibility Level Entry - Main
County TALBOT
New Construction N
Property Type Residential
HOA N
Subdivision Name OXFORD
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status COMING SOON
Directions Take Rt. 333 Oxford Road to right at the causeway onto Morris Street take a right on High Street beside the Oxford Market then take a right onto South Street. House is the last one on the right. Sign
City OXFORD
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 3692.00
Tax Annual Amount 5032.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 519.66
Acceptable Financing Cash Conventional
Vacation Rental Y/N N
Virtual Tour https://thru-the-lens-ivuf.view.property/2392407?idx=1
Standard Status Coming Soon
Year Built Source Assessor
Legal Subdivision *
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Interior
Heating Fuel Electric
Total Fireplaces 1
Hot Water Instant Hot Water Propane
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1780
Central Air Y/N N
Total Bedrooms 3
Below Grade Finished Area 0
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Water Source Public
Type of Parking Driveway
Foundation Details Crawl Space
Water View Y/N N
Lot Size Acres 0.08
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 250000.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 228
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* Excluded Features
List By
Benson & Mangold, Llc

Broker

henryshale@gmail.com

Email

Affordability Calculator

$6,115
Per Month
93%
7%
0%
Monthly Principal & Interest
$5,695
Monthly Property Taxes
$419
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533924 Elementary School
3534231 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/18/2026$925,000 Listed Price

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228 South Street, Oxford, MD, 21654 is a Single Family Home for sale at $925,000 with 1,780 sqft and a lot size of 0.08. 228 South Street has 3 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 21654 which is in Oxford, MD

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