304 Terrace Avenue
Jersey City, NJ, 07307 $ 634,900
Bedrooms3 Baths2.0 Monthly Estimate*
$ 3,909
for $634,900 with 3 bedrooms and 2 full baths.
A Rare Opportunity Jersey City Heights an opportunity that has become increasingly difficult to find—a solid brick home with exceptional space, flexible living arrangements, and tremendous upside for the buyer with vision. Spanning approximately 1,730 square feet across three levels, this home features oversized windows, original wood flooring, generous room sizes, and a layout that easily adapts to a variety of lifestyles. The main living level includes a bright living room with a charming bay window, an eat-in kitchen, full bath, and mudroom with direct access to the backyard. The upper level offers two spacious bedrooms along with additional bonus rooms that can be reimagined as home offices, dressing rooms, office, or expanded bathroom space. A fully independent ground-level living area complete with its own kitchen, full bath, and laundry, providing valuable flexibility for guests, work-from-home needs, or recreation space. Outside, the deep backyard offers room for gardening, entertaining, or creating a private urban retreat. 304 Terrace Avenue is not a turnkey property—but for the buyer who understands the value of location, square footage, and solid construction, it presents a compelling opportunity to personalize, renovate, and build equity in one of Jersey City's most desirable neighborhoods. Just moments from local favorites, beautiful parks, highly regarded schools, and convenient transportation into Manhattan,
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FeaturesGeneralHeating Baseboard Natural Gas
Cooling Window Unit(s)
Garage Spaces 0.0
Pool Features None
Construction Materials Brick
View Sunset West
Rooms None
Property Subtype Single Family Residence
Ownership Private
Waterfront Features None
County HUDSON
Property Type Residential
HOA N
Total Rooms 8
Full Baths 2
Status Active - Active
High School DICKINSON
City Jersey City
Disclosures Seller's Agent Seller Disclosure - Yes
Elementary School 27
Year Built Details 1900-1939 Build Prior to 1978
Tax Annual Amount 8322.0
Lease Considered Y/N N
Standard Status Active
Virtual Tour https://youtu.be/T5nWcoLrBrE?si=pMTXhElVTMWqlePC
Property Sub Type Additional Victrn
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InteriorBasement Finished Grd Lv Acces
Fireplace Features None
Heating Y/N N
Half Baths 0
Total Bedrooms 3
Total Baths 2
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ExteriorLot Features Regular
Other Parking None
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $3,909
- Monthly Property Taxes
- $694
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Jersey City, NJ
Average List Price $867,548
Percent of Sale Price 37%
About Jersey City, NJ 276,709 Population
15% Since 2002
$ 68,187 Median Income
37.13 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
5500132 Elementary School
5500128 Middle School
Dickinson High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/18/2026 | $634,900 | | Listed Price |