500 Cedar Street St. Charles, IL $ 525,000
500 Cedar Street
$ 525,000
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500 Cedar Street

St. Charles, IL, 60174
$ 525,000
Bedrooms3 Baths1.0 Sq 1,900

Monthly Estimate*

$ 3,315

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Single Family Home for sale in St. Charles, IL for $525,000 with 3 bedrooms and 1 full bath. This 1,900 square foot home was built in 1931 on a lot size of 0.2.

TOP HIGHLIGHTS - Well-preserved and maintained 1931 Craftsman bungalow. - Walkable downtown St. Charles living. - Fully fenced. - Fox River & recreation nearby. - Steps from summer concerts and parades. - Landscaped yard with outdoor living space. - Abundant Storage. - Many updates. Updated 1931 brick Craftsman bungalow in walkable downtown St. Charles, just blocks from the Fox River, Pottawatomie Park, restaurants, shops, the Arcada Theatre, Whole Foods Market, trails, recreation, and community events. Fully fenced yard. Offering approximately 1,890 sq ft of above-grade living space, this 3-bedroom, 1-bath home blends preserved historic character with many recent updates. Original details include wood trim, wood windows, picture rails, glass door knobs, refinished hardwood floors, a wood-burning brick fireplace, and built-in storage. The main level features a spacious 26' x 14' living room, formal 17' x 15' dining room, updated 13' x 13' kitchen, and a heated enclosed front porch filled with natural light. Two sets of french doors connect the porch to the living room, creating flexible space for an office, reading room, studio, or secondary sitting area. The kitchen combines classic character with modern function, including custom cherry cabinetry, quartz countertops, ceramic tile flooring, and GE Cafe appliances added in 2025. A generous open area provides room for a breakfast table or a future island. Upstairs are three bedrooms and a full bath with striking Art Deco tile and Kohler fixtures. Each bedroom offers ample closet space, including a 6' x 10' walk-in closet in the primary bedroom. The hallway includes an original built-in storage cabinet. The full unfinished basement has both interior access and a separate exterior entry, making it well suited for storage, utilities, exercise space, hobbies, or workshop use. The fully fenced yard offers privacy, curb appeal, and outdoor entertaining space, with black metal wrought-iron style fencing, cedar privacy fencing, cottage-style landscaping, seasonal plantings, apple trees, and a cedar pergola with string lighting. A detached two-car garage provides additional storage and shop space. Major recent improvements include full tear-off roof replacement on the house and garage (2020), genuine copper gutters (2020), hot water heater (2020), fully fenced yard (2020), exterior repainting (2021), refinished hardwood floors on both levels (2021), masonry tuckpointing (2022), chimney cap replacement (2022), A/C condenser (2022), Craftsman-style pergola (2022), electrical panel (2023), garage doors and openers (2023), water softener (2024), window shades throughout (2025), GE Cafe refrigerator, double oven, and microwave (2025), quartz countertops (2026), and kitchen ceramic floor tile (2026). A distinctive downtown St. Charles home with historic detail, modern updates, generous storage, and a highly walkable location. Yard decor/statuary and the tiered concrete planter in the front yard do not convey. The large planters on the front entrance wing walls do convey.

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Single Family Contingent

Price

$ 525,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 7,412

Style

Bungalow

Lot Size

0.2

Year Built

1931

Town/City

St. Charles

County/Region

KANE

MLS | Web ID

12681370

Features
General
Living Area 1900
Sewer Public Sewer
Heating Natural Gas Radiator(s)
Cooling Central Air
Possession Closing
Roof Asphalt
Garage Spaces 2
Association Fee Includes None
Architectural Style Bungalow
Construction Materials Brick
Year Built 1931
Township St. Charles
Tax Year 2025
Ownership Fee Simple
Community Features Park
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Total Rooms 7
Full Baths 1
Status Contingent
Directions From Main St in St Charles (Route 64) turn north on 5th St then turn left at Cedar St.
High School St Charles East High School
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Elementary School Munhall Elementary School
Tax Annual Amount 7412
Middle/Junior High School Thompson Middle School
Virtual Tour https://my.matterport.com/show/?m=T2YmwaSyZ5q&mls=1
Standard Status Active Under Contract
Middle/Junior School District 303
Elementary School District 303
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Interior
Interior Amenities Built-in Features Walk-In Closet(s) Historic/Period Mlwk
Basement Unfinished Storage Space Full
Flooring Hardwood
Half Baths 0
Total Bedrooms 3
Room Type Enclosed Porch Heated Walk In Closet
Total Baths 1
Bedrooms Possible 3
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Exterior
Parking Features Garage Door Opener Yes Garage Owned Detached Driveway Garage
Lot Features Corner Lot Mature Trees Garden
Water Source Public
Total Parking 6
Foundation Details Concrete Perimeter
Lot Dimensions 66x132
Lot Size Acres 0.2
Waterfront Y/N N
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* Excluded Features
List By
Jorge Zea Managing Broker

Broker

deals@bluelighthouserealty.com; bluelighthouserealty@gmail.com

Email

Affordability Calculator

$3,933
Per Month
84%
16%
0%
Monthly Principal & Interest
$3,315
Monthly Property Taxes
$618
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1539893 Elementary School
564780 Middle School
St Charles East High School High School
Pricing History
DatePricePrice ChangeDescription
6/17/2026$525,000 Listed Price

Map


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500 Cedar Street, St. Charles, IL, 60174 is a Single Family Home for sale at $525,000 with 1,900 sqft and a lot size of 0.2. 500 Cedar Street has 3 bedrooms, 1.0 baths, and was built in 1931. The property's zip code is 60174 which is in St. Charles, IL