Open House 6/20 1pm - 3pm
2530 N River Road
Saginaw, MI, 48609 $ 539,000
Bedrooms3 Baths2.2 Sq 1,804 Monthly Estimate*
$ 3,319
for $539,000 with 3 bedrooms and 2 full baths, 2 half baths. This 1,804 square foot home was built in 1996 on a lot size of 1.95.
Exceptional waterfront living on the Tittabawassee River in Thomas Township! This beautifully updated property offers a rare combination of luxury, entertainment, privacy, and versatility with features that are truly hard to find anywhere else. The main home features 3 spacious bedrooms, 2 full baths, and 2 half baths, all thoughtfully updated including a newer roof and furnace in 2022. The stunning hickory kitchen is equipped with black stainless-steel appliances, granite countertops, luxury vinyl plank flooring, and convenient first-floor laundry. The inviting living room showcases a cathedral ceiling, gas fireplace with dimmable lighting, thermal controls, and decorative fire glass, creating a warm and elegant gathering space. The sizeable primary suite offers a private retreat complete with a steam shower enclosure for a spa-like experience at home. Additional peace of mind comes from the professionally installed security system featuring alarm monitoring, smoke detectors, motion sensors, and panic buttons. Designed for entertaining, the expansive rear deck overlooks the river and can comfortably accommodate large gatherings. A portion of the deck is covered, and the built-in natural gas grill makes outdoor cooking effortless. The beautifully landscaped grounds lead to a fire pit area, while the riverfront setting provides outstanding wildlife viewing, including frequent eagle sightings. Music lovers will appreciate the whole-home audio system with recessed speakers throughout the living room, lower level, front porch sitting area, veranda, fire pit area, and outdoor entertaining spaces. The fully finished lower level adds even more living space with a second full kitchen, bedroom and half bath, making it ideal for entertaining, extended family, or hosting guests. A standout feature of this property is the impressive detached pole barn offering abundant storage, heat, and its own washer and dryer. Above the barn is a beautifully updated 1-bedroom, 1-bath apartment with new flooring and paint, separately metered gas and electric service, and its own addressâperfect for guests, rental income, a home office, or multi-generational living. Additional updates include a newer roof, fresh paint, and new carpeting. Relax on the charming covered front porch with its recessed sitting area and pine-finished ceiling. This one-of-a-kind waterfront property combines comfortable everyday living with exceptional entertaining spaces and unmatched flexibilityâall in a desirable location that is convenient to shopping, entertainment and restaurants.
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Open House
6/20/2026 1:00 PM - 3:00 PM
2530 N River Road Saginaw, MI
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
Single Family Coming Soon
FeaturesInteriorInterior Amenities Cable/Internet Avail. Hardwood Floors Security System Sound System Sump Pump Walk-In Closet Window Treatment(s)
Basement Egress/Daylight Windows Finished Full Poured Sump Pump
Bedroom 3 Level First
Bedroom 1 Level First
Bedroom 2 Level First
Beds 3
Fireplace? Yes
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GeneralHeating Forced Air
Kitchen Level First
Cooling Ceiling Fan(s) Central A/C
Possession Close Plus 30 Days
Fireplaces LivRoom Fireplace
Garage Attached Garage Detached Garage Electric in Garage Gar Door Opener
Water Public Water
Appliances Dishwasher Dryer Range/Oven Refrigerator Washer
Status Active Coming Soon
Full Baths 2
Half Baths 2
Bathrooms 4
Year Built 1996
Parking 2 Spaces
Subdivision None MI
Water Heater Gas
Style Ranch
County Saginaw
Class RESIDENTIAL
Type Single Family
Ownership Private
Municipality Thomas Twp
New Construction Y/N No
Zoning Residential
Sale/Rent For Sale
Status Detail 4
Utilities Cable Available Natural Gas Connected Water Connected
Structure Style 1 Story
Area Thomas Twp (73025)
Primary City Saginaw
Directions Between Frost Road and State St on N River Road.
City Saginaw
School District Swan Valley School District
Financial Terms Cash Conventional FHA VA
Legal Description BEG AT W 1/4 CORN OF SEC 13 TH N 616.04 FT TH S61DEG E ON C/L OF RIVER RD 172.50 FT TO POB TH N20DEG E 464.28 FT TO A REF LINE ALONG SLY BANK OF RIVER TH S64DEG E 174.58 FT TH S18DEG W 341.71 FT TH S2
DOM 1
Postal Code 48609
Price Per Sq Ft Total AG 298.78
Public Remarks Exceptional waterfront living on the Tittabawassee River in Thomas Township! This beautifully updated property offers a rare combination of luxury entertainment privacy
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ExteriorExterior Vinyl Siding
Exterior Amenities Deck BBQ/Grill Built-in Patio Porch Outdoor Kitchen
Frontage 175
Body of Water Tittabawassee River Front
Lot Size Area 1.95
Pool (Y/N) No
Lot Dimensions 175 x 466 x 178 x 464
OUT BUILDINGS Pole Barn Second Garage
Water Features Lake/River Access River Frontage Water View
Roads City/County
Waterfront Y/N Yes
Frontage Type Road
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* Excluded FeaturesList ByWendy SchmitzListing Agent
Real Estate One Great Lakes BayBroker
soldbywendy21@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,319
- Monthly Property Taxes
- $623
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Saginaw, MI
Average List Price $157,190
Percent of Sale Price 71%
About Saginaw, MI 47,234 Population
-24% Since 2002
$ 29,308 Median Income
35.05 Median Age
30% Households with Children
Trends Information provided by ATTOM Data Solutions.
1518869 Elementary School
1518870 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/16/2026 | $539,000 | | Listed Price |