281 Governors Lane # 281
Elgin, IL, 60123 $ 399,900
Bedrooms3 Baths3.0 Sq 1,858 Monthly Estimate*
$ 2,462
for $399,900 with 3 bedrooms and 3 full baths. This 1,858 square foot home was built in 1988.
Rarely available ranch half-duplex that lives like a single-family home and offers the perfect opportunity for buyers looking to right-size without giving up space! Nestled in a small, tucked-away enclave of homes, this spacious residence features over 1,800 square feet on the main level with a comfortable layout designed for everyday living and entertaining. A welcoming foyer opens to a private den/home office, while the island kitchen opens to expansive living and family room spaces that can easily accommodate a formal dining area if desired. The main level offers two generous bedrooms and two full baths, including a primary suite with an incredible four closets and private bath. The finished basement dramatically expands the home's possibilities with a large recreation room, third full bath, bonus room perfect for hobbies, exercise, guests, or a home office, plus abundant storage space. If additional living space isn't needed, the lower level provides exceptional storage options rarely found in today's homes. Additional highlights include an attached two-car garage, large deck, yard access, main floor laundry and newer HVAC (2021). While some cosmetic updating will make this home truly shine, the bones, space, and location are exceptional. Enjoy easy access to the Randall Road shopping and dining corridor, Route 20, I-90, Metra, and everything the area has to offer. If you've been searching for the convenience of low-maintenance living without sacrificing space, this is an opportunity you won't want to miss!
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FeaturesGeneralLiving Area 1858
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing Immediate
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer
HOA Fee 185
Garage Spaces 2
Association Fee Includes Insurance Lawn Care Snow Removal
Construction Materials Aluminum Siding Brick
Pets Allowed Cats OK Dogs OK
Year Built 1988
Electric Circuit Breakers
Township Elgin
Unit Number 281
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Assoc Fee Paid Per Monthly
County Kane
New Construction N
Property Type Residential Attached Single
Other Structures None
Total Rooms 8
Full Baths 3
Status New
Directions Randall Rd South of I90 and N of Rt 20 to Highland Ave East to Govenors Lane to property
High School Larkin High School
City Elgin
High School District 46
MLS Area Elgin
Elementary School Hillcrest Elementary School
Tax Annual Amount 8212
Middle/Junior High School Kimball Middle School
Additional Parcels Y/N N
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
Sub Type 1/2 Duplex
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InteriorInterior Amenities Vaulted Ceiling(s) 1st Floor Bedroom 1st Floor Full Bath
Basement Partially Finished Full
Total Stories 1
Half Baths 0
Laundry Features Main Level Gas Dryer Hookup In Unit
Total Bedrooms 2
Below Grade Finished Area 1350
Room Type Foyer Den
Total Baths 3
Bedrooms Possible 3
Total Number of Units 2
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ExteriorModel ranch 1/2 duplex
Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 60x64
Waterfront Y/N N
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* Excluded FeaturesList ByPremier Living PropertiesBroker
tamara@plproperties.com;amanda@plproperties.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,462
- Monthly Property Taxes
- $684
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Elgin, IL
Average List Price $387,450
Percent of Sale Price 3%
About Elgin, IL 114,155 Population
21% Since 2002
$ 61,828 Median Income
35.71 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
567709 Elementary School
1540256 Middle School
Larkin High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/16/2026 | $399,900 | | Listed Price |