561 SE 28TH STREET
Melrose, FL, 32666 $ 497,500
Bedrooms3 Baths2.0 Sq 1,594 Monthly Estimate*
$ 3,063
for $497,500 with 3 bedrooms and 2 full baths. This 1,594 square foot home was built in 1992 on a lot size of 8.7.
Welcome to a truly one-of-a-kind waterfront retreat in the heart of Lake Geneva Estates in beautiful Melrose, Florida—where everyday living feels like a private getaway. This exceptional 3-bedroom, 2-bath canal-front home offers something rarely found: sweeping water views paired with your very own 8.24-acre island included in the sale. From the moment you arrive, the paved driveway leads you to an inviting entrance that sets the tone for what’s inside. Step through the door into a spacious open-concept living area where high ceilings and a panoramic layout seamlessly connect the living room, kitchen, and dining space. The kitchen is designed for both function and gathering, featuring abundant counter space and sleek stainless steel appliances. Anchoring the living room is a warm brick wood-burning fireplace, creating a cozy focal point that flows naturally into the Florida room—where walls of windows showcase stunning canal and island views. The primary suite is a peaceful retreat with a generous walk-in closet and a private en-suite bath. An interior utility room adds everyday convenience and functionality. Outdoor living is where this property truly shines. An oversized garage provides ample storage, while the screened lanai invites you to relax and take in serene views of the island just beyond your backyard. A patio overlooks lush green grass leading directly to your private island entrance—your own natural sanctuary waiting to be explored. The island itself is an oasis, complete with two RV hookups and a charming mini clubhouse with covered gathering space—perfect for entertaining, camping-style weekends, or hosting unforgettable get-togethers. Nature surrounds you here, with frequent sightings of whistling wood ducks, sandhill cranes, deer, and more, creating a peaceful and vibrant wildlife backdrop. Tucked away in a quiet, desirable neighborhood, this property offers the rare combination of privacy, acreage, waterfront living, and convenience—just minutes from local restaurants, shopping, and everyday essentials. And best of all—NO HOA. Offered at $497,500, this is more than a home—it’s a lifestyle, a retreat, and an extraordinary opportunity to own a slice of Florida paradise.
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FeaturesGeneralSewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
Zoning SFR
Garage Spaces 2
Construction Materials Concrete Stucco
Year Built 1992
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Brackish
Additional Parcels Description 06203-0-00600
County Bradford
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name BOYKIN
Facing Direction South
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions From the crossing of State road 26 and state road 21 go north on state road 21 to right on se 28th st. to home on left.
City MELROSE
Senior Community Y/N false
MLS Area 32666 - Melrose
Lot Size Units Square Feet
Lot Size Square Feet 22318
Carport Y/N false
Land Lease Y/N false
Tax Annual Amount 1900
Additional Parcels Y/N true
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/stellar/GC541182
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 7
Legal Description 36 8S 22 COM SW COR OF LOT 7 BOYKIN S/D N89*15'47"W 413.18' TO POB. N89*15'47"W 140' N15*07'52"E 194.33' M/L TO WATERS EDGE S89*49'54"E 84.11' S01*34'45E 187.75' TO POB. BEING LOT K.
Water View Canal
Water Access Type Canal - Brackish
Water Access Y/N true
Water View Y/N true
Flood Zone Code X
DockY/N false
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InteriorInterior Amenities Ceiling Fan(s) High Ceilings Living Room/Dining Room Combo Open Floorplan Walk-In Closet(s)
Flooring Carpet Tile
Furnished Y/N Unfurnished
Fireplace Features Wood Burning
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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ExteriorExterior Amenities Courtyard Rain Gutters RV Hookup
Parking Features Garage Faces Side
Lot Features Cleared
Water Source Public
Lot Size Area 22318
Foundation Details Crawlspace
Building Area Total 2524
Lot Size Acres 8.7
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 2
Number of Lots 2
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* Excluded FeaturesList Byheathers@watsonrealtycorp.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,063
- Monthly Property Taxes
- $158
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Melrose, FL
Average List Price $532,751
Percent of Sale Price 7%
About Melrose, FL 5,986 Population
9% Since 2002
$ 44,256 Median Income
50.15 Median Age
16% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/16/2026 | $497,500 | | Listed Price |