181 12th St Key Colony, FL $ 2,399,000
181 12th St
$ 2,399,000
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181 12th St

Key Colony, FL, 33051
$ 2,399,000
Bedrooms3 Baths2.0 Sq 1,775

Monthly Estimate*

$ 15,148

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Single Family Home for sale in Key Colony, FL for $2,399,000 with 3 bedrooms and 2 full baths. This 1,775 square foot home was built in 1997.

Welcome to modern coastal living in Key Colony Beach, one of the true gems of the Florida Keys. This fully remodeled pool home blends a clean, contemporary style with an easy, open layout that feels tailor-made for the Keys lifestyle. Sitting on a rare 16,725 sq ft lot—about twice the typical size—and on the highly desired west side of the island, there’s ample room for multiple vehicles, trailers, and even an RV. The solid CBS stilt home is surrounded by lush landscaping and fruit trees for a private, tropical setting. Inside, cathedral ceilings make the 3 bed, 2 bath, 1,775 sq ft floor plan feel even more spacious. Nesting sliders open to a large screened porch, new outdoor kitchen, and multiple seating areas around the pool, creating a seamless indoor-outdoor flow that’s ideal for entertaining. Set on an enchanting corner lot just minutes from open water, you’ll enjoy cooling ocean breezes and a short stroll to Sunset Beach Park for nightly sunsets. Boaters will love the 50' concrete dock with 50-amp power and water, with quick access to both the ocean and Bay via Vaca Cut—putting the Vaca sandbar, fishing, diving, and snorkeling all a short boat ride away. With an adjustable-temperature pool for year-round use and 7-day rentals allowed, this property works beautifully as a personal retreat, income-producing vacation rental, or a combination of both. It’s a turnkey Keys home in one of Key Colony Beach’s most coveted locations.

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Single Family Active

Price

$ 2,399,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 15,439

Style

Year Built

1997

Town/City

Key Colony

County/Region

Monroe

MLS | Web ID

A12037164

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Electric Range Ice Maker Microwave Refrigerator Washer
Garage Spaces 0
Architectural Style Two Story
Pool Features Heated In Ground Pool
Security Features Smoke Detector(s)
Restrictions OK To Lease Rental Restriction
Construction Materials Block
Year Built 1997
View Canal
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Canal Front Ocean Access
Community Features Tennis Court(s)
County Monroe
Property Type Residential
Subdivision Name COURY SUBD
Facing Direction Northwest
Garage Y/N false
Total Rooms 0
Full Baths 2
Special Listing Conditions Listed As-Is
Status Active
City Key Colony
Senior Community Y/N false
Zoning Description R-1A - Key Colony Si
MLS Area 98 Florida Keys
Lot Size Units Square Feet
Lot Size Square Feet 16725
Carport Spaces 4
Carport Y/N true
Listing Terms Cash Conventional FHA VA Loan
Year Built Details Resale
Tax Annual Amount 15439
Property Condition Updated/Remodeled
MLS Area Minor Other Geographic Area (Out Of Area Only)
Lease Considered Y/N false
Virtual Tour https://www.zillow.com/view-imx/c7b50bfc-39d0-459d-a0c3-38582440c346?setAttribution=mls&wl=true&initialViewType=pano
Standard Status Active
Occupancy Type Tenant
Property Sub Type Additional Single Family Residence
Legal Description LT 1 COURY SUBDIVISION PB7-13 KEY COLONY OR435-723 OR803-187 OR906-1814 OR964-2396 OR1155-2158 OR1318-1969 OR1583-2274 OR1767-1330 OR2131-23
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Interior
Interior Amenities Second Floor Entry Entrance Foyer Split Bedrooms
Flooring Laminate Tile
Air Conditioning Y/N true
Heating Y/N true
Half Baths 0
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Fence Fruit Trees Outdoor Grill Outdoor Shower Storm/Security Shutters
Parking Features Attached Carport Covered Guest RV Access/Parking
Lot Features 1/4 to 1/2 Acre Lot
Water Source Public
Lot Size Area 16725
Building Area Total 4563
Road Surface Type Paved
Frontage Length 50
Waterfront Y/N true
Covered Spaces 4
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* Excluded Features
List By
Lokation

Broker

305-781-5704

Contact

Affordability Calculator

$16,434
Per Month
92%
8%
0%
Monthly Principal & Interest
$15,148
Monthly Property Taxes
$1,287
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/15/2026$2,399,000 Listed Price

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181 12th St, Key Colony, FL, 33051 is a Single Family Home for sale at $2,399,000 with 1,775 sqft. 181 12th St has 3 bedrooms, 2.0 baths, and was built in 1997. The property's zip code is 33051 which is in Key Colony, FL