13 N State Street Elgin, IL ^$ 239,000

13 N State Street

^$ 239,000

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Recently Listed

13 N State Street

Elgin, IL, 60123

^$ 239,000

Bedrooms-- Baths-- Sq 2,580

Monthly Estimate*

^$ 1,472

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13 N State Street, Elgin, IL 60123 - Image 13

Commercial Property for sale in Elgin, IL

for $239,000. This 2,580 square foot building was built in 1900 on a lot size of 0.030624.

Prime mixed-use property in a highly visible location along Route 31 in the heart of downtown Elgin! This versatile building offers endless possibilities-operate your business on the main level while enjoying the convenience of living above, or maximize its income potential as a rental investment. With excellent exposure to heavy daily traffic, this property is ideal for entrepreneurs and investors alike. The building is ready for updates and customization, allowing you to add your own style and value. Newer roof provides added peace of mind. Don't miss this opportunity to own a well-positioned property in a thriving commercial corridor.

Commercial Active

Price

^$ 239,000

Property Type

Commercial

Taxes

^$ 2,693

Style

Commercial

Lot Size

0.030624

Year Built

1900

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12677162

Features

General

Cooling None

Possession Closing

Zoning COMMR

Construction Materials Brick

Year Built 1900

Electric Circuit Breakers

Tenant Pays Varies by Tenant

Stories Count 2

Township Elgin

Tax Year 2022

Current Use Commercial

Gross Income 0

County Kane

Insurance Expense 0

Property Type Commercial Sale Mixed Use

Possible Use Commercial Retail

Status New

Directions Route 31/ State St. in between Chicago St. and Highland Ave.

City Elgin

Number Of Units Total 2

MLS Area Elgin

Lot Size Square Feet 1334

Tax Annual Amount 2693.26

Electric Expense 0

Fuel Expense 0

Trash Expense 0

Water Sewer Expense 0

Additional Parcels Y/N N

Standard Status Active

Exterior

Foundation Details Concrete Perimeter

Building Area Total 2580

Lot Dimensions 22X60

Frontage Type City Street

* Excluded Features

List By

Exit Realty Redefined

Broker

sylwiamrealtor@gmail.com

Affordability Calculator

$1,696

Per Month

Monthly Principal & Interest: $1,472
Monthly Property Taxes: $224
Monthly Home Insurance: --

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Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Commerical listings in Elgin, IL

Average List Price ^$1,015,880

Percent of Sale Price 325%

About Elgin, IL

114,155 Population

21% Since 2002

^$61,828 Median Income

35.71 Median Age

38% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

565567 Elementary School

567955 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
6/13/2026	$239,000		Listed Price

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13 N State Street, Elgin, IL, 60123 is a Commercial Property for sale at $239,000 with 2,580 sqft and a lot size of 0.030624. 13 N State Street was built in 1900. The property's zip code is 60123 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Data is updated as of 6/14/2026.

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13 N State Street

Commercial Property for sale in Elgin, IL

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