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40 South Street Waterford, NY $ 299,900
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40 South Street
$ 299,900
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40 South Street

Waterford, NY, 12188
$ 299,900
Bedrooms5 Baths3.0 Sq 3,184

Monthly Estimate*

$ 1,847

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Multi-Family Home for sale in Waterford, NY

for $299,900 with 5 bedrooms and 3 full baths. This 3,184 square foot home was built in 1860 on a lot size of 0.11.

Beautiful, spacious up / down Duplex remodeled just prior to 2022. Both units 1592 sf! Modern, bright, open concept kitchens, hardwood floors, two decks, large fenced lots (split), two off-street parking spaces. Just minutes to RiverSpark, Peebles Island State Park; just steps to waterfront Farmers Market and canal festivals on the promenade. Enjoy the outdoors via walk, bike or boat. Both levels long-term tenant occupied. Good condition with many updates throughout. Investment property or owner occupy and let the tenant help you pay your mortgage. Can also be converted to a single-family, so you can occupy the entire space! Come by to see for yourself! Make your appointment today!

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Multi-Family Active

Price

$ 299,900

Bedrooms

5

Full Bath

3

Property Type

Multi-Family

Taxes

$ 5,491

Style

Traditional

Lot Size

0.11

Year Built

1860

Town/City

Waterford

County/Region

Saratoga

MLS | Web ID

202619517
Features
Interior
Interior Amenities Other Paddle Fan High Speed Internet Tray Ceiling(s) Walk-In Closet(s) Built-in Features Ceramic Tile Bath Chair Rail
Basement Exterior Entry Full Unfinished
Flooring Vinyl Carpet Ceramic Tile Hardwood Laminate
Total Fireplaces 0
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Screens Double Pane Windows Shutters Wood Frames Blinds Curtain Rods
Fireplace Y/N N
Above Grade Finished Area 3184.0
Half Baths 0
Laundry Features Electric Dryer Hookup In Bathroom Laundry Room Main Level Upper Level Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 0.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 3
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General
Sewer Public Sewer
Heating Baseboard Hot Water
Cooling Window Unit(s)
Utilities Cable Available
Possession Subject To Tenant Rights At Closing
Roof Shingle Asphalt
Garage Spaces 0.0
Patio/Porch Features Pressure Treated Deck Porch Covered Deck Front Porch
Architectural Style Traditional
Security Features Smoke Detector(s) Carbon Monoxide Detector(s)
Construction Materials Vinyl Siding
Year Built 1860
Electric 200+ Amp Service Circuit Breakers
Tenant Pays Hot Water Heat Internet Cable TV Electricity Gas
View Water River Skyline Bridge(s)
Property Subtype Duplex
County Saratoga
Insurance Expense 1666.0
New Construction N
Property Type MultiFamily
HOA N
Attached Garage N
Other Structures Shed(s)
Full Baths 3
Status Active
Directions Downtown Village of Waterford: Middletown Road to Broad Street; left onto Broad Street; right on Third Street; corner at Third & South
High School Waterford
City Waterford Village
Body of Water Hudson River
High School District Waterford-Halfmoon
Number Of Units Total 2
Lot Size Units Acres
Lot Size Square Feet 4791.6
Carport Y/N N
Elementary School Waterford
Land Lease Y/N N
Tax Annual Amount 5491.0
Home Warranty Y/N N
Water Sewer Expense 1479.0
Lease Renewal Y/N N
Additional Parcels Y/N N
Concessions Yes
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 1
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Exterior
Exterior Amenities Garden
Fencing Back Yard Chain Link Fenced Gate Perimeter
Parking Features Off Street Paved Driveway
Lot Features Level Road Frontage Views Cleared Corner Lot Garden Waterfront
Water Source Public
Total Parking 2.0
Lot Size Area 0.11
Foundation Details Brick/Mortar Combination Stone
Spa N
Lot Dimensions 141X75
Lot Size Acres 0.11
Waterfront Y/N Y
Door Features Sliding Doors
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 40
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* Excluded Features
List By
Julie Baker

Listing Agent

Realty One Group Key

Broker

(518) 491-1383

Phone

jazzedteam@gmail.com

Email

Affordability Calculator

$2,304
Per Month
80%
20%
0%
Monthly Principal & Interest
$1,847
Monthly Property Taxes
$458
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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THE TIME TO SELL IS NOW! What's my home worth?
Nearby
3590804 Elementary School
3041312 Middle School
Waterford High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
6/12/2026$299,900 Listed Price

Map

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40 South Street, Waterford, NY, 12188 is a Multi-Family Home for sale at $299,900 with 3,184 sqft and a lot size of 0.11. 40 South Street has 5 bedrooms, 3.0 baths, and was built in 1860. The property's zip code is 12188 which is in Waterford, NY

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