3165 PHLOX DRIVE Palm Harbor, FL $ 250,000
3165 PHLOX DRIVE
$ 250,000
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3165 PHLOX DRIVE

Palm Harbor, FL, 34684
$ 250,000
Bedrooms3 Baths1.0 Sq 855

Monthly Estimate*

$ 1,539

3165 PHLOX DRIVE, Palm Harbor, FL 34684 - Image 1
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3165 PHLOX DRIVE, Palm Harbor, FL 34684 - Image 8
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Single Family Home for sale in Palm Harbor, FL

for $250,000 with 3 bedrooms and 1 full bath. This 855 square foot home was built in 1984 on a lot size of 0.09.

PRICED TO SELL! Your Palm Harbor Paradise Awaits in Coveted Cloverplace Stop scrolling—you just found the one. Tucked away in the highly sought-after Cloverplace community, this charming villa-style home offers something increasingly rare in today's market: affordability, privacy, land ownership, low HOA fees, and an unbeatable Palm Harbor location. With only one shared wall and a private fenced backyard, you'll enjoy the feel of a single-family home without the maintenance headaches. From the moment you step inside, you'll be greeted by bright, sun-filled living spaces designed for easy Florida living. The spacious living and dining areas flow effortlessly together, creating the perfect backdrop for entertaining friends, hosting family gatherings, or simply enjoying a quiet evening at home. The beautifully updated kitchen is sure to impress with granite countertops, stainless steel appliances, and crisp white cabinetry, offering both style and functionality for the home chef. Retreat to the oversized primary suite, your own private sanctuary featuring sliding glass doors leading to a versatile bonus room filled with natural light. Whether you envision a home office, reading lounge, fitness room, craft space, or peaceful retreat, this bonus area adds flexibility rarely found at this price point. Step outside and discover your own backyard oasis. The private fenced yard offers space to garden, grill, entertain, or simply soak in Florida's year-round sunshine. Morning coffee tastes better here. Evening cocktails feel more relaxing here. Life simply feels easier here. Major updates provide peace of mind and long-term value, including: New Roof (2016) New A/C System (2018) Move-in-ready condition The Lifestyle You've Been Looking For Imagine spending weekends lounging by the sparkling community pool, enjoying dinner at nearby local favorites, shopping just minutes away, and reaching some of Florida's most breathtaking Gulf beaches in a short drive. With incredibly low monthly HOA fees covering water, sewer, trash, community maintenance, sidewalks, streets, and recreational facilities, you'll enjoy a carefree lifestyle without the burden of excessive costs. Cloverplace is: * All Ages Welcome * Pet Friendly * Investor Friendly Location. Lifestyle. Value. Whether you're a first-time buyer, snowbird, retiree, investor, or someone looking to simplify without sacrificing comfort, opportunities like this don't come around often. Homes in Cloverplace are known for their desirability, affordability, and convenient Palm Harbor location—and this one delivers on all three. Don't wait for someone else to claim your piece of paradise. Schedule your private showing today and discover why this Cloverplace gem may be the best value currently available in Palm Harbor.

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Single Family Active

Price

$ 250,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 743

Style

Cottage

Lot Size

0.09

Year Built

1984

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8517639

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Public Street Lights
Roof Shingle
Appliances Dishwasher Disposal Range Range Hood Refrigerator Washer
Zoning RPD-7.5
HOA Fee 225
Garage Spaces 1
Association Fee Includes Community Pool Pool Maintenance Recreational Facilities Sewer Trash Water
Patio/Porch Features Enclosed Rear Porch
Architectural Style Cottage
Pool Features In Ground
Construction Materials Stucco Wood Frame (FSC Certified)
Pets Allowed Yes
Year Built 1984
Levels One
Property Subtype Villa
Tax Year 2025
Ownership Condominium
Community Features Buyer Approval Required Deed Restrictions
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name CLOVERPLACE CONDO
Facing Direction North
Garage Y/N true
Total Rooms 5
Full Baths 1
Status Active
Directions From Highway 19 North to East on Tampa Road. Turn left (North) on Lake St George Rd. Turn left into Cloverplace. Follow Cloverplace Dr around complex to rear of community. Turn right onto Phlox Dr to 3165 Phlox (left side of the 2 condos).
High School Palm Harbor Univ High-PN
City PALM HARBOR
Association Name Frankly Coastal Property Management
Senior Community Y/N false
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 3873
Carport Y/N false
Listing Terms Cash Conventional
Spa Features In Ground
Elementary School Highland Lakes Elementary-PN
Land Lease Y/N false
Tax Annual Amount 743.59
Middle/Junior High School Carwise Middle-PN
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8517639
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 2050
Legal Description CLOVERPLACE CONDO PHASE V UNIT 205
Pet Size Limit Small (16-35 Lbs.)
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 225
Monthly Condo Fee Amount 225
Additional Rooms Breakfast Room Separate
Water View Y/N false
Flood Zone Code X
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen Living Room/Dining Room Combo Primary Bedroom Main Floor Solid Surface Counters Solid Wood Cabinets Stone Counters Vaulted Ceiling(s)
Flooring Carpet Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Total Baths 1
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Exterior
Exterior Amenities Irrigation System Lighting
Vegetation Mature Landscaping Oak Trees
Lot Features City Lot In County Landscaped Sidewalk
Water Source None
Lot Size Area 3873
Foundation Details Slab
Building Area Total 855
Lot Size Acres 0.09
Road Surface Type Paved Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 1
Road Frontage Type Street Paved
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* Excluded Features
List By
Keller Williams Realty- Palm H

Broker

KEELEY@KW.COM

Email

Affordability Calculator

$1,601
Per Month
96%
4%
0%
Monthly Principal & Interest
$1,539
Monthly Property Taxes
$62
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Palm Harbor Univ High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
6/10/2026$250,000 Listed Price

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3165 PHLOX DRIVE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $250,000 with 855 sqft and a lot size of 0.09. 3165 PHLOX DRIVE has 3 bedrooms, 1.0 baths, and was built in 1984. The property's zip code is 34684 which is in Palm Harbor, FL