Townhouse: MLS #A4696631 Palmetto, FL $ 375,000
Townhouse: MLS #A4696631
$ 375,000
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Townhouse: MLS #A4696631

Palmetto, FL, 34221
$ 375,000
Bedrooms4 Baths3.1 Sq 2,604

Monthly Estimate*

$ 2,309

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Townhouse for sale in Palmetto, FL

for $375,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,604 square foot townhouse was built in 2005 on a lot size of 0.05.

WATERFRONT LIVING WITH A PRIVATE ELEVATOR, DEEDED BOAT SLIP, AND ENDLESS POTENTIAL! Welcome to 3206 10th Lane W in Palmetto, where boating enthusiasts, seasonal residents, and full-time homeowners alike will appreciate the rare combination of space, location, and opportunity. Offering over 2,600 square feet, 4 bedrooms, 3.5 bathrooms, a private elevator, and deeded access to your own boat slip, complete with a brand new 20,000-pound lift, this residence is a blank canvas ready for your personal vision. As an added bonus, the seller is offering a $20,000 credit at closing, providing the perfect opportunity to customize finishes, updates, and design elements to make this home uniquely yours. The versatile first level features a spacious bedroom with an ensuite bathroom, creating the ideal setup for a private guest suite, multigenerational living arrangement, second primary bedroom, home office, or bonus retreat. Ride your private elevator or take the stairs to the main living level, where the heart of the home unfolds. The open-concept living and dining spaces are enhanced by peaceful preserve views, creating a private and tranquil backdrop. A charming bump-out off the family room offers the perfect space for a home office, reading nook, or creative workspace. The kitchen features granite countertops, wood cabinetry, generous prep space, and an additional gathering area perfect for entertaining family and friends. A convenient half bath completes the level. The upper floor offers three additional bedrooms, including the primary suite, which enjoys northwest-facing views of Florida's lush natural landscape and colorful sunset skies. The remaining two bedrooms share a full bathroom, and a conveniently located laundry room provides everyday comfort and functionality. Outside, enjoy unobstructed preserve views with no rear neighbors, creating a sense of privacy rarely found in townhome living. For boaters, the real highlight awaits at your gated dock, where your deeded slip and new 20,000-pound lift provide direct access to the Intracoastal Waterway, Tampa Bay, and the Gulf of America for endless days on the water. Perfectly positioned near the shores of Snead Island, this exceptional location places you at the gateway to Florida's Gulf Coast lifestyle. Enjoy easy access to downtown Bradenton, downtown Sarasota, St. Petersburg, and Tampa, offering endless options for waterfront dining, arts, entertainment, shopping, and professional sports. Multiple airports, including Sarasota-Bradenton International Airport and Tampa International Airport, make travel effortless for both full-time and seasonal residents. Whether you're heading to the beaches of Anna Maria Island, exploring the vibrant Riverwalk districts, spending the day boating on the Intracoastal Waterway, or enjoying a weekend in St. Pete or Tampa, you'll appreciate the convenience of being centrally located to some of the region's most desirable destinations. Whether you're searching for a primary residence, seasonal retreat, or investment opportunity, 3206 10th Lane W delivers the rare chance to create your dream waterfront lifestyle while building equity through your own personal touches.

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Townhouse Active

Price

$ 375,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Townhouse

Taxes

$ 6,534

Style

Contemporary

Lot Size

0.05

Year Built

2005

Town/City

Palmetto

County/Region

Manatee

MLS | Web ID

A4696631

Features
General
Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities BB/HS Internet Available Cable Connected Electricity Connected
Roof Shingle
Appliances Dishwasher Disposal Electric Water Heater Other Range Refrigerator
Zoning PDH
HOA Fee 426
Garage Spaces 2
Association Fee Includes Insurance Maintenance Structure Maintenance Grounds Manager Recreational Facilities Sewer Trash Water
Patio/Porch Features Covered Deck Patio Porch
Architectural Style Contemporary
Security Features Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2005
View Trees/Woods Water
Levels Three Or More
Property Subtype Townhouse
Tax Year 2025
Ownership Fee Simple
Community Features Fishing Deed Restrictions Pool
Accessibility Customized Wheelchair Accessible
Assoc Fee Paid Per Monthly
County Manatee
New Construction false
Property Type Residential
Association Amenities Elevator(s) Storage
Attached Garage true
Energy Efficient Insulation
Subdivision Name RIVERBAY TOWNHOMES AT TERRA CIERA BAY
Facing Direction Southeast
Garage Y/N true
Other Structures Storage
Total Rooms 8
Full Baths 3
Status Active
Directions Take Exit 224 for US-301 toward Ellenton/Palmetto. Head west on US-301 toward Palmetto. Continue straight for about 4 miles (US-301 becomes 10th Street W). Turn right onto 10th Lane W at the entrance to RiverBay Townhomes. Take the first left once inside the community. Continue straight to 3206 10th Lane W Palmetto FL 34221
City PALMETTO
Body of Water TERRA CEIA BAY
Association Name Brenda Maneiro
Senior Community Y/N false
MLS Area 34221 - Palmetto/Rubonia
Lot Size Units Square Feet
Lot Size Square Feet 2003
Carport Y/N false
Listing Terms Cash Conventional FHA
Land Lease Y/N false
Tax Annual Amount 6534.97
Home Warranty Y/N false
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/A4696631
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 85
Legal Description LOT 85 RIVERBAY TOWNHOMES PHASE THREE; TOGETHER WITH OR2548 PG6823 DESC AS: ASSIGNED RIGHT TO USE BOAT SLIP 3 AS DESC IN OR2177/3466 PI#29591.1605/9
Water View Bay/Harbor - Partial
Water Access Type Bay/Harbor Gulf/Ocean Intracoastal Waterway
Minimum Lease 6 Months
Water Access Y/N true
Monthly HOA Amount 426
Additional Rooms Breakfast Room Separate Formal Dining Room Separate Great Room
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Central Vacuum Crown Molding Elevator High Ceilings Solid Surface Counters Stone Counters Walk-In Closet(s)
Flooring Carpet Ceramic Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside
Total Bedrooms 4
Total Baths 4
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Exterior
Exterior Amenities Balcony Lighting Rain Gutters Sliding Doors Storage
Vegetation Trees/Landscaped
Parking Features Garage Door Opener Guest
Lot Features Conservation Area Street Dead-End
Water Source Public
Lot Size Area 2003
Foundation Details Slab
Spa true
Building Area Total 3408
Lot Dimensions 0 x 0
Lot Size Acres 0.05
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Dead-End Street Paved
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* Excluded Features
List By
Compass Florida Llc

Broker

karli@endlesssummerliving.com

Email

Affordability Calculator

$2,853
Per Month
81%
19%
0%
Monthly Principal & Interest
$2,309
Monthly Property Taxes
$545
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/10/2026$375,000 Listed Price

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