527 SW 40th Terrace Cape Coral, FL $ 599,900
527 SW 40th Terrace
$ 599,900
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527 SW 40th Terrace

Cape Coral, FL, 33914
$ 599,900
Bedrooms3 Baths2.0 Sq 2,032

Monthly Estimate*

$ 3,694

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Single Family Home for sale in Cape Coral, FL

for $599,900 with 3 bedrooms and 2 full baths. This 2,032 square foot home was built in 2006 on a lot size of 0.23.

Step into this incredibly well-kept HIGH ELEVATION GULF-ACCESS POOL HOME in a great, centralized SW Cape Coral location, just minutes from everything you need in the city! With over 2,000 square feet of bright, naturally lit living space and tall ceilings inside, this home features 3 large bedrooms, plus a den/office (or 4th bedroom), 2 full baths, including a pool bath, TONS OF STORAGE AREAS with an extra-large 26' DEEP GARAGE, and a STUNNING SCREENED-IN OUTDOOR LIVING SPACE, including ample shaded spaces and a NORTHERN EXPOSURE POOL, all overlooking the incredible Gulf-access canal with a newer (2020) PRIVATE DOCK AND COVERED 10,000 lb BOAT LIFT! This home has NEVER BEEN FLOODED, and is built to SAVE $ ON INSURANCE, with a NEWER ROOF (2023), full storm shutter coverage, and one of the HIGHEST GULF-ACCESS ELEVATIONS you will find in Cape Coral! If you're looking for true and SAFE SW Florida waterfront lifestyle, you need to call and schedule a private tour of this house!

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Single Family Active

Price

$ 599,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,335

Style

Ranch, OneStory, Traditional

Lot Size

0.23

Year Built

2006

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026025407

Features
General
Sewer AssessmentPaid PublicSewer
Heating Central Electric
Cooling CentralAir CeilingFans Electric
Utilities CableAvailable HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Shingle
Appliances Dryer Dishwasher ElectricCooktop Freezer Disposal Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch OneStory Traditional
Pool Features Concrete InGround PoolEquipment
Security Features SmokeDetectors
Construction Materials Block Concrete Stone
Pets Allowed Yes
Year Built 2006
View Canal City
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2025
Ownership Single Family
Waterfront Features CanalAccess NavigableWater
Community Features BoatFacilities NonGated None
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction South
Garage Y/N true
Full Baths 2
Status Active
Directions Skyline Blvd. E on SW 40th Ter. Home is on the left. No sign in yard.
High School CHOICE
City Cape Coral
Disclosures OwnerHasFloodInsurance
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC21 - Cape Coral Unit 3 30 44 6
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Elementary School CHOICE
Tax Annual Amount 6335.56
Middle/Junior High School CHOICE
Property Condition Resale
Virtual Tour https://www.zillow.com/view-imx/d70efa9d-d663-4b08-a07a-60004b0f99da?wl=true&setAttribution=mls&initialViewType=pano https://tour.realtoursswfl.com/sites/eojnzxxm/unbranded
Standard Status Active
Tax Lot 3
Property Sub Type Additional SingleFamilyResidence
Legal Description CAPE CORAL UNIT 44 BLK 1729 PB 21 PG 112 LOTS 3 + 4
HOA Fee 3 0
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Interior
Interior Amenities BreakfastBar BuiltInFeatures BedroomOnMainLevel BreakfastArea Bathtub CathedralCeilings SeparateFormalDiningRoom DualSinks HighCeilings MainLevelPrimary Pantry SittingAreaInPrimary SeparateShower CableTv VaultedCeilings WalkInClosets SplitBedrooms
Flooring Carpet Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features SingleHung Sliding
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Room Type Den ScreenedPorch
Total Baths 2
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Exterior
Exterior Amenities SprinklerIrrigation ShuttersManual
Parking Features Attached Garage GarageDoorOpener
Lot Features RectangularLot SprinklersAutomatic
Water Source AssessmentPaid Public
Lot Size Area 0.23
Spa false
Building Area Total 2650
Lot Dimensions 80 x 120 x 80 x 120
Lot Size Acres 0.23
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type PrivateRoad
Road Responsibility PrivateMaintainedRoad PublicMaintainedRoad
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* Excluded Features
List By
Dustin Guthrie

Listing Agent

Schooner Bay Realty, Inc.

Broker

dguthrie@sbrealtyinc.com

Email

Affordability Calculator

$4,222
Per Month
87%
13%
0%
Monthly Principal & Interest
$3,694
Monthly Property Taxes
$528
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
CHOICE High School High School
Pricing History
DatePricePrice ChangeDescription
6/10/2026$599,900 Listed Price

Map


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527 SW 40th Terrace, Cape Coral, FL, 33914 is a Single Family Home for sale at $599,900 with 2,032 sqft and a lot size of 0.23. 527 SW 40th Terrace has 3 bedrooms, 2.0 baths, and was built in 2006. The property's zip code is 33914 which is in Cape Coral, FL