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539 Bay Street # 404 Traverse City, MI $ 1,999,000
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539 Bay Street # 404
$ 1,999,000
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539 Bay Street # 404

Traverse City, MI, 49684
$ 1,999,000
Bedrooms2 Baths2.0 Sq 1,214

Monthly Estimate*

$ 12,308

539 Bay Street # 404, Traverse City, MI 49684 - Image 1
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Single Family Home for sale in Traverse City, MI

for $1,999,000 with 2 bedrooms and 2 full baths. This 1,214 square foot home was built in 2018.

Experience luxury waterfront living in this exceptional 3-bedroom penthouse offering panoramic views of Grand Traverse Bay and endless blue-water horizons. Perched on the top floor, this elegant residence is filled with natural light and features a spacious, chef-inspired kitchen thoughtfully designed for both everyday living and entertaining. Retreat to the beautifully appointed primary suite, complete with a private ensuite bath, or step onto your private balcony to enjoy breathtaking sunrises, sparkling bay views, and the ever-changing beauty of the waterfront. Ideally situated a short walk to downtown Traverse City, you'll enjoy easy access to boutique shopping, award-winning restaurants, marinas, beaches, and the vibrant waterfront district. The residence also includes one dedicated parking space for added convenience. Located in the heart of Northern Michigan, Traverse City offers an unmatched lifestyle with renowned wineries, championship golf courses, world-class boating, scenic hiking and biking trails, year-round festivals, craft breweries, and a thriving arts and culinary scene. From summer days on the bay and spectacular fall colors to winter recreation and cozy waterfront evenings, every season brings something extraordinary. This is more than a home—it's a front-row seat to one of Michigan's most coveted waterfront destinations. Bay views, luxury finishes, and an unbeatable location combine to create a truly remarkable penthouse experience.

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Single Family Active

Price

$ 1,999,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Ranch

Year Built

2018

Town/City

Traverse City

County/Region

Grand Traverse

MLS | Web ID

1946367
Features
Interior
Interior Amenities Walk-In Closet(s) Solid Surface Counters Kitchen Island Ceiling Fan(s) Cable TV High Speed Internet WiFi
Basement Interior Entry
Fireplace Features None
Kitchen Level Main
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds
Fireplace Y/N N
Above Grade Finished Area 1214
Half Baths 0
3/4 Baths 0
Laundry Features Main Level
Total Bedrooms 2
Below Grade Finished Area 0
Living Room Level Main
Main Level Bedrooms 2
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
Primary Bathroom Features Private
Kitchen Area 229.519999999
Kitchen Length 15.2
Kitchen Width 15.1
Primary on Main 139.859999999
Second Bedroom Length 12.6
Second Bedroom Width 11.1
Living Room Area 397.5
Living Room Length 26.5
Living Room Width 15
Primary Bedroom Area 215.883
Primary Bedroom Length 15.3
Primary Bedroom Width 14.11
Dining Room Level Main
Second Bedroom Level Main
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General
Sewer Public Sewer
Heating Forced Air
Cooling Central Air Electric
Possession Close Of Escrow
Roof Membrane
Appliances Refrigerator Oven/Range Dishwasher Microwave Washer Dryer
HOA Fee 6168
Garage Spaces 0
Association Fee Includes Trash Snow Removal Maintenance Grounds Maintenance Structure Liability Insurance Fire Insurance
Patio/Porch Features Patio
Architectural Style Ranch
Security Features Smoke Detector(s)
Construction Materials 2x6 Framing Frame Cement Siding
Pets Allowed true
Year Built 2018
View Bay View Bay
Township Traverse City
Unit Number 404
Property Subtype Single Family Residence
Waterfront Features Sandy Bottom Great Lake Sandy Shoreline Near Pub.Access w/in 500'
Community Features Pets Allowed
Accessibility None
Assoc Fee Paid Per Annually
County Grand Traverse
New Construction N
Property Type Residential
Attached Garage N
Subdivision Name Bay Street LLC.
Garage Y/N N
Other Structures None
Full Baths 2
Status New
Directions N Division R on Bay Street
City Traverse City
Entry Location Stairway (Indoor) Elevator Third Floor Lvl or Higher
High School District Traverse City Area Public Schools
Zoning Description Commercial
Lot Size Units Acres
Carport Y/N N
Home Warranty Y/N N
Lease Renewal Y/N N
Lease Considered Y/N N
Primary Bedroom Level Main
Living Area Units Square Feet
Standard Status Active
Middle/Junior School District Traverse City Area Public Schools
Elementary School District Traverse City Area Public Schools
Tax Assessed Value 1875991
Ownership Type Corporation
Lease Amount Frequency Annually
Legal Description See attached
Freehold IDX
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Exterior
Exterior Amenities Sprinkler System Balcony Sidewalk
Parking Features Asphalt Paved Other
Lot Features Level Landscaped
Water Source Public
Foundation Details Poured Concrete
Number of Buildings 1
Spa N
Road Surface Type Asphalt
Waterfront Y/N N
Horse Y/N N
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* Excluded Features
List By
Reo-Tcrandolph-233022

Broker

Cell: 231-360-7736

Contact

Affordability Calculator

$12,308
Per Month
100%
0%
0%
Monthly Principal & Interest
$12,308
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2034238 Elementary School
2034116 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
6/10/2026$1,999,000 Listed Price

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539 Bay Street # 404, Traverse City, MI, 49684 is a Single Family Home for sale at $1,999,000 with 1,214 sqft. 539 Bay Street # 404 has 2 bedrooms, 2.0 baths, and was built in 2018. The property's zip code is 49684 which is in Traverse City, MI

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