981 COTTAGE Troy, MI $ 600,000
981 COTTAGE
$ 600,000
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981 COTTAGE

Troy, MI, 48085
$ 600,000
Bedrooms3 Baths3.0 Sq 2,685

Monthly Estimate*

$ 3,788

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Condo for sale in Troy, MI

for $600,000 with 3 bedrooms and 3 full baths. This 2,685 square foot condo was built in 2024.

Welcome to one of Troy’s latest easy living condominiums. Built in 2024 but better than new thanks to the many upgrades that have been integrated. 981 Cottage Ln is a famiily-style layout offering an open floor plan from the kitchen to the great room to the dining area. Gorgeous kitchen with quartz counters has been further upgraded with most appliances being brand new. Added bonus: a reverse osmosis water line has been added to the refrigerator. The primary suite is on the entry level AND a second bedroom is on the entry level. Upstairs is a third bedroom and an open office, that could be converted to a fourth bedroom if desired. You will appreciate plenty of California closet systems throughout the home completing all of your storage needs. Additional benefits such as built-in soap dispensers, Toto soft close non-clogging toilets in all bathrooms, and a dual security bolted safe in primary closet. The entry level family bath was recently remodeled and includes a walk-in shower with stain-resistant euro glass door. The media room in the lower level was sound-proofed, and the wiring is complete and ready for action. Peace of mind comes from a new water softener in 2025, whole house humidifier in 2025, whole house surge protector and frost-free faucets on exterior. Your friends will have garage envy over the Poly-aspartic epoxy on garage floor with 10-year warranty, California cabinets for secure storage, mounted slat organization panels and bicycle tire racks. Even a WIFI-enabled garage door opener! All of this located in the popular Troy High School boundary. Easy access to I-75, Somerset Mall, 5 Star restaurants and less than a mile from grocery stores! Lower level refrigerator is excluded.

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Condo Pending

Price

$ 600,000

Bedrooms

3

Full Bath

3

Property Type

Condo

Taxes

$ 10,266

Style

Contemporary

Year Built

2024

Town/City

Troy

County/Region

Oakland

MLS | Web ID

20261042040

Features
Interior
Interior Amenities EntranceFoyer HighSpeedInternet ProgrammableThermostat
Basement BathStubbed Daylight Finished Full
Fireplace Features Gas GreatRoom
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1935.0
Half Baths 0
Laundry Features GasDryerHookup LaundryRoom WasherHookup
Total Bedrooms 3
Below Grade Finished Area 750.0
Above Grade Finished Area Unit Type SquareFeet
Total Baths 3
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General
Sewer PublicSewer
Heating ForcedAir NaturalGas
Cooling CentralAir
Possession Negotiable
Roof Asphalt
Appliances Dishwasher Disposal FreeStandingElectricRange FreeStandingRefrigerator Humidifier Microwave
HOA Fee 350.0
Garage Spaces 2.0
Association Fee Includes Insurance MaintenanceGrounds MaintenanceStructure SnowRemoval Trash
Patio/Porch Features Covered Deck
Architectural Style Contemporary
Pool Features None
Construction Materials Brick VinylSiding
Exclusions Exclusion(s) Exist
Pets Allowed Yes
Year Built 2024
Levels OneAndOneHalf
Property Subtype Condominium
Community Features Sidewalks
Assoc Fee Paid Per Monthly
County Oakland
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name MIDTOWN XING
Garage Y/N Y
Total Rooms 12
Full Baths 3
Status Pending
Directions FROM ROCHESTER RD AND E LONG LAKE RD GO SOUTH ON ROCHESTER RD AND TURN RIGHT ONTO COTTAGE LANE. TAKE FIRST RIGHT AND CONDO IS ON YOUR IMMEDIATE RIGHT.
City TroyCity_Oakland
Disclosures ExclusionsExist TaxesHomesteadExempt
Entry Location GroundLevel
Senior Community Y/N N
High School District Troy
MLS Area Area02203Troy
Lot Size Units Acres
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 10266.27
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Pending
Occupancy Type Owner
Tax Assessed Value 282780
Expected Active Date 2026-06-12
Legal Description T2N R11E SEC 10 OAKLAND COUNTY CONDOMINIUM PLAN NO 2298 MIDTOWN CROSSING UNIT 14 L5391 P510 4-14-20 FR 476-041 & 066
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Exterior
Exterior Amenities PrivateEntrance
Fencing FencingnotAllowed
Parking Features TwoCarGarage Attached DirectAccess ElectricityinGarage GarageDoorOpener
Water Source Public
Foundation Details Basement Poured
Spa N
Lot Size Acres 0.0
Waterfront Y/N N
Road Frontage Type PrivateRoad
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 981
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* Excluded Features
List By
Donna Sanford

Listing Agent

Brookstone, Realtors Llc

Broker

(248) 245-9073

Phone

Affordability Calculator

$4,644
Per Month
82%
18%
0%
Monthly Principal & Interest
$3,788
Monthly Property Taxes
$856
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
848717 Elementary School
848259 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/10/2026$600,000 Listed Price

Map


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981 COTTAGE, Troy, MI, 48085 is a Condo for sale at $600,000 with 2,685 sqft. 981 COTTAGE has 3 bedrooms, 3.0 baths, and was built in 2024. The property's zip code is 48085 which is in Troy, MI