3704 Locust Circle West
Prospect, KY, 40059 $ 490,000
Bedrooms4 Baths2.1 Sq 3,100 Monthly Estimate*
$ 3,017
for $490,000 with 4 bedrooms and 2 full baths, 1 half bath. This 3,100 square foot home was built in 1978 on a lot size of 0.3.
Welcome to 3704 W. Locust Circle in the highly desirable River Bluff Farm neighborhood. Located in the award-winning North Oldham School District, this beautifully updated brick two-story home offers 4 bedrooms, 2.5 bathrooms, 2,340 square feet above grade, and more than 3,100 finished square feet of living space. From the moment you arrive, it's easy to see the pride of ownership that has gone into this home. The current owners have completed numerous updates throughout, including beautifully renovated bathrooms, fresh paint, updated countertops, new flooring, and much more, making this a truly move-in-ready opportunity. Inside, you'll find a traditional floor plan with multiple living spaces, including formal living and dining rooms that provide great flexibility for entertaining, working from home, or everyday living. The spacious family room opens directly to the eat-in kitchen and overlooks the fenced backyard, creating a comfortable and functional space where family and friends naturally gather. Upstairs, you'll find all four bedrooms, including a spacious primary suite with an updated private bathroom. The finished lower level adds valuable living space and could easily serve as a media room, playroom, home gym, office, or whatever best fits your lifestyle. Outside, the fenced backyard provides plenty of room to relax, play, or entertain, while the 2+ car rear-entry garage offers excellent storage and convenience. River Bluff Farm continues to be one of the most sought-after neighborhoods in North Oldham thanks to its incredible location, top-rated schools, and easy access to shopping, dining, hospitals, interstate access, and downtown Louisville. Homes with this amount of space, this level of updates, and a North Oldham address at $490,000 don't come along often. Don't miss your opportunity to make 3704 W. Locust Circle your next home.
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FeaturesGeneralHeating Forced Air Natural Gas
Cooling Central Air
Utilities Electricity Connected Fuel:Natural
Roof Shingle
HOA Fee 125
Garage Spaces 2
Architectural Style Traditional
Construction Materials Brick Veneer
Year Built 1978
Stories Count 2
Property Subtype Single Family Residence
County Oldham
Property Type Residential
HOA true
Attached Garage true
Subdivision Name RIVER BLUFF FARM
Garage Y/N true
Total Rooms 14
Full Baths 2
Status Pending
Directions US 42 to River Bluff Farms (Hayfield). Go left on Locust Creek West (*Note: there is the same house number on the East side as well).
City Prospect
High School District Oldham
MLS Area 20-Oldham County N171
Lot Size Units Acres
Lot Size Square Feet 13068
MLS Area Minor 20-Oldham County N171
Standard Status Pending
Tax Lot 9
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InteriorBasement Partially Finished
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2340
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area 760
Total Baths 3
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ExteriorFencing Wood
Parking Features Attached
Lot Features Covt/Restr Level
Water Source Public
Lot Size Area 0.3
Foundation Details Poured Concrete
Building Area Total 2340
Lot Size Acres 0.3
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* Excluded FeaturesList ByLenihan Sotheby's Int'l RealtyBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,017
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Prospect, KY
Average List Price $1,285,890
Percent of Sale Price 162%
About Prospect, KY 5,212 Population
20% Since 2002
$ 107,414 Median Income
52.51 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/9/2026 | $490,000 | | Listed Price |