405 Cosby Road Utica, NY $ 229,000
405 Cosby Road
$ 229,000
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405 Cosby Road

Utica, NY, 13502
$ 229,000
Bedrooms3 Baths1.1 Sq 1,502

Monthly Estimate*

$ 1,410

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Single Family Home for sale in Utica, NY

for $229,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,502 square foot home was built in 1911 on a lot size of 0.1228.

Summertime easy livin' in the adorable authentic craftsman bungalow in charming North Utica neighborhood. Everything has been done for you here including thermal windows, new roof furnace and mechanicals (electric service), updated kitchen and baths and the list goes on! Extra deep front porch is great for entertaining or just reading a book! Enter of porch to spacious large living room flooded with natural light and lots of windows! Living room has beautiful double french doors to formal dining room with is open to kitchen with quartz breakfast bar and newer appliances. Interior and exterior recently painted plus Central A/C throughout. Off the kitchen is half bath and first floor laundry. Upstairs offers updated full bath with original claw foot tub/shower combo and three generous sized bedrooms plus plenty of closets and storage! Enjoy fully fenced private treed yard! Schedule an appointment today to view this truly magical home! Seller will provide a pre-listing home inspection.

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Single Family Active

Price

$ 229,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 3,386

Style

Bungalow,TwoStory,Traditional

Lot Size

0.1228

Year Built

1911

Town/City

Utica

County/Region

Oneida

MLS | Web ID

S1688665

Features
Interior
Interior Amenities BreakfastBar CeilingFans SeparateFormalDiningRoom SeparateFormalLivingRoom Other QuartzCounters SeeRemarks NaturalWoodwork
Basement Full
Flooring CeramicTile Hardwood Laminate Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 2
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General
Sewer Connected
Heating Gas ForcedAir
Cooling CentralAir
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances Dryer Dishwasher ExhaustFan Disposal GasOven GasRange GasWaterHeater Refrigerator RangeHood Washer
Garage Spaces 1.0
Architectural Style Bungalow TwoStory Traditional
Construction Materials BlownInInsulation Frame SprayFoamInsulation Stucco WoodSiding
School District Utica
Year Built 1911
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Oneida
Property Type Residential
Attached Garage No
Subdivision Name Utica Gardens
Garage Y/N Yes
Total Rooms 7
Full Baths 1
Status Active
Directions Riverside to Cosby to house on left.
City Utica
Senior Community Y/N No
High School District Utica
Number Of Units Total 0
MLS Area Utica-City-301600
Lot Size Units Acres
Lot Size Square Feet 5350.0
Elementary School Thomas Jefferson Elementary
Year Built Details Existing
Tax Annual Amount 3386.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Utica
Elementary School District Utica
Tax Assessed Value 47000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 30
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Exterior
Exterior Amenities BlacktopDriveway
Parking Features Detached Garage Driveway
Lot Features NearPublicTransit Rectangular RectangularLot ResidentialLot Wooded
Water Source Connected Public
Lot Size Area 0.1228
Foundation Details Block
Building Area Total 1502.0
Lot Dimensions 50X107
Lot Size Acres 0.1228
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 405
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* Excluded Features
List By
Real Broker Ny Llc

Broker

(315) 430-9092

Phone

Affordability Calculator

$1,692
Per Month
83%
17%
0%
Monthly Principal & Interest
$1,410
Monthly Property Taxes
$282
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5423909 Elementary School
246707 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/8/2026$229,000 Listed Price

Map


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405 Cosby Road, Utica, NY, 13502 is a Single Family Home for sale at $229,000 with 1,502 sqft and a lot size of 0.1228. 405 Cosby Road has 3 bedrooms, 1.1 baths, and was built in 1911. The property's zip code is 13502 which is in Utica, NY