2 1/2 1st Street Waterford, NY $ 398,000
2 1/2 1st Street
$ 398,000
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2 1/2 1st Street

Waterford, NY, 12188
$ 398,000
Bedrooms6 Baths2.2 Sq 3,084

Monthly Estimate*

$ 2,451

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Multi-Family Home for sale in Waterford, NY

for $398,000 with 6 bedrooms and 2 full baths, 2 half baths. This 3,084 square foot home was built in 1879 on a lot size of 0.07.

Waterfront Views Without the Waterfront Price! Opportunity awaits with this spacious and character-filled duplex in the heart of Waterford. Offering over 3,000 square feet of living space, this circa-1880 property features two generous units, each with 3 bedrooms, 1.5 bathrooms, and its own laundry hookups for added convenience. Rich in historic charm, you'll find original Box Beam Ceilings, Elegant French Doors, and Beautiful Bump-out Bay Windows that capture scenic water views from both floors. Situated a corner lot, this property offers plenty of outdoor space and endless potential for an owner-occupant or investor willing to add a little TLC. For investors, the income potential is attractive--both units were previously rented for $1,800 per month each, generating a potential gross annual rental income of $43,200. Located just moments from downtown Waterford, you'll enjoy easy access to the Park, Library, Shops, Restaurants, and the Erie Canal. Live in one unit while generating rental income from the other, or add this unique property to your investment portfolio. Enjoy the Waterfront lifestyle, small-town charm, and incredible value--all without the Waterfront price tag! Don't miss this rare opportunity in the quaint and historic Village of Waterford.

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Multi-Family Active

Price

$ 398,000

Bedrooms

6

Full Bath

2

Half Bath

2

Property Type

Multi-Family

Taxes

$ 3,781

Style

Duplex

Lot Size

0.07

Year Built

1879

Town/City

Waterford

County/Region

Saratoga

MLS | Web ID

202619009

Features
Interior
Interior Amenities Paddle Fan Built-in Features
Basement Bilco Doors Unfinished
Flooring Ceramic Tile Hardwood Laminate
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Above Grade Finished Area 3084.0
Half Baths 2
Laundry Features In Bathroom
Total Bedrooms 6
Below Grade Finished Area 0.0
Below Grade Finished Area Source Public Records
Above Grade Finished Area Source CRS
Total Baths 4
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General
Sewer Public Sewer
Heating Forced Air Hot Water Natural Gas
Cooling None
Possession At Closing
Roof Asphalt
Garage Spaces 3.0
Patio/Porch Features Enclosed
Construction Materials Vinyl Siding
Year Built 1879
Electric 150 Amp Service
View River
Property Subtype Duplex
County Saratoga
New Construction N
Property Type MultiFamily
HOA N
Attached Garage N
Other Structures Garage(s)
Full Baths 2
Status Active
Directions Take NY-40 to Waterford to Route 4 Left onto Broadway St and left onto 1st St. Coner of Front Street and 1st street.
High School Waterford
City Waterford
High School District Waterford-Halfmoon
Number Of Units Total 2
Lot Size Units Acres
Lot Size Square Feet 3049.2
Carport Y/N N
Elementary School Waterford
Land Lease Y/N N
Tax Annual Amount 3781.39
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Structure Type Townhouse
Standard Status Active
Tax Assessed Value 0
Tax Lot 26.000
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Exterior
Fencing Privacy Wood Back Yard Chain Link Gate
Parking Features Detached Garage
Lot Features Level Views Corner Lot
Water Source Public
Total Parking 5.0
Lot Size Area 0.07
Spa N
Lot Size Acres 0.07
Waterfront Y/N N
Door Features French Doors
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 212
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* Excluded Features
List By
Joyce Brown

Listing Agent

Howard Hanna Capital Inc

Broker

(518) 596-5835

Phone

Joycesells518@gmail.com

Email

Affordability Calculator

$2,766
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,451
Monthly Property Taxes
$315
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3590804 Elementary School
3041312 Middle School
Waterford High School High School
Pricing History
DatePricePrice ChangeDescription
6/6/2026$398,000 Listed Price

Map


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2 1/2 1st Street, Waterford, NY, 12188 is a Multi-Family Home for sale at $398,000 with 3,084 sqft and a lot size of 0.07. 2 1/2 1st Street has 6 bedrooms, 2.2 baths, and was built in 1879. The property's zip code is 12188 which is in Waterford, NY