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45 Lake Terrace Irondequoit, NY $ 225,000
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$ 225,000 Get more info
45 Lake Terrace
$ 225,000
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45 Lake Terrace

Irondequoit, NY, 14617
$ 225,000
Bedrooms4 Baths2.0 Sq 1,398

Monthly Estimate*

$ 1,385

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Single Family Home for sale in Irondequoit, NY

for $225,000 with 4 bedrooms and 2 full baths. This 1,398 square foot home was built in 1924 on a lot size of 0.15.

WOW! Lake Ontario beach access! This is the one you've been waiting for! Beautiful Summerville move-in-ready 3/4-bedroom colonial with deeded Lake Ontario beach rights. The updated kitchen and baths are complemented by a stunning third-floor renovation adding approximately 600 sq. ft. of versatile living space—ideal for a home office, bonus room, or potential fourth bedroom—with its own split-system heating and cooling. Smart Home features throughout. Recent improvements include new vinyl siding and trim (2024), new appliances (2025), a gas fireplace insert, heated three-season porch, and refreshed landscaping with beautiful exterior down-lighting. Situated on a generous lot with additional parking, this fantastic home is just minutes from the Rochester Yacht Club, boat launch, restaurants, shopping, and more. Delayed showings begin June 5 at 3:00 PM. Delayed negotiations June 10 at 5:00 PM.

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Single Family Active

Price

$ 225,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 7,118

Style

HistoricAntique,TwoStory

Lot Size

0.15

Year Built

1924

Town/City

Irondequoit

County/Region

Monroe

MLS | Web ID

R1687152
Features
Interior
Interior Amenities Attic BreakfastBar CeilingFans EatInKitchen SeparateFormalLivingRoom LivingDiningRoom SolidSurfaceCounters Skylights WindowTreatments ConvertibleBedroom ProgrammableThermostat
Basement Full SumpPump
Flooring Carpet Hardwood Tile Varies
Total Fireplaces 1
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Drapes Skylights StormWindows
Fireplace Y/N Yes
Half Baths 0
Total Bedrooms 4
Main Level Bedrooms 0
Main Level Bathrooms 0
Total Baths 2
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General
Sewer Connected
Heating Ductless Gas HeatPump ForcedAir
Cooling Ductless HeatPump CentralAir
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Asphalt Architectural Shingle
Appliances Dryer Dishwasher ExhaustFan GasOven GasRange GasWaterHeater Microwave Refrigerator RangeHood Washer
Garage Spaces 1.5
Patio/Porch Features Patio Porch Screened
Architectural Style HistoricAntique TwoStory
Security Features SecuritySystemOwned
Construction Materials AtticCrawlHatchwaysInsulated SprayFoamInsulation VinylSiding CopperPlumbing
School District West Irondequoit
Year Built 1924
Electric CircuitBreakers
View Water
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess DeededAccess Lake
County Monroe
Property Type Residential
Attached Garage No
Energy Efficient Appliances Lighting
Subdivision Name Summerville Terrace Sub
Garage Y/N Yes
Total Rooms 7
Full Baths 2
Status Active
Directions St. Paul Blvd. to left on Lake Terrace
City Irondequoit
Body of Water Lake Ontario
Senior Community Y/N No
High School District West Irondequoit
Number Of Units Total 0
MLS Area Irondequoit-263400
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 7118.0
Property Condition Resale
Standard Status Active
Middle/Junior School District West Irondequoit
Elementary School District West Irondequoit
Tax Assessed Value 184000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 37
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Exterior
Exterior Amenities BlacktopDriveway ConcreteDriveway EnclosedPorch FullyFenced PlayStructure Porch Patio
Fencing Full
Parking Features Detached Garage Driveway
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.15
Foundation Details Block
Building Area Total 1398.0
Lot Dimensions 65X100
Lot Size Acres 0.15
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 45
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* Excluded Features
List By
Howard Hanna

Broker

(585) 975-9500

Phone

Affordability Calculator

$1,979
Per Month
70%
30%
0%
Monthly Principal & Interest
$1,385
Monthly Property Taxes
$593
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3323534 Elementary School
3323309 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
6/5/2026$225,000 Listed Price

Map

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45 Lake Terrace, Irondequoit, NY, 14617 is a Single Family Home for sale at $225,000 with 1,398 sqft and a lot size of 0.15. 45 Lake Terrace has 4 bedrooms, 2.0 baths, and was built in 1924. The property's zip code is 14617 which is in Irondequoit, NY

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