4432 River Ridge Road
Lexington, KY, 40515 $ 610,000
Bedrooms5 Baths3.1 Sq 4,254 Monthly Estimate*
$ 3,756
for $610,000 with 5 bedrooms and 3 full baths, 1 half bath. This 4,254 square foot home was built in 2000 on a lot size of 0.2.
Beautifully maintained, spacious two-story home on a finished walkout basement offering generous living space for a growing or multigenerational family in the highly desirable Waterford subdivision! From the moment you arrive, you'll appreciate the beautifully landscaped front yard and inviting covered front porch. Inside, the entire home has been freshly painted, and a brand-new roof is scheduled to be installed prior to closing. The double-sided fireplace creates a warm and welcoming atmosphere from both the living room and kitchen area. The home features a well-appointed kitchen with beautiful granite countertops, a spacious breakfast area and separate dining room which offer functionality and style for everyday living and entertaining.This home features four spacious bedrooms upstairs, including a large primary suite with tray ceiling, separate vanities, soaking tub, separate shower, and dual walk-in closets. One bedroom includes a bonus room great for many uses. The finished walkout basement offers exceptional flexibility with a large family room, kitchenette, dining area, a spacious bedroom, full bath, bonus room ideal for a home office, craft room or fitness space, plus an abundant unfinished storage room. Whether hosting extended family, entertaining guests, or simply enjoying everyday living, this level provides room for it all. Outdoor living is equally impressive with a large deck and spacious screened porch overlooking a picturesque meandering stream and mature canopy of trees. The peaceful setting creates a private retreat perfect for relaxing, entertaining, or enjoying nature year-round. Waterford is one of Lexington's most beloved communities, known for its welcoming atmosphere, beautiful surroundings, and exceptional convenience. Close to Veterans Park Elementary and nearby Veterans Park with its extensive walking and biking trails, playgrounds, and ball fields. Located within a vibrant homeowners association featuring a swimming pool, pickleball courts, clubhouse, and a variety of community events throughout the year, and just minutes from Whole Foods, The Summit at Fritz Farm, Fayette Mall, restaurants, healthcare, and major commuter routes. This home offers the perfect combination of space, location, community, and lifestyle.
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FeaturesInteriorInterior Amenities Breakfast Bar Ceiling Fan(s) Eat-in Kitchen Entrance Foyer Walk-In Closet(s)
Basement Exterior Entry Finished Partial Walk-Out Access
Flooring Carpet Hardwood Tile
Total Fireplaces 2
Fireplace Features Basement Gas Starter Kitchen Living Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds
Fireplace Y/N Y
Above Grade Finished Area 2957.0
Half Baths 1
Laundry Features Main Level
Total Bedrooms 5
Below Grade Finished Area 1297.0
Total Baths 4
Heating-Forced Air True
Heating-Natural Gas True
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GeneralSewer Public Sewer
Heating Forced Air Natural Gas Zoned
Cooling Ceiling Fan(s) Central Air Electric Zoned
Utilities Electricity Connected Natural Gas Connected Underground Utilities
Possession Close Of Escrow
Roof Dimensional Style
Appliances Dishwasher Disposal Dryer Microwave Range Washer
HOA Fee 550.0
Garage Spaces 2.0
Association Fee Includes Other
Patio/Porch Features Deck Porch Front Porch
Construction Materials Vinyl Siding Brick Veneer
Year Built 2000
View Trees/Woods
Levels Three Or More
Property Subtype Single Family Residence
Parcel Number 38013900
Community Features Pool
Assoc Fee Paid Per Annually
County Fayette
New Construction N
Property Type Residential
Association Amenities Clubhouse Pool Recreational Facilities Tennis Court(s)
HOA Y
Attached Garage N
Subdivision Name Waterford
Garage Y/N Y
Total Rooms 17
Full Baths 3
Status Active
Directions Man O' War to Waterford Subdivision Entrance Left on Ridgewater Drive Left on Brookridge Drive Left on Poplar Springs Left on River Ridge Home on Right.
High School Tates Creek
City Lexington
High School District Fayette County - 1
MLS Area 003 - Fayette County SE
Lot Size Units Acres
Lot Size Square Feet 8546.0
Carport Y/N N
Elementary School Veterans
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Southern
MLS Area Minor 003 - Fayette County SE
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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ExteriorFencing Wood
Parking Features Attached Garage
Lot Features Many Trees
Water Source Public
Lot Size Area 0.2
Foundation Details Concrete Perimeter
Building Area Total 4254.0
Lot Size Acres 0.2
Lot Size Source Public Records
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByRector Hayden RealtorsBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,756
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Lexington, KY
Average List Price $561,831
Percent of Sale Price 8%
About Lexington, KY 309,571 Population
19% Since 2002
$ 49,858 Median Income
34.93 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
3289814 Elementary School
3292736 Middle School
Tates Creek High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/5/2026 | $610,000 | | Listed Price |