644 Ayrlie Water Road Gibson Island, MD $ 2,495,000
644 Ayrlie Water Road
$ 2,495,000
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644 Ayrlie Water Road

Gibson Island, MD, 21056
$ 2,495,000
Bedrooms5 Baths3.1 Sq 2,956

Monthly Estimate*

$ 15,362

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View a Virtual Tour

Single Family Home for sale in Gibson Island, MD

for $2,495,000 with 5 bedrooms and 3 full baths, 1 half bath. This 2,956 square foot home was built in 1930 on a lot size of 0.39.

Welcome to 644 Ayrlie Water Road, a vintage 1930s cottage with stunning views of the Chesapeake Bay, forever protected by the propertys ownership of the land directly across the street. Designated a conservation easement, this secondary property runs with the land and may not be built upon. This property is located on a lovely quiet street in close proximity to the Gibson Island Club. Enjoy the glorious daily sunrises and Bay views from the enclosed front porch of this delightful cottage located on a very quiet street off the beaten path. Walking distance to the Gibson Island Club, Secret Beach is across the street and available for a dip in the Bay, picnic, or just digging your toes in the sand while reading your book! Enter this quintessential cottage through a spacious enclosed porch into a simply magnificent wood-stained Great Room with Cathedral ceilings, visible beams, and two matching staircases on either side, each staircase leading to two bedrooms and a full bath. A huge woodburning fireplace graces the Great Room. Also on the main level is a spacious dining room perfect for entertaining, a renovated Kitchen, inviting Den, and Primary Bedroom with Full Bath. A lovely wraparound porch runs along on the backside of the house overlooking the woods, and a screened porch off the Kitchen provides delightful water views. A garage is connected to the house and may be accessed through stairs inside. Information on Gibson Island: Gibson Island is a private island within one hour of Washington, D.C. and Baltimore offering an absolutely extraordinary setting. The Island comprises 1000 acres with seven miles of shoreline. Two thirds of the Island is undeveloped and is owned by the Gibson Island Corporation, the homeowners' association. The remaining third is residential home sites. Gibson Island is located on the western shore of Maryland, so there is no need to cross the Bay Bridge. On the Island is a 43-acre spring fed freshwater lake in which one may enjoy non-motorized watercraft activities such as paddleboarding, canoeing, kayaking, fishing and swimming. The Island offers enormous privacy and security--there is an entry gatehouse staffed 24+Hours, and the Island is patrolled by the Gibson Island Police Force (GIPD). The Gibson Island Corporation Service Department offers yard maintenance and landscaping and other services for homeowners. There is a full-service yacht yard. From the Island, it is just a 20-minute drive to BWI Airport and the neighboring Amtrak train station. The Island houses a private country club (membership by invitation) offering yachting, fine dining year-round, tennis, an award-winning Charles Blair Macdonald designed 9-hole golf course, swimming, croquet, skeet shooting, and more. (C)

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Single Family Active

Price

$ 2,495,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 21,428

Style

Cottage

Lot Size

0.39

Year Built

1930

Town/City

Gibson Island

County/Region

Anne Arundel

MLS | Web ID

MDAA2146362

Features
General
Living Area 2956
Sewer Private Septic Tank
Heating Forced Air
Cooling Ceiling Fan(s) Central A/C
Utilities Water Available Electric Available
Possession Negotiable
Roof Asphalt
Appliances Built-In Microwave Dishwasher Disposal Exhaust Fan Oven - Single Refrigerator Stove Trash Compactor Washer/Dryer Stacked
Zoning R1
HOA Fee 1211.00
Garage Spaces 1.00
Association Fee Includes Common Area Maintenance Security Gate Trash Other
Patio/Porch Features Deck(s) Enclosed Porch(es) Screened Wrap Around
Architectural Style Cottage
Construction Materials Vinyl Siding
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1930
View Bay Garden/Lawn Street Trees/Woods Water
Levels 2
Other Fees 330.00
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Additional Parcels Description 643 Ayrlie Water conveys with 644 Ayrlie and is directly across the street and is in a recorded permanent conservation easement
Assoc Fee Paid Per Monthly
County ANNE ARUNDEL
New Construction N
Property Type Residential
Association Amenities Common Grounds Gated Community Jog/Walk Path Lake Non-Lake Recreational Area Picnic Area Pier/Dock Security Water/Lake Privileges
HOA Y
Subdivision Name GIBSON ISLAND
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions 95 North to 100 East to Mountain Road which dead ends at Gibson Island Gate House. Because Gibson Island is private there is no admittance without a listing appointment with listing agent. Must b
City GIBSON ISLAND
Body of Water Chesapeake Bay
Disclosures Subject to Condo/HOA Docs
Other Fees Frequency Monthly
Association Name GIBSON ISLAND CORPORATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 17061.00
Tax Annual Amount 21428.17
Home Warranty Y/N N
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 844.05
Acceptable Financing Cash Conventional
Additional Parcels Y/N Y
Lease Considered Y/N N
Vacation Rental Y/N N
Virtual Tour https://media.homesight2020.com/644-Ayrlie-Water-Road-1/idx
Standard Status Active
Year Built Source Assessor
Legal Subdivision GIBSON ISLAND
Tax Lot 85
Association Recreation Fee N
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Interior
Interior Amenities Additional Stairway Bathroom - Jetted Tub Bathroom - Stall Shower Bathroom - Tub Shower Built-Ins Ceiling Fan(s) Double/Dual Staircase Entry Level Bedroom Exposed Beams Floor Plan - Traditional Forma
Heating Fuel Oil
Basement Connecting Stairway Daylight Partial Garage Access Interior Access Outside Entrance Unfinished
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Brick Mantel(s) Wood
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Casement Double Hung Screens Skylights
Fireplace Y/N Y
Above Grade Finished Area 2956
Half Baths 1
Central Air Y/N Y
Total Bedrooms 5
Below Grade Finished Area 0
Room Type Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Bedroom 5 Kitchen Den Basement Great Room Laundry Bathroom 2 Bathroom 3 Primary Bathroom Half Bath
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Exterior Lighting Gutter System
Pool No Pool
Parking Features Asphalt Driveway
Lot Features Additional Lot(s) Backs to Trees Front Yard Partly Wooded Premium Rear Yard SideYard(s)
Water Source Public
Garage Features Additional Storage Area Basement Garage Garage - Side Entry Inside Access
Type of Parking Attached Garage Driveway
Foundation Details Crawl Space
Spa N
Water View Y/N Y
Lot Size Acres 0.39
Water Body Type Bay
Lot Size Source Assessor
Waterfront Y/N N
Door Features Sliding Glass
Horse Y/N N
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 644
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* Excluded Features
List By
Gibson Island Real Estate Inc

Broker

sarahkanne@gibsonisland.com

Email

Affordability Calculator

$17,148
Per Month
90%
10%
0%
Monthly Principal & Interest
$15,362
Monthly Property Taxes
$1,786
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534305 Elementary School
3536157 Middle School
Chesapeake High School High School
Pricing History
DatePricePrice ChangeDescription
6/4/2026$2,495,000 Listed Price

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644 Ayrlie Water Road, Gibson Island, MD, 21056 is a Single Family Home for sale at $2,495,000 with 2,956 sqft and a lot size of 0.39. 644 Ayrlie Water Road has 5 bedrooms, 3.1 baths, and was built in 1930. The property's zip code is 21056 which is in Gibson Island, MD