276 HARBOR Drive Palatka, FL $ 439,000
276 HARBOR Drive
$ 439,000
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276 HARBOR Drive

Palatka, FL, 32177
$ 439,000
Bedrooms3 Baths2.0 Sq 1,455

Monthly Estimate*

$ 2,703

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Single Family Home for sale in Palatka, FL

for $439,000 with 3 bedrooms and 2 full baths. This 1,455 square foot home was built in 1991.

Waterfront living meets everyday comfort in this beautifully updated 3-bedroom, 2-bath pool home with direct access to the St. Johns River. Situated on a navigable canal, this property is designed for those who enjoy life on the water, featuring a private boat lift, screened pool, and backyard putting green. Inside, recent upgrades to the kitchen and primary bathroom add modern style and functionality, while spacious living areas provide plenty of room to relax and entertain. Step outside to enjoy the newly screened pool enclosure, waterfront views, and easy access to boating, fishing, and everything the river lifestyle has to offer. Additional features include a new water softener, 2-car garage, and a layout that makes the most of both indoor and outdoor living. Whether you're looking for a full-time residence, a weekend escape, or a waterfront investment opportunity, this home offers a rare combination of updates, amenities, and direct river access.

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Single Family Active

Price

$ 439,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Single Family Residence

Year Built

1991

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

2148504

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Connected Water Connected
Possession Close Of Escrow
Appliances Dishwasher Disposal Electric Cooktop Electric Oven Microwave Refrigerator Water Softener Owned
Garage Spaces 2.0
Pool Features In Ground
Year Built 1991
View Canal Water
Stories Count 1
Property Subtype Single Family Residence
Current Use Single Family
Parcel Number 35-08-27-8150-0010-0040
Waterfront Features Canal Front
County Putnam
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Metes & Bounds
Garage Y/N Y
Other Structures Shed(s)
Total Rooms 8
Full Baths 2
Status Active
Directions Head N on Hwy 17. Turn right on to W River Rd. Turn right on to Harbor Drive home will be on your left.
City Palatka
Senior Community Y/N N
MLS Area 563-East Bostwick/Bridgeport/Cedar Creek
Carport Y/N N
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Property Attached Y/N N
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 563-East Bostwick/Bridgeport/Cedar Creek
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Exterior Amenities Boat Lift Dock Other
Parking Features Garage
Water Source Private Well
Spa N
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Interior
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Total Bedrooms 3
Total Baths 2
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Internal Only
Street Number 1 276
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* Excluded Features
List By
Iheart Realty Inc

Broker

chad@iheartrealtyinc.com

Email

Affordability Calculator

$2,703
Per Month
100%
0%
0%
Monthly Principal & Interest
$2,703
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/3/2026$439,000 Listed Price

Map


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276 HARBOR Drive, Palatka, FL, 32177 is a Single Family Home for sale at $439,000 with 1,455 sqft. 276 HARBOR Drive has 3 bedrooms, 2.0 baths, and was built in 1991. The property's zip code is 32177 which is in Palatka, FL