21-23 Pearl St Cortland, NY ^$ 224,900

21-23 Pearl St

^$ 224,900

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21-23 Pearl St

Cortland, NY, 13045

^$ 224,900

Bedrooms4 Baths1.1 Sq 2,324

Monthly Estimate*

^$ 1,385

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Single Family Home for sale in Cortland, NY

for $224,900 with 4 bedrooms and 1 full bath, 1 half bath. This 2,324 square foot home was built in 1945 on a lot size of 0.29.

Welcome to this charming 4-bedroom, 1.5-bath home that sits on a spacious double lot. The first floor features a bright and airy open kitchen with sliding door access to the deck, two bedrooms and a full bathroom plus living room with beautiful built-ins and hardwood flooring. A large bonus room that could function as an at home office or den. Second floor offers two additional bedrooms, half bath and plenty of closet storage. The fully finished basement could be ideal for a theater or game room. Large laundry area with potential for an additional full bath. Just in time to enjoy the beautiful perennial beds and outdoor space this home offers comfort and convenience.

Single Family Active

Price

^$ 224,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 7,418

Style

CapeCod

Lot Size

0.29

Year Built

1945

Town/City

Cortland

County/Region

Cortland

MLS | Web ID

S1687295

Features

Interior

Interior Amenities EatInKitchen SeparateFormalLivingRoom BedroomOnMainLevel

Basement Full PartiallyFinished

Flooring CeramicTile Hardwood LuxuryVinyl Varies Vinyl

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 1

Laundry Features InBasement

Total Bedrooms 4

Main Level Bedrooms 2

Main Level Bathrooms 1

Total Baths 2

General

Sewer Connected

Heating Gas Baseboard HotWater

Utilities SewerConnected WaterConnected

Possession CloseOfEscrow

Appliances Dryer Dishwasher GasWaterHeater Microwave Refrigerator TanklessWaterHeater Washer

Garage Spaces 0.0

Architectural Style CapeCod

Construction Materials CompositeSiding

School District Cortland

Year Built 1945

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Cortland

Property Type Residential

Total Rooms 9

Full Baths 1

Status Active

Directions Port Watson Street to Pearl Street

City Cortland

High School District Cortland

Number Of Units Total 0

MLS Area Cortland-110200

Lot Size Units Acres

Carport Y/N Yes

Year Built Details Existing

Tax Annual Amount 7418.0

Property Condition Resale

Virtual Tour https://www.propertypanorama.com/instaview/syr/S1687295 https://www.propertypanorama.com/instaview-tour/syr/S1687295

Standard Status Active

Middle/Junior School District Cortland

Elementary School District Cortland

Tax Assessed Value 200000

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 10

Exterior

Exterior Amenities BlacktopDriveway

Parking Features Carport

Lot Features Rectangular RectangularLot

Water Source Connected Public

Lot Size Area 0.29

Foundation Details Block

Building Area Total 2324.0

Lot Dimensions 99X124

Lot Size Acres 0.29

Waterfront Y/N No

Road Frontage Type MainThoroughfare

Internal Only

Street Number 1 21

* Excluded Features

List By

Berkshire Hathaway Homeservices Heritage Realty

Broker

(607) 745-0718

Phone

Affordability Calculator

$2,003

Per Month

Monthly Principal & Interest: $1,385
Monthly Property Taxes: $618
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Cortland, NY

Average List Price ^$280,483

Percent of Sale Price 25%

About Cortland, NY

18,890 Population

1% Since 2002

^$43,233 Median Income

29.51 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3038306 Elementary School

3038340 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
6/3/2026	$224,900		Listed Price

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21-23 Pearl St, Cortland, NY, 13045 is a Single Family Home for sale at $224,900 with 2,324 sqft and a lot size of 0.29. 21-23 Pearl St has 4 bedrooms, 1.1 baths, and was built in 1945. The property's zip code is 13045 which is in Cortland, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, powered by CNYIS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker's Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this site's owner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

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21-23 Pearl St

Single Family Home for sale in Cortland, NY

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