12135 N Upper Lake Shore Monticello, IN $ 489,900
12135 N Upper Lake Shore
$ 489,900
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12135 N Upper Lake Shore

Monticello, IN, 47960
$ 489,900
Bedrooms4 Baths2.1 Sq 1,852

Monthly Estimate*

$ 3,016

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Single Family Home for sale in Monticello, IN

for $489,900 with 4 bedrooms and 2 full baths, 1 half bath. This 1,852 square foot home was built in 2005 on a lot size of 0.114.

Welcome to 12135 Upper Lake Shore - one of the best positioned properties in all of Sunset Park on Lake Freeman. Built, loved, and maintained by the same family for two decades - here's a rare opportunity to purchase in this highly coveted, private, lake life community. Situated on a lake-level double lot, providing ample parking space, room for additional development (garage, etc), and incredible lake views. Interior features include a spacious open-concept with original hardwood floors, tall ceilings, and over-sized windows for an abundance of natural light. Perfect property positioning allows for lake views from a majority of the home, including the kitchen, living room, dining room, and master bedroom. In addition to double lot, lake-level, living, other exterior features include a covered front porch, concrete drive-way, extended private permanent pier with new decking, and two boat lifts. Some of Monticello's best amenities are within walking distance (or golf cart), Sportsman Inn, Madam Caroll, JW's Outpost, and Sweet Sondra's. Location, location, location - schedule to make it yours!

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Single Family Active

Price

$ 489,900

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 1,539

Style

Site-Built Home

Lot Size

0.114

Year Built

2005

Town/City

Monticello

County/Region

White

MLS | Web ID

202620927

Features
General
Sewer Regional
Heating Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Water Access Type Lakefront
Status Active Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 2005
New Construction No
Subdivision Upper Sunset Park
Style Two Story
Township Jefferson
Class RESIDENTIAL
Type Site-Built Home
Age 21
REO No
Status Detail 0
Dining Room Level Main
Area Carroll County
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
Total Sq Ft 1852
Elementary School Oaklawn
Middle School Roosevelt
Legal Description 008-10045-00 Unit 2 Sunset Park Blk 6 Lot 40
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202620927
Agent First Name Cody
Agent Last Name Miller
DOM 2
Tax Year 2025 pay 2026
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Interior
Basement Crawl
Beds 4
Total Rooms 9
Dining Room Length 8
Dining Room Width 16
Living Room Width 16
Living Room Length 14
Full Baths Main 0
Full Baths Upper 2
Above Grade Bedrooms 4
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 1
Half Baths Upper 0
1st Bedroom Level Upper
1st Bedroom Width 16
2nd Bedroom Length 10
2nd Bedroom Level Upper
2nd Bedroom Width 12
3rd Bedroom Length 10
3rd Bedroom Level Upper
3rd Bedroom Width 11
4th Bedroom Length 12
4th Bedroom Level Upper
4th Bedroom Width 10
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Exterior
Exterior Vinyl
Water Frontage 23
Pool No
Waterfront Lake
Lot Size Area 4966
Lot Dimensions IRR.
Lot Description Level Lake
Lake Ski Lake
Waterfront Y/N Yes
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* Excluded Features
List By
Cody Miller

Listing Agent

Raeco Realty

Broker

codymillerre@gmail.com

Email

Affordability Calculator

$3,145
Per Month
96%
4%
0%
Monthly Principal & Interest
$3,016
Monthly Property Taxes
$128
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1237611 Elementary School
1235893 Middle School
Twin Lakes High School High School
Pricing History
DatePricePrice ChangeDescription
6/1/2026$489,900 Listed Price

Map


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12135 N Upper Lake Shore, Monticello, IN, 47960 is a Single Family Home for sale at $489,900 with 1,852 sqft and a lot size of 0.114. 12135 N Upper Lake Shore has 4 bedrooms, 2.1 baths, and was built in 2005. The property's zip code is 47960 which is in Monticello, IN