45 6th Street Waterford, NY ^$ 249,000

45 6th Street

^$ 249,000

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45 6th Street

Waterford, NY, 12188

^$ 249,000

Bedrooms3 Baths1.1 Sq 1,056

Monthly Estimate*

^$ 1,533

45 6th Street, Waterford, NY 12188 - Image 1

45 6th Street, Waterford, NY 12188 - Image 2

45 6th Street, Waterford, NY 12188 - Image 3

Single Family Home for sale in Waterford, NY

for $249,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,056 square foot home was built in 1853 on a lot size of 0.17.

Completely updated and move-in ready, this 3-bedroom, 1.5-bath home offers stylish modern finishes throughout in the highly sought-after Waterford-Halfmoon Union Free School District. The beautifully renovated kitchen features brand-new cabinets, quartz countertops, and new appliances, creating a clean and contemporary space perfect for everyday living. Enjoy peace of mind with major updates including a new electrical panel, new flooring throughout, fresh paint, and updated bathrooms featuring a stunning new ceramic tile shower. Outside, the home boasts excellent curb appeal with a new front deck, new paver walkway, and a spacious new rear deck ideal for relaxing. A perfect blend of modern updates and comfort--ready for its next owner to move right in.

Single Family Coming Soon

Price

^$ 249,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,518

Style

Traditional

Lot Size

0.17

Year Built

1853

Town/City

Waterford

County/Region

Saratoga

MLS | Web ID

202618371

Features

Interior

Interior Amenities Paddle Fan Ceramic Tile Bath

Basement Full Unfinished

Flooring Vinyl Carpet

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Above Grade Finished Area 1056.0

Half Baths 1

Laundry Features Laundry Room Main Level

Total Bedrooms 3

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

General

Sewer Public Sewer

Heating Baseboard Electric Hot Water Oil

Cooling Window Unit(s)

Appliances Electric Oven Microwave Refrigerator

Garage Spaces 0.0

Patio/Porch Features Pressure Treated Deck Deck

Architectural Style Traditional

Construction Materials Vinyl Siding

Year Built 1853

Electric 200+ Amp Service

Property Subtype Single Family Residence

County Saratoga

New Construction N

Property Type Residential

HOA N

Attached Garage N

Garage Y/N N

Other Structures Shed(s)

Total Rooms 9

Full Baths 1

Status Coming Soon

Directions Broad St to Middletown Rd to 6th St

High School Waterford

City Waterford

High School District Waterford-Halfmoon

Lot Size Units Acres

Lot Size Square Feet 7405.2

Carport Y/N N

Elementary School Waterford

Land Lease Y/N N

Tax Annual Amount 3518.94

Home Warranty Y/N N

Property Condition Updated/Remodeled

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Coming Soon

Tax Assessed Value 0

Tax Lot 3.000

Exterior

Exterior Amenities Drive-Paved

Parking Features Paved Driveway

Lot Features Landscaped

Water Source Public

Total Parking 2.0

Lot Size Area 0.17

Spa N

Lot Size Acres 0.17

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 45

* Excluded Features

List By

Drew Reynolds

Listing Agent

T & C Realty

Broker

(518) 788-5097

Phone

tandcrealty.drew@gmail.com

Affordability Calculator

$1,826

Per Month

Monthly Principal & Interest: $1,533
Monthly Property Taxes: $293
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Waterford, NY

Average List Price ^$567,128

Percent of Sale Price 128%

About Waterford, NY

8,617 Population

1% Since 2002

^$63,401 Median Income

42.24 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3590804 Elementary School

3041312 Middle School

Waterford High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/29/2026	$249,000		Listed Price

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45 6th Street, Waterford, NY, 12188 is a Single Family Home for sale at $249,000 with 1,056 sqft and a lot size of 0.17. 45 6th Street has 3 bedrooms, 1.1 baths, and was built in 1853. The property's zip code is 12188 which is in Waterford, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 5/31/2026.

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45 6th Street

Single Family Home for sale in Waterford, NY

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