220 W 4th Street Loveland, CO ^$ 748,000

220 W 4th Street

^$ 748,000

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Recently Listed

220 W 4th Street

Loveland, CO, 80537

^$ 748,000

Bedrooms4 Baths3.1 Sq 3,291

Monthly Estimate*

^$ 4,606

Listed by Kentwood RE Northern Prop Llc

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Single Family Home for sale in Loveland, CO

for $748,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,291 square foot home was built in 1896 on a lot size of 0.15.

Location, Location, Location!!! Discover this 1896 Victorian brick home in the vibrant heart of downtown Loveland. Within walking distance to dining, craft breweries, & boutique shops, this property offers the ultimate downtown lifestyle. With three seamlessly updated living spaces, the possibilities for instant rental income or a sprawling multi-generational family dwelling are endless. Renovated in 2019, the main home features an inviting open floor plan, a gourmet kitchen with custom wood countertops, & a stunning granite island. The primary suite includes an attached bath with a clawfoot tub & two large walk-in closets, while the guest bath offers a custom tile shower & radiant heat floors for ultimate comfort. Historic character shines through the original woodwork, mantel, & surround paired with modern touches of an electric fireplace & a cozy projector screen setup. Step outside to enjoy beautiful Colorado sunrises & sunsets from the expansive wraparound deck. The attached self-contained studio, remodeled in 2023, boasts a private access deck, a 3/4 bathroom, & a curated kitchenette, with direct access to the lush grounds- perfect for hosting a BBQ or relaxing around the fire pit. Upper-level suite, completed in 2024, is a modern retreat with open-concept living, dining, & kitchen areas complete with a coffee+cocktail bar, wood countertops, & an electric fireplace. The bedroom highlights a spa soaking tub & a second fireplace, while the bath includes a luxurious steam shower. A private upper deck offers beautiful treetop views. The spectacular, fully fenced xeriscaped grounds feature mature trees, fruit trees, grapevines, lilacs, irises, & a garden- all on a drip irrigation system, planted and ready for summer. The detached two-car garage, finished in 2019 & currently used as an artist studio, includes a mini-split AC/heat unit, a wood-burning stove, & can be wired for 220V power. Convenient alley access offers extra backyard space to park your RV or toys.

Single Family Active

Price

^$ 748,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,364

Style

Victorian

Lot Size

0.15

Year Built

1896

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1060354

Features

Interior

Interior Amenities Eat-in Kitchen Kitchen Island Open Floorplan Pantry Smart Thermostat Vaulted Ceiling(s) Walk-In Closet(s)

Basement Partial Unfinished

Flooring Wood

Fireplace Features Electric Insert Kitchen Living Room Primary Bedroom

Basement (Y/N) Y

Window Features Bay Window(s) Double Pane Windows Skylight(s) Window Coverings

Above Grade Finished Area 2890

Half Baths 1

3/4 Baths 3

Laundry Features In Unit

Total Bedrooms 4

Below Grade Finished Area 0

Main Level Bedrooms 3

Main Level Bathrooms 3

Total Baths 5

General

Sewer Public Sewer

Heating Forced Air Hot Water Radiant

Cooling Ceiling Fan(s) Central Air

Utilities Electricity Available Internet Access (Wired) Natural Gas Available

Possession Closing/DOD

Roof Composition

Appliances Bar Fridge Dishwasher Disposal Down Draft Dryer Microwave Oven Refrigerator Washer

Zoning R3E

Garage Spaces 2

Patio/Porch Features Deck Patio

Architectural Style Victorian

Security Features Smoke Detector(s)

Construction Materials Brick Frame

Exclusions Tenant's Personal Property and Seller's Personal Property.

Year Built 1896

Levels Two

Property Subtype Single Family Residence

Tax Year 2025

Ownership Individual

County Larimer

Property Type Residential

HOA N

Subdivision Name Rists

Facing Direction North

Possible Use Multi-Family Residential

Full Baths 0

Status Active

Directions From US-34 Turn South on N. Garfield Ave. Turn West on W. 4th Street. Home is the 3rd property on the left.

High School Thompson Valley

City Loveland

High School District Thompson R2-J

Lot Size Square Feet 6500

Listing Terms Cash Conventional FHA VA Loan

Elementary School Truscott

Tax Annual Amount 3364

Middle/Junior High School Other

Concessions No

Virtual Tour https://www.zillow.com/view-imx/b669a095-8f2e-4d3c-93be-bf131feec621?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Structure Type House

Standard Status Active

Occupancy Type Owner

Elementary School District Thompson R2-J

Exterior

Exterior Amenities Spa/Hot Tub

Vegetation Wooded

Fencing Fenced

Parking Features Heated Garage RV Access/Parking

Lot Features Level Sprinklers In Front

Water Source Public

Total Parking 2

Building Area Total 3291

Lot Size Acres 0.15

Road Surface Type Alley Paved Paved

Road Frontage Type Public

Internal Only

Street Number 1 220

* Excluded Features

List By

Kentwood Re Northern Prop Llc

Broker

(970) 415-7598

Phone

Affordability Calculator

$4,886

Per Month

Monthly Principal & Interest: $4,606
Monthly Property Taxes: $280
Monthly Home Insurance: --

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Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Loveland, CO

Average List Price ^$721,427

Percent of Sale Price 4%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3168071 Elementary School

3043800 Middle School

Thompson Valley High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/29/2026	$748,000		Listed Price

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220 W 4th Street, Loveland, CO, 80537 is a Single Family Home for sale at $748,000 with 3,291 sqft and a lot size of 0.15. 220 W 4th Street has 4 bedrooms, 3.1 baths, and was built in 1896. The property's zip code is 80537 which is in Loveland, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 5/30/2026.

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220 W 4th Street

Single Family Home for sale in Loveland, CO

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