643 GARLAND CIRCLE Indian Rocks Beach, FL $ 679,000
643 GARLAND CIRCLE
$ 679,000
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643 GARLAND CIRCLE

Indian Rocks Beach, FL, 33785
$ 679,000
Bedrooms2 Baths2.0 Sq 1,465

Monthly Estimate*

$ 4,181

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Townhouse for sale in Indian Rocks Beach, FL

for $679,000 with 2 bedrooms and 2 full baths. This 1,465 square foot townhouse was built in 1994 on a lot size of 0.03.

WATERFRONT TOWNHOME WITH DEEDED BOAT SLIP — INDIAN ROCKS BEACH, FL Boater’s dream and beach lover’s delight — beautifully upgraded 2-bedroom, 2-bath townhome just two blocks from the white sands of Indian Rocks Beach and directly on the Intracoastal Waterway. This turnkey property includes a deeded boat slip with a 12,000-lb davit/master lift for easy launch to open water. Highlights: Prime waterfront location with sweeping Intracoastal views from multiple levels New exterior decks on each floor — perfect for morning coffee, sunsets, or entertaining Open interior with vaulted ceilings for an airy, light-filled living space Updated kitchen with corian countertops, newer cabinetry and appliances Low-maintenance finishes: newer carpet and tile throughout First-floor air-conditioned bonus room with generous storage — ideal for fishing, boating and beach gear Roofs were recently replaced in April 2026, providing added peace of mind Community & Lifestyle: Resort-style amenities: heated pool, hot tub, tennis courts and pickleball court Steps to beach access, dining, and recreation — excellent for primary residence, vacation getaway, or investment rental Don’t miss this rare combination of easy beach living and true waterfront boating access in Indian Rocks Beach.

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Townhouse Active

Price

$ 679,000

Bedrooms

2

Full Bath

2

Property Type

Townhouse

Taxes

$ 7,689

Style

Townhouse

Lot Size

0.03

Year Built

1994

Town/City

Indian Rocks Beach

County/Region

Pinellas

MLS | Web ID

TB8512290

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Cable Connected Electricity Connected Fire Hydrant Sewer Connected Street Lights
Roof Shingle
Appliances Convection Oven Cooktop Dishwasher Disposal Dryer Electric Water Heater Exhaust Fan Ice Maker Microwave Range Refrigerator Washer
HOA Fee 898
Garage Spaces 1
Association Fee Includes Cable TV Escrow Reserves Fund Insurance Internet Maintenance Structure Maintenance Grounds Pool Maintenance Recreational Facilities Sewer Trash Water
Pool Features In Ground Outside Bath Access
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1994
View Water
Levels Three Or More
Property Subtype Townhouse
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal Front Waterfront Canal - Saltwater
Community Features Boat Slip Canal Front Dock Fishing Intracoastal Waterway Waterfront Deed Restrictions Golf Carts OK Pool Tennis Court(s)
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name CURLEW LANDINGS SOUTH
Facing Direction North
Garage Y/N true
Total Rooms 9
Full Baths 2
Status Active
Directions Gulf Blvd to East on 8th Ave. To East Gulf Blvd South to Curlew Landings to address.
High School Seminole High-PN
City INDIAN ROCKS BEACH
Association Name JessicaP@qualifiedproperty.com
Senior Community Y/N false
MLS Area 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size Units Square Feet
Lot Size Square Feet 1172
Carport Y/N false
Listing Terms Cash Conventional FHA
Spa Features Heated In Ground
Elementary School Anona Elementary-PN
Land Lease Y/N false
Tax Annual Amount 7689.62
Middle/Junior High School Seminole Middle-PN
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 50
Legal Description CURLEW LANDINGS SOUTH UNIT 1 PHASE 11 LOT 50 INCL DOCK NUMBER 9
Water View Canal
Water Access Type Canal - Saltwater
Minimum Lease No Minimum
Water Access Y/N true
Monthly HOA Amount 898
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) High Ceilings Living Room/Dining Room Combo Open Floorplan PrimaryBedroom Upstairs Solid Surface Counters Solid Wood Cabinets Thermostat Walk-In Closet(s) Window Treatments
Flooring Carpet Ceramic Tile
Furnished Y/N Furnished
Fireplace Features Family Room
Total Stories 3
Air Conditioning Y/N true
Heating Y/N true
Window Features Shutters
Fireplace Y/N true
Half Baths 0
Laundry Features Electric Dryer Hookup Laundry Closet
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Balcony Sliding Doors Tennis Court(s)
Lot Features Near Marina
Water Source Public
Lot Size Area 1172
Foundation Details Slab
Spa true
Building Area Total 1465
Lot Size Acres 0.03
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 1
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* Excluded Features
List By
Minaret Realty

Broker

jimbospitbbq@gmail.com

Email

Affordability Calculator

$4,821
Per Month
87%
13%
0%
Monthly Principal & Interest
$4,181
Monthly Property Taxes
$641
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Seminole High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
5/27/2026$679,000 Listed Price

Map


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643 GARLAND CIRCLE, Indian Rocks Beach, FL, 33785 is a Townhouse for sale at $679,000 with 1,465 sqft and a lot size of 0.03. 643 GARLAND CIRCLE has 2 bedrooms, 2.0 baths, and was built in 1994. The property's zip code is 33785 which is in Indian Rocks Beach, FL