45 Summit Street
Monroe, NY, 10950 $ 574,900
Bedrooms3 Baths1.1 Sq 2,015 Monthly Estimate*
$ 3,630
for $574,900 with 3 bedrooms and 1 full bath, 1 half bath. This 2,015 square foot home was built in 1951 on a lot size of 0.3134.
DRAMATIC PRICE IMPROVEMENT – Exceptional Value in the Heart of Monroe! A remarkable opportunity just became even more attractive! With a significant price improvement, 45 Summit Street in the Village of Monroe is now one of the area's most exciting offerings. Set on a beautifully positioned corner lot of more than one-third acre, this timeless Colonial combines classic character, modern updates, and an unbeatable location. Imagine being just a short stroll from shopping, the Millponds, the public library, restaurants, and convenient NYC transportation—all while enjoying the charm and tranquility of one of Monroe's most beloved neighborhoods. Surrounded by distinctive homes, mature landscaping, and tree-lined streets, this residence offers the architectural character often found in established metropolitan communities, paired with the peaceful lifestyle of the Hudson Valley. Inside, you'll find 3-4 bedrooms, 1.5 baths, sun-drenched living spaces, gleaming hardwood floors, and a cozy wood-burning fireplace. The beautifully updated custom eat-in kitchen is a standout feature, showcasing rich wood cabinetry, granite countertops, porcelain tile backsplash, and stainless-steel appliances, seamlessly connecting to the formal dining room—perfect for everyday living and entertaining alike. Additional highlights include: • Spacious office/family room with bonus square footage • Built-in china cabinet • Walk-up attic ready for future expansion • Full basement with endless possibilities • Whole-house generator • Newly installed high-efficiency boiler • Oversized garage and expansive driveway Step outside to your private backyard retreat featuring a bluestone patio and entertainment-sized gazebo, ideal for summer gatherings, outdoor dining, and relaxing evenings with family and friends. Conveniently located just minutes from major highways, schools, hospitals, and everything that makes the Hudson Valley such a sought-after destination, this home offers the perfect blend of lifestyle, location, and value. With its dramatic price reduction and exceptional features, this is an opportunity that savvy buyers won't want to miss.
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FeaturesInteriorInterior Amenities Built-in Features Eat-in Kitchen Open Kitchen Original Details Stone Counters
Basement Full See Remarks
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Family Room Masonry Wood Burning
Basement Features Full See Remarks
Basement (Y/N) Y
Fireplace Y/N Y
Half Baths 1
Total Bedrooms 3
Total Baths 2
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GeneralSewer Public Sewer
Heating Oil
Cooling Wall/Window Unit(s)
Utilities Electricity Connected
Appliances Dishwasher Dryer Oven Refrigerator Stainless Steel Appliance(s) Washer
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Colonial
Construction Materials Frame Wood Siding
Year Built 1951
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 334001-210-000-0003-014.000-0000
County Orange County
Property Type Residential
HOA N
Garage Y/N Y
Other Structures Gazebo
Total Rooms 9
Full Baths 1
Directions Lakes road to High street to Summit street
High School Monroe-Woodbury High School
City Monroe
Senior Community Y/N N
High School District Monroe-Woodbury
Carport Y/N N
Elementary School Sapphire Elementary School
Property Attached Y/N N
Tax Annual Amount 14802.56
Middle/Junior High School Monroe-Woodbury Middle School
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Monroe-Woodbury
Elementary School District Monroe-Woodbury
Tax Assessed Value 61100
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ExteriorParking Features Driveway Garage Driveway Garage
Water Source Public
Total Parking 4
Parking Spaces 4
Foundation Details Slab
Waterfront Y/N N
Road Responsibility Public Maintained Road
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* Excluded FeaturesList ByRichard J WawrynekListing Agent
Howard Hanna Rand RealtyBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,630
- Monthly Property Taxes
- $1,234
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Monroe, NY
Average List Price $654,317
Percent of Sale Price 14%
About Monroe, NY 44,539 Population
41% Since 2002
$ 64,963 Median Income
26.23 Median Age
53% Households with Children
Trends Information provided by ATTOM Data Solutions.
4098824 Elementary School
4099010 Middle School
Monroe-Woodbury High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/22/2026 | $574,900 | -10.03% | Price Down |
| 5/27/2026 | $639,000 | | Listed Price |