404 S PONDEROSA Street Payson, AZ $ 475,000
404 S PONDEROSA Street
$ 475,000
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404 S PONDEROSA Street

Payson, AZ, 85541
$ 475,000
Bedrooms3 Baths3.0 Sq 1,600

Monthly Estimate*

$ 2,999

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Single Family Home for sale in Payson, AZ

for $475,000 with 3 bedrooms and 3 full baths. This 1,600 square foot home was built in 2019 on a lot size of 0.21.

This beautiful yet affordable home right in the center of town. Quiet yet close to everything. Consists of a main home and a small apartment with a separate entrance. Create your own split floor plan home with room for everyone or own your investment property here in the cool Payson area. The main home has 2 master bedrooms and 2.5 bathrooms. Energy efficient. Features include: Custom paint and cabinets Upgraded GE slate appliances Free-Standing center island Paved parking Fully fenced, HUGE side yard RV hookup and storage Trex decking New upper roof (all except the little piece over the front porch) - fall, 2025 Cold storage under house Parking for up to 6 cars (cement parking for 4 of them) Walkout basement in the back is a small apartment with 1 bedroom, a second room that consists of a kitchenette/living room combo, and a spacious bathroom. It currently has a tenant making good money. It could become an adult child's or grandparents's living quarters, a guest apartment. Private patio. Includes: Two-door 10 cu ft fridge Microwave Toaster oven Full-size sink with disposal Flip-up countertop extension Dimmered under-cabinet lighting Large pantry with bright, even lighting Range hood with ducted exhaust fan Induction cooktop can be put away in pantry or used on the patio with an ext cord Ceiling fans in bedroom and kitchen/living room 43" smart TV Flip-up coffee table Kitchen/livingroom has hard flooring, bedroom has new carpet. Unit is bermed up (half under ground) and so needs less heating/cooling Window a/c and in-wall heaters Full-sized bathroom with roomy shower and built-in linen closet North-facing pavers patio with pavers, table, chairs, umbrella, and 3-string patio lights, is shrubbery - secluded.

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Single Family Active

Price

$ 475,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 1,799

Style

Ranch

Lot Size

0.21

Year Built

2019

Town/City

Payson

County/Region

Gila

MLS | Web ID

7032745

Features
Interior
Interior Amenities Eat-in Kitchen Full Bth Master Bdrm Laminate Counters
Basement Interior Entry Walk-Out Access Finished Full
Flooring Carpet Laminate
Total Stories 2
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Screens Dual Pane
Fireplace Y/N N
Laundry Features Upstairs Laundry
Total Bedrooms 3
Total Baths 3
Bedrooms Possible 3
Laminate Counters True
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General
Sewer Public Sewer
Heating Forced Air Electric
Cooling Central Air Ceiling Fan(s) Mini Split
Possession By Agreement
Roof Composition
Garage Spaces 0.0
Association Fee Includes No Fees
Architectural Style Ranch
Construction Materials Wood Siding Wood Frame
Year Built 2019
Township 10N
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Gila
New Construction N
Property Type Residential
HOA N
Subdivision Name MOGOLLON RIM ADD AMD
Other Structures Separate Guest House
Total Rooms 0
Special Listing Conditions N/A
Status Active
Directions From Beeline and Bonita E on Bonita for 2 blocks to Ponderosa Rt (S.) to second house on Rt.
High School Payson High School
City Payson
Disclosures Agency Discl Req Seller Discl Avail
High School District Payson Unified District
Open Parking Spaces 4.0
Lot Size Units Square Feet
Lot Size Square Feet 9356.0
Carport Spaces 0.0
Carport Y/N N
Spa Features None
Elementary School Julia Randall Elementary School
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 1799.0
Home Warranty Y/N N
Middle/Junior High School Rim Country Middle School
Lease Renewal Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Builder Name custom
Standard Status Active
Occupancy Type Tenant
Elementary School District Payson Unified District
Tax Lot 97C
New Financing: Conventional True
Senior Community N
New Financing: FHA True
Ttl Monthly Fee Equiv 0.0
New Financing Cash True
New Financing: VA True
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Exterior
Exterior Amenities Rain Gutters Private Yard RV Hookup
Fencing Back Yard Chain Link
Lot Features Dirt Front Dirt Back
Water Source City Water
Lot Size Area 9356.0
Spa N
Lot Size Acres 0.21
Road Surface Type Asphalt
Lot Size Source Assessor
Waterfront Y/N N
Covered Spaces 0.0
Crops Included Y/N N
Road Responsibility City Maintained Road
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 404
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* Excluded Features
List By
Real Broker

Broker

edyi@4resultsteam.com

Email

Affordability Calculator

$3,149
Per Month
95%
5%
0%
Monthly Principal & Interest
$2,999
Monthly Property Taxes
$150
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4899226 Elementary School
4899228 Middle School
Payson High School High School
Pricing History
DatePricePrice ChangeDescription
8/12/2026$475,000 -4.04% Price Down
5/26/2026$495,000 Listed Price

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404 S PONDEROSA Street, Payson, AZ, 85541 is a Single Family Home for sale at $475,000 with 1,600 sqft and a lot size of 0.21. 404 S PONDEROSA Street has 3 bedrooms, 3.0 baths, and was built in 2019. The property's zip code is 85541 which is in Payson, AZ