208 Cliff Drive Oakland, MD $ 950,000
208 Cliff Drive
$ 950,000
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208 Cliff Drive

Oakland, MD, 21550
$ 950,000
Bedrooms4 Baths3.0 Sq 2,219

Monthly Estimate*

$ 5,998

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Single Family Home for sale in Oakland, MD

for $950,000 with 4 bedrooms and 3 full baths. This 2,219 square foot home was built in 1997 on a lot size of 0.54.

Picture perfect, private and wooded mountain retreat featuring lake access in a prime location close to all area amenities! Seasonal lake views! This highly desirable property offers the opportunity to walk to your dock featuring TWO slips for your use. A two-minute walk at the end of the quiet road leads you to the property's deeded lake-front land and two dock slips. Nestled among the mountains, the home combines a private, peaceful setting with convenient access to everything the area has to offer. Inside, the open floor plan is filled with natural light and creates an inviting space for gathering and entertaining. The home features 4 bedrooms and 3 full baths, providing plenty of room for family and guests. Enjoy relaxing evenings in the hot tub or around the outdoor firepit after a day on the lake. Recent improvements include a new roof, beautiful hardwood flooring, Culligan water filtration/softening system, new kitchen countertops and sink, and a new hot water heater installed in winter 2026. Turnkey with newer furnishings, beds and washer/dryer. Thoughtfully updated and well maintained, this property is ready to enjoy as a full-time residence, vacation getaway, or investment opportunity. Currently a Vacation rental "Swimming Bear Lodge"

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Single Family Contingent

Price

$ 950,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 7,466

Style

Chalet

Lot Size

0.54

Year Built

1997

Town/City

Oakland

County/Region

Garrett

MLS | Web ID

MDGA2011858

Features
General
Living Area 2219
Sewer Public Sewer
Heating Forced Air
Cooling Ceiling Fan(s) Central A/C
Utilities Propane
Possession Settlement
Appliances Cooktop Dishwasher Disposal Dryer Freezer Microwave Refrigerator Stove Washer Water Conditioner - Owned Water Dispenser
Zoning R
Architectural Style Chalet
Construction Materials Frame
School District GARRETT COUNTY PUBLIC SCHOOLS
Year Built 1997
View Water
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County GARRETT
New Construction N
Property Type Residential
HOA N
Subdivision Name PARADISE GARDENS
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE UNDER CONTRACT
Directions Garrett highway to Glendale road. Right onto Paradise Heights. Continue straight onto Cliff Drive. Follow to 208 on right
City OAKLAND
Body of Water DEEP CREEK LAKE
Disclosures Prop Disclaimer
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 23522.00
Tax Annual Amount 7466.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 586.78
Historic Y/N N
Vacation Rental Y/N Y
Location Type Lake
Standard Status Active Under Contract
Year Built Source Assessor
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Interior
Interior Amenities Combination Kitchen/Dining Combination Dining/Living Window Treatments
Heating Fuel Propane - Leased
Basement Other
Total Fireplaces 1
Fireplace Features Screen
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Screens
Fireplace Y/N Y
Above Grade Finished Area 1619
Half Baths 0
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 600
Room Type Living Room Primary Bedroom Sitting Room Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Game Room Foyer Other
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
Number of Elevators 0
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Exterior
Exterior Amenities Hot Tub
Pool No Pool
Water Source Well
Type of Parking Off Street
Foundation Details Permanent
Water View Y/N Y
Lot Size Acres 0.54
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N Y
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Swimming Allowed
Road Responsibility Public
Land Assessed Value 183200.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 208
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* Excluded Features
List By
Railey Realty, Inc.

Broker

kellyann@railey.com

Email

Affordability Calculator

$6,621
Per Month
91%
9%
0%
Monthly Principal & Interest
$5,998
Monthly Property Taxes
$622
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535905 Elementary School
3534321 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/17/2026$950,000 Listed Price

Map


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208 Cliff Drive, Oakland, MD, 21550 is a Single Family Home for sale at $950,000 with 2,219 sqft and a lot size of 0.54. 208 Cliff Drive has 4 bedrooms, 3.0 baths, and was built in 1997. The property's zip code is 21550 which is in Oakland, MD