260 S CENTRAL AVENUE Umatilla, FL $ 870,000
260 S CENTRAL AVENUE
$ 870,000
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260 S CENTRAL AVENUE

Umatilla, FL, 32784
$ 870,000
Bedrooms2 Baths2.0 Sq 1,258

Monthly Estimate*

$ 5,493

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Single Family Home for sale in Umatilla, FL

for $870,000 with 2 bedrooms and 2 full baths. This 1,258 square foot home was built in 2020 on a lot size of 0.58.

Lakefront home plus an income-producing duplex, sold together on 0.58 acre in Umatilla. The package includes the 1,258 sq ft lakefront home at 264 S. Central Ave. and the 2,064 sq ft duplex at 260 S. Central Ave. (Units A and B), both currently occupied. You can live on the water and collect rent next door, or hold both as investments. The home: two ensuite bedrooms with glass-enclosed showers. The primary suite has an extra-large walk-in closet and a dual-head shower, and the second bedroom has a built-in office and a Murphy bed. The kitchen has quartz counters and Whirlpool appliances, and a large pantry holds the Samsung washer and dryer. The home also has tongue-and-groove cypress ceilings, tile throughout, and 6" spray-foam insulation. A wall of double-pane glass with two 8-ft sliders opens to a large screened lanai with an outdoor kitchen, a hot tub, lake views and a private dock. Systems: a whole-house Generac generator and Trane HVAC, both under service contract. A Navien tankless gas water heater. Gas heat, range and dryer. Lake-fed irrigation, underground utilities, and a lift station to city sewer. Also an extra-large double carport, a digital entry lock and a lockable exterior storage room. The lake is Lake Enola. Near downtown Umatilla and the Ocala National Forest. Titled in a land trust (documents available). The home and the duplex are also listed separately.

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Single Family Active

Price

$ 870,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 6,856

Style

Single Family Residence

Lot Size

0.58

Year Built

2020

Town/City

Umatilla

County/Region

Lake

MLS | Web ID

G5111095

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Connected Sewer Connected Water Connected
Possession Negotiable
Roof Shingle
Appliances Dishwasher Range Refrigerator Tankless Water Heater
Zoning RP
Construction Materials Block Cement Siding Wood Frame
Pets Allowed Yes
Year Built 2020
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front
County Lake
New Construction false
Property Type Residential
Subdivision Name UMATILLA MITCHENORS ADD
Facing Direction East
Garage Y/N false
Total Rooms 8
Full Baths 2
Status Active
Directions From Eustis head North make a U turn the property will be on your right once you make a U Turn on the West side of the road.
High School Umatilla High
City UMATILLA
Body of Water LAKE ENOLA
Senior Community Y/N false
MLS Area 32784 - Umatilla / Dona Vista
Lot Size Units Square Feet
Lot Size Square Feet 25222
Carport Spaces 2
Carport Y/N true
Listing Terms Cash Conventional FHA VA Loan
Elementary School Umatilla Elem
Land Lease Y/N false
Tax Annual Amount 6856.82
Home Warranty Y/N false
Middle/Junior High School Umatilla Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/G5111095
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 5
Legal Description UMATILLA MITCHENOR'S ADD S 48 FT OF LOT 5 N 25 FT OF LOT 6 BLK A PB 1 PG 56 ORB 4918 PG 430
Water View Lake
Water Access Type Lake
Minimum Lease No Minimum
Water Access Y/N true
ILS Total SQFT 1272
ILS Under Air SQFT 1080
Water View Y/N true
Flood Zone Code X*
In Law Suite YN true
In Law Suite Description 2+ Bedrooms Detached (ADU) Kitchen Private Entrance
Flood Zone Code X Y
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Interior
Interior Amenities Accessibility Features Eating Space In Kitchen High Ceilings Open Floorplan Primary Bedroom Main Floor Solid Surface Counters Split Bedroom Stone Counters Thermostat Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Lighting Storage
Parking Features Covered
Water Source Public
Lot Size Area 25222
Foundation Details Slab
Building Area Total 1980
Lot Dimensions 73 x 405
Lot Size Acres 0.58
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Rlw Realty

Broker

logan@RLWrealty.com

Email

Affordability Calculator

$6,065
Per Month
91%
9%
0%
Monthly Principal & Interest
$5,493
Monthly Property Taxes
$571
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Umatilla High High School High School
Pricing History
DatePricePrice ChangeDescription
5/15/2026$870,000 Listed Price

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260 S CENTRAL AVENUE, Umatilla, FL, 32784 is a Single Family Home for sale at $870,000 with 1,258 sqft and a lot size of 0.58. 260 S CENTRAL AVENUE has 2 bedrooms, 2.0 baths, and was built in 2020. The property's zip code is 32784 which is in Umatilla, FL