145 Summit Lake Road Summit, NY ^$ 385,000

145 Summit Lake Road

^$ 385,000

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145 Summit Lake Road

Summit, NY, 12175

^$ 385,000

Bedrooms3 Baths1.1 Sq 1,320

Monthly Estimate*

^$ 2,371

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Single Family Home for sale in Summit, NY

for $385,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,320 square foot home was built in 1973 on a lot size of 0.1.

The time for you to own your own home on Summit Lake is now. If you know the market, camps on a quiet lake in this condition don't come up for sale evey year. There is nothing to do but bring your family, friends and kayaks for a great summer on the lake. Perfect for swimming, non motorized boating, sailing and paddleboarding. This home sailed through a home inspection a couple of years ago and we'd be happy to share details for your piece of mind.

Single Family Active

Price

^$ 385,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 4,769

Style

Camp

Lot Size

0.1

Year Built

1973

Town/City

Summit

County/Region

Schoharie

MLS | Web ID

202617271

Features

General

Sewer Septic Tank

Heating Baseboard Electric Forced Air Propane

Cooling None

Appliances Electric Water Heater Gas Oven Oven Range Refrigerator

Garage Spaces 0.0

Architectural Style Camp

Construction Materials Wood Siding

Year Built 1973

Property Subtype Single Family Residence

Waterfront Features Lake Front

County Schoharie

New Construction N

Property Type Residential

HOA N

Attached Garage N

Garage Y/N N

Total Rooms 6

Full Baths 1

Status Active

Directions Take Exit 20 for NY-7/NY10S toward Richmondville. Lefto on Summit Lake Rd home on Right

City Summit

Body of Water Summit Lake

High School District Cobleskill-Richmondville

Lot Size Units Acres

Lot Size Square Feet 4356.0

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 4769.56

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 32.012

Interior

Basement None

Total Fireplaces 1

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Fireplace Y/N Y

Above Grade Finished Area 1320.0

Half Baths 1

Total Bedrooms 3

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

Exterior

Exterior Amenities Other

Parking Features Driveway

Total Parking 4.0

Lot Size Area 0.1

Spa N

Lot Dimensions 52x110

Lot Size Acres 0.1

Waterfront Y/N Y

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 145

* Excluded Features

List By

James Lawrence

Listing Agent

Krutz Properties, Llc

Broker

(518) 694-2176

Phone

jlawrence1981@gmail.com

Affordability Calculator

$2,768

Per Month

Monthly Principal & Interest: $2,371
Monthly Property Taxes: $397
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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THE TIME TO SELL IS NOW! What's my home worth?

Nearby

Trends
Schools

Single family listings in Summit, NY

Average List Price ^$233,225

Percent of Sale Price 39%

About Summit, NY

1,136 Population

0% Since 2002

^$57,000 Median Income

48.77 Median Age

31% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

2477108 Elementary School

2477105 Middle School

Unknown High School High School

Pricing History

Date	Price	Price Change	Description
5/14/2026	$385,000		Listed Price

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145 Summit Lake Road, Summit, NY, 12175 is a Single Family Home for sale at $385,000 with 1,320 sqft and a lot size of 0.1. 145 Summit Lake Road has 3 bedrooms, 1.1 baths, and was built in 1973. The property's zip code is 12175 which is in Summit, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 5/15/2026.

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145 Summit Lake Road

Single Family Home for sale in Summit, NY

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