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85 Henry Morgan Dr Key Largo, FL $ 1,099,000
85 Henry Morgan Dr
$ 1,099,000
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85 Henry Morgan Dr

Key Largo, FL, 33037
$ 1,099,000
Bedrooms3 Baths2.0 Sq 1,499

Monthly Estimate*

$ 6,767

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Single Family Home for sale in Key Largo, FL

for $1,099,000 with 3 bedrooms and 2 full baths. This 1,499 square foot home was built in 2009.

Stunningly updated ground level home on three lots, spanning street-to-street in Key Largo's Pirate's Cove neighborhood with community boat ramp, clubhouse and bayfront beach. This spacious concrete home with metal roof is high and dry in the most desirable X-flood zone, and it also has insulated Anderson impact windows for safety and energy efficiency. Outside is mature, lush landscaping (including mango, soursop, lime and key lime trees) that wraps the home in shady gardens and transports you into your own private oasis with built-in grill, shelter and fire pit. Inside, the new gourmet kitchen is flanked by a pair of matching Miele refrigerators and features a custom black granite island with a professional grade Wolf gas range, double ovens, drawer microwave and hammered copper hood. The custom wood cabinets are rough sawn imported black walnut and accented by a deep hammered copper farm sink. The interior craftsmanship and attention to detail can be seen throughout the home, from the rough sawn imported black walnut doors, door casings, baseboards and window trim to the custom closet doors, copper bathroom sink basins, and custom lighting and fixtures. There's also primary bedroom and built in bookshelves in the second bedroom. Must see to appreciate! Call today.

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Single Family Active

Price

$ 1,099,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,804

Style

Year Built

2009

Town/City

Key Largo

County/Region

Monroe

MLS | Web ID

A12015323

Features
General
Sewer Public Sewer
Heating Other
Cooling Ceiling Fan(s)
Possession Closing & Funding
Roof Aluminum Metal
Appliances Dryer Electric Water Heater Microwave
HOA Fee 0
Garage Spaces 0
Architectural Style Manufactured Home Duplex
Pool Features None
Restrictions OK To Lease
Construction Materials Block
Pets Allowed No Pet Restrictions Yes
Year Built 2009
View None
Property Subtype Single Family Residence
Tax Year 2026
Community Features Clubhouse
Assoc Fee Paid Per Monthly
County Monroe
Property Type Residential
Subdivision Name PIRATES COVE
Facing Direction South
Garage Y/N false
Total Rooms 1
Full Baths 2
Special Listing Conditions Listed As-Is
Status Active
City Key Largo
Disclosures Owner Is Listing Agent
Senior Community Y/N false
Zoning Description IS-M
MLS Area 98 Florida Keys
Lot Size Units Square Feet
Lot Size Square Feet 7500
Carport Spaces 0
Carport Y/N false
Listing Terms Conventional FHA VA Loan
Year Built Details Resale
Tax Annual Amount 6804
MLS Area Minor Other Geographic Area (Out Of Area Only)
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A12015323
Standard Status Active
Occupancy Type Vacant
Property Sub Type Additional Single Family Residence
Legal Description BK 7 LTS 2 3 AND 16 PIRATES COVE KEY LARGO PB3-18 OR94-273 OR485-91 OR902-895 OR1388-1690 OR1876-1226 OR1921-1789 OR2221-239 OR2433-468 OR2
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Interior
Interior Amenities Bedroom on Main Level First Floor Entry
Half Baths 0
Laundry Features Washer Hookup Dryer Hookup
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Barbecue Security/High Impact Doors Outdoor Grill
Parking Features Other RV Access/Parking
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 7500
Building Area Total 1881
Waterfront Y/N false
Covered Spaces 0
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* Excluded Features
List By
Ps Realty Group Llc

Broker

anaisramos8924@gmail.com

Email

Affordability Calculator

$7,334
Per Month
92%
8%
0%
Monthly Principal & Interest
$6,767
Monthly Property Taxes
$567
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
Date Price Price Change Description
5/9/2026 $1,099,000 Listed Price

Map


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85 Henry Morgan Dr, Key Largo, FL, 33037 is a Single Family Home for sale at $1,099,000 with 1,499 sqft. 85 Henry Morgan Dr has 3 bedrooms, 2.0 baths, and was built in 2009. The property's zip code is 33037 which is in Key Largo, FL