439 Eagles Bluff Road
Monticello, KY, 42633 $ 299,000
Bedrooms3 Baths1.1 Sq 1,568 Monthly Estimate*
$ 1,888
for $299,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,568 square foot home was built in 1993 on a lot size of 6.65.
LAKE CUMBERLAND OPPORTUNITY WITH WATERFRONT PROPERTY LINE! Whether you're looking for a peaceful weekend retreat vacation home, an investment property for short term rentals, or your next renovation project, this 3-bedroom, 1.5-bath home on 6.65± acres offers incredible potential. While the home is ready for cosmetic updates, its spacious layout and unbeatable location make it an excellent candidate for a place to get away or profitable lake rental. Surrounded by mature timber (that could be sold) and abundant wildlife, you'll enjoy frequent sightings of deer, turkey, and even eagles that give Eagles Bluff Road its name. The property line extends to the water behind the home, providing the feel of waterfront living, and the neighborhood boat ramp on Otter Creek offers convenient access to beautiful Lake Cumberland for boating, fishing, swimming, and kayaking. Only a couple of miles to Sid Bell Falls. Inside, you'll find an open-concept living and kitchen area with an eat-in island, a large sunroom, a spacious deck perfect for entertaining, and a covered front porch where you can relax and enjoy the peaceful surroundings. There's also a two-car garage and plenty of storage space. And with so much acreage there is still potential for so much more - boat storage, detached garage, or even a second home! With its combination of acreage, privacy, water access, and investment potential, this property is a rare opportunity to create your own Lake Cumberland escape. Schedule your private showing today!
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FeaturesInteriorInterior Amenities Breakfast Bar Ceiling Fan(s) Eat-in Kitchen Primary Downstairs
Basement Crawl Space
Flooring Laminate
Total Fireplaces 1
Fireplace Features Gas Log
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Insulated Windows
Fireplace Y/N Y
Above Grade Finished Area 1568.0
Half Baths 1
Laundry Features Main Level
Total Bedrooms 3
Below Grade Finished Area 0.0
Total Baths 2
Heating-Heat Pump True
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GeneralSewer Septic Tank
Heating Heat Pump Propane Propane Tank Leased
Cooling Central Air Heat Pump
Utilities Cable Available Electricity Connected Phone Available Propane Connected Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Range Refrigerator
Garage Spaces 2.0
Patio/Porch Features Deck Patio Porch Rear Patio Front Porch
Construction Materials Stone Vinyl Siding
Year Built 1993
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 005-40-03-016.00
County Wayne
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Rural
Garage Y/N Y
Other Structures Shed(s)
Total Rooms 2
Full Baths 1
Status Active
Directions 90 west to Hwy 1546 turn left onto Old Sawmill Road Left onto Eagles Bluff Rd 4 tenths of a mile on left
High School Wayne Co
City Monticello
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 289674.0
Carport Y/N N
Elementary School Monticello
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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ExteriorExterior Amenities Awning(s) Outdoor Grill
Fencing Wood
Parking Features Attached Garage Driveway Garage Door Opener Garage Faces Front
Lot Features Landscaped Many Trees Secluded Wooded
Water Source Public
Lot Size Area 6.65
Foundation Details Concrete Perimeter
Building Area Total 1568.0
Lot Size Acres 6.65
Lot Size Source Public Records
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByCentury 21 Advantage RealtyBroker
robertcorderproperties@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,888
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Monticello, KY
Average List Price $284,099
Percent of Sale Price 5%
About Monticello, KY 6,475 Population
3% Since 2002
$ 26,350 Median Income
39.69 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
3429077 Elementary School
3292849 Middle School
Wayne Co High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/17/2026 | $299,000 | -8.00% | Price Down |
| 6/13/2026 | $325,000 | -2.99% | Price Down |
| 5/5/2026 | $335,000 | | Listed Price |