10 Waterford Road
Patterson, NY, 12563 $ 300,000
Bedrooms2 Baths1.0 Sq 528 Monthly Estimate*
$ 1,847
for $300,000 with 2 bedrooms and 1 full bath. This 528 square foot home was built in 1932 on a lot size of 0.12.
Escape the ordinary and embrace lakeside living in this thoughtfully designed, move-in-ready cottage. Wake up to year-round lake views, spend your days at the private beach, and unwind with unforgettable sunsets from the comfort of home. Perfectly positioned across from Putnam Lake and a short walk to private Warren Beach, this isn’t just a home, it’s a front-row seat to nature’s most spectacular show. Tucked away on a quiet side street with only a handful of neighbors, the property offers a rare sense of privacy while still feeling connected. Whether you’re searching for a chic starter home, downsizing, or a weekend escape, this home offers a lifestyle that’s hard to replicate. Inside, the home welcomes you with warmth and character, centered around a floor-to-ceiling stone corner fireplace that creates an inviting gathering space. The updated kitchen is bright and functional, while the primary bedroom offers a peaceful retreat with lake views through a large picture window. Outside, the elevated yard sits above the street, creating a private setting for morning coffee, tea or quiet evenings under the stars overlooking the water. Beyond its charm, this home delivers peace of mind with significant recent upgrades, including a new septic system, well and pump, and high-efficiency HVAC with central air and heating, so the heavy lifting is already done. Best of all, exclusive lake and beach rights are included in the taxes with no additional HOA fees. Dedicated parking is located across the street, with additional parking nearby. Homes offering this combination of charm, year-round lake views, private beach access, and major upgrades at this price point are rarely available. Opportunities like this don’t come around often. Secure your summer escape or year-round retreat before it’s gone.
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FeaturesInteriorInterior Amenities High Ceilings
Total Fireplaces 1
Basement (Y/N) N
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 2
Total Baths 1
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GeneralSewer Septic Tank
Heating Forced Air
Cooling Central Air
Utilities Trash Collection Private
Appliances Oven Range Refrigerator
Architectural Style Cottage
Construction Materials Frame Other Stone
Year Built 1932
View Lake
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 372400-036-023-0001-031-000-0000
Waterfront Features Beach Access Lake Front Lake Privileges Water Access
County Putnam County
Property Type Residential
HOA N
Garage Y/N N
Total Rooms 4
Full Baths 1
Directions GPS Friendly. Take Haviland Drive for 0.3 miles then right onto Waterford Rd. House is on the left.
High School Brewster High School
City Patterson
Senior Community Y/N N
High School District Brewster
Carport Y/N N
Elementary School Contact Agent
Property Attached Y/N N
Tax Annual Amount 8357.81
Middle/Junior High School Henry H Wells Middle School
Building Area Units Square Feet
Standard Status Pending
Middle/Junior School District Brewster
Elementary School District Contact Agent
Tax Assessed Value 266300
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ExteriorParking Features On Street On Street
Water Source Private
Foundation Details Other
Waterfront Y/N Y
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* Excluded FeaturesList ByRachel JonesListing Agent
Jason Mitchell Real Estate NyBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,847
- Monthly Property Taxes
- $696
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Patterson, NY
Average List Price $555,913
Percent of Sale Price 85%
About Patterson, NY 12,163 Population
8% Since 2002
$ 91,740 Median Income
41.86 Median Age
35% Households with Children
Trends Information provided by ATTOM Data Solutions.
5401661 Elementary School
4099018 Middle School
Brewster High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/22/2026 | $300,000 | -2.60% | Price Down |
| 5/3/2026 | $308,000 | | Listed Price |