1638 MIRA LAGO CIRCLE Ruskin, FL $ 549,900
1638 MIRA LAGO CIRCLE
$ 549,900
Open House 6/20 12pm - 3pm
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1638 MIRA LAGO CIRCLE

Ruskin, FL, 33570
$ 549,900
Bedrooms4 Baths4.0 Sq 3,020

Monthly Estimate*

$ 3,386

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Single Family Home for sale in Ruskin, FL

for $549,900 with 4 bedrooms and 4 full baths. This 3,020 square foot home was built in 2006 on a lot size of 0.19.

Welcome to this exceptional waterfront pool home in the gated community of Mira Lago, offering over 3,000 square feet of beautifully updated living space with stunning lake views and an incredible outdoor lifestyle. From the moment you arrive, the oversized 3-car garage, lush landscaping, and inviting entry create a lasting first impression. Inside, you'll find a bright, open floor plan filled with natural light, soaring ceilings, plantation shutters throughout, and elegant crown molding that adds a refined touch to every room. The kitchen serves as the heart of the home, featuring quartz countertops, stainless steel appliances, a large center island with breakfast bar, abundant cabinetry, and a spacious closet pantry. It flows seamlessly into the living and dining areas, making entertaining effortless. Offering 4 bedrooms, 4 full bathrooms, and a large loft/bonus room that could easily serve as a 5th bedroom, media room, or home office, this versatile floor plan provides space for everyone. The spacious owner's suite offers a private retreat with dual vanities, a soaking tub, separate shower, and generous walk-in closets. Step outside and experience what truly sets this property apart. The screened lanai overlooks a heated pool and spa, creating the perfect setting for year-round enjoyment. Beyond the pool, you'll discover one of the home's most unique features: a private beach-style retreat overlooking Mira Lago's largest lake. Whether you're enjoying your morning coffee, watching local wildlife, or taking in breathtaking sunset views across the water, this space captures the very best of Florida living. Recent updates, including a NEW ROOF and A/C system, provide peace of mind, while LOW CDD fees and NO FLOOD INSURANCE REQUIRED (X Flood Zone) enhance the home's overall value. Mira Lago is a gated community offering resort-style amenities including a community pool, playground, and basketball courts. Conveniently located near Bahia Beach, E.G. Simmons Regional Park, public boat ramps, Tampa Bay waterfront recreation, shopping, dining, and major commuter routes including US-41 and I-75, this home offers the perfect combination of waterfront living, convenience, and lifestyle.

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Open House

6/20/2026 12:00 PM - 3:00 PM
1638 MIRA LAGO CIRCLE Ruskin, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 549,900

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 4,716

Style

Single Family Residence

Lot Size

0.19

Year Built

2006

Town/City

Ruskin

County/Region

Hillsborough

MLS | Web ID

TB8494933

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities BB/HS Internet Available Cable Connected Electricity Connected Sewer Connected Street Lights Water Connected
Roof Shingle
Appliances Dishwasher Disposal Dryer Range Refrigerator Washer
Zoning PD
HOA Fee 294
Garage Spaces 3
Patio/Porch Features Covered Screened
Pool Features Heated In Ground
Construction Materials Stucco
Pets Allowed Yes
Year Built 2006
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Pond
Community Features Deed Restrictions Gated Community - No Guard Park Playground Pool Sidewalks
Assoc Fee Paid Per Quarterly
County Hillsborough
New Construction false
Property Type Residential
Association Amenities Basketball Court
Attached Garage true
Subdivision Name MIRA LAGO WEST PH 2A
Facing Direction North
Garage Y/N true
Total Rooms 3
Full Baths 4
Status Active
Directions I-75 South to Exit 240B (Ruskin). Exit right onto SR674. Turn Right onto South US HWY 41 and go about 1.0 mile to 11th Ave. NW; make a Left. Go to Mira Lago's main gate and turn Right onto York Dale Dr. Turn Right onto Mira Lago Circle continue around the bend. House is on the left.
High School Lennard-HB
City RUSKIN
Association Name Excelsior Community Management LLC-Jen Robertson
Senior Community Y/N false
MLS Area 33570 - Ruskin/Apollo Beach
Lot Size Units Square Feet
Lot Size Square Feet 8468
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Spa Features Heated In Ground
Elementary School Thompson Elementary
Land Lease Y/N false
Tax Annual Amount 4716
Middle/Junior High School Eisenhower-HB
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/79df5ee3-d7da-4ff1-b70f-e08514cf663e?wl=true&setAttribution=mls&initialViewType=pano
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
TaxOtherAnnualAssessmentAmount 870
Tax Lot 286
Legal Description MIRA LAGO WEST PHASE 2A LOT 286
Water View Pond
Minimum Lease 8-12 Months
Water Access Y/N false
Monthly HOA Amount 98
Additional Rooms Den/Library/Office Inside Utility Loft
Water View Y/N true
Flood Zone Code X500
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Interior
Interior Amenities Ceiling Fan(s)
Flooring Ceramic Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 4
Total Baths 4
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Exterior
Exterior Amenities Hurricane Shutters Irrigation System Private Mailbox Sidewalk
Vegetation Trees/Landscaped
Lot Features Landscaped Sidewalk
Water Source Public
Lot Size Area 8468
Foundation Details Slab
Spa true
Building Area Total 3829
Lot Size Acres 0.19
Road Surface Type Asphalt Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 3
Road Frontage Type Private Road
Road Responsibility Private Maintained Road
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* Excluded Features

Affordability Calculator

$3,779
Per Month
90%
10%
0%
Monthly Principal & Interest
$3,386
Monthly Property Taxes
$393
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
3325502 Middle School
Lennard-HB High School High School
Pricing History
DatePricePrice ChangeDescription
6/3/2026$549,900 -4.35% Price Down
4/29/2026$574,900 Listed Price

Map


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1638 MIRA LAGO CIRCLE, Ruskin, FL, 33570 is a Single Family Home for sale at $549,900 with 3,020 sqft and a lot size of 0.19. 1638 MIRA LAGO CIRCLE has 4 bedrooms, 4.0 baths, and was built in 2006. The property's zip code is 33570 which is in Ruskin, FL