4100 NATCHEZ TRACE DRIVE Saint Cloud, FL $ 368,000
4100 NATCHEZ TRACE DRIVE
$ 368,000
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4100 NATCHEZ TRACE DRIVE

Saint Cloud, FL, 34769
$ 368,000
Bedrooms3 Baths2.0 Sq 1,256

Monthly Estimate*

$ 2,266

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Single Family Home for sale in Saint Cloud, FL

for $368,000 with 3 bedrooms and 2 full baths. This 1,256 square foot home was built in 1989 on a lot size of 0.13.

Welcome to your next chapter in the desirable Natchez Trace subdivision of St. Cloud. This charming single-family home offers 3 bedrooms, 2 bathrooms, and a thoughtfully designed split floor plan that provides both privacy and comfort for the whole family. Step inside to an inviting open-concept kitchen that flows seamlessly into the family and dining areas, creating the perfect space for everyday living and entertaining. The kitchen comes complete with a stove, microwave, refrigerator, and a spacious pantry ready to keep everything beautifully organized. Generous closet space throughout the home adds comfort and convenience. Enjoy peaceful mornings on the front enclosed porch, a cozy space to sip coffee, relax, or greet the day in comfort. Out back, you’ll find a yard designed for making memories, featuring a partially tiled outdoor area, plenty of room for family barbecues, gardening, and outdoor fun. The bright sunroom overlooking the backyard offers the perfect retreat for reading, relaxing, or enjoying sunset views. Additional highlights include A/C replaced in 2019 and a spacious two-car garage. As an added bonus, there is a lake within walking distance of the property, offering a beautiful nearby spot for evening strolls, fresh air, and enjoying nature. Homes with this much charm, space, and location sparkle do not stay available for long. Come see it today before someone else opens the door to your dream home.

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Single Family Active

Price

$ 368,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 565

Style

Single Family Residence

Lot Size

0.13

Year Built

1989

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

S5147910

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Range Refrigerator Washer
Zoning SPUD
HOA Fee 223
Garage Spaces 2
Construction Materials Wood Siding
Pets Allowed Cats OK Dogs OK Yes
Year Built 1989
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Osceola
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name NATCHEZ TRACE
Facing Direction North
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions Starting from State Road 192 in St. Cloud head east along US-192 through the city toward the downtown area. Continue straight on 13th Street as the road passes shops and neighborhoods. Turn left onto Old Hickory Tree Road and continue for about one mile. Then turn right onto Natchez Trace Drive and enter the subdivision. Stay on Natchez Trace Drive and 4100 Natchez Trace Drive will be located on the right-hand side. The drive is typically about 10 to 15 minutes depending on traffic a tidy little journey through the heart of St. Cloud.
City ST CLOUD
Association Name Natchez Trace Homeowners Association Inc
Senior Community Y/N false
MLS Area 34769 - St Cloud (City of St Cloud)
Lot Size Units Square Feet
Lot Size Square Feet 5489
Carport Y/N false
Listing Terms Cash Conventional FHA
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 565.93
Home Warranty Y/N false
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/S5147910
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 13
Legal Description NATCHEZ TRACE PB 5 PGS 105-106 LOT 13
Minimum Lease 1-2 Years
Water Access Y/N false
Monthly HOA Amount 18.58
Water View Y/N false
Flood Zone Code X
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Living Room/Dining Room Combo Walk-In Closet(s)
Flooring Carpet Laminate Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Sidewalk
Water Source Public
Lot Size Area 5489
Foundation Details Other
Building Area Total 1612
Lot Dimensions 50 x 110
Lot Size Acres 0.13
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Armand & Associates Realty Inc

Broker

afdez8@aol.com

Email

Affordability Calculator

$2,313
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,266
Monthly Property Taxes
$47
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/29/2026$368,000 Listed Price

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4100 NATCHEZ TRACE DRIVE, Saint Cloud, FL, 34769 is a Single Family Home for sale at $368,000 with 1,256 sqft and a lot size of 0.13. 4100 NATCHEZ TRACE DRIVE has 3 bedrooms, 2.0 baths, and was built in 1989. The property's zip code is 34769 which is in Saint Cloud, FL