404 Holt Avenue Mt Sterling, KY $ 249,000
404 Holt Avenue
$ 249,000
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404 Holt Avenue

Mt Sterling, KY, 40353
$ 249,000
Bedrooms4 Baths2.1 Sq 2,070

Monthly Estimate*

$ 1,533

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Single Family Home for sale in Mt Sterling, KY

for $249,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,070 square foot home was built on a lot size of 0.34.

Welcome to 404 Holt Ave, a charming two-story home right in the heart of downtown Mt. Sterling. With over 2,000 square feet of living space, this 4-bedroom, 2 full and 1 half bath home blends character with everyday functionality. Step inside to find tall ceilings, original woodwork, and spacious living and dining areas filled with natural light. The kitchen offers ample cabinet space and a functional layout, while the main level provides great flow for both daily living and entertaining. Upstairs, you'll find generously sized bedrooms, including a large primary space, along with updated baths and plenty of storage. The unfinished basement adds an additional 942 square feet, giving you room to expand, store, or customize to fit your needs. Outside, enjoy a fully fenced backyard with mature trees offering shade and privacy, plus a covered front porch and an elevated back deck/sunroom space that's perfect for relaxing or hosting. Additional highlights include a 1-car attached garage and a convenient location just minutes from local shops, dining, and everything downtown has to offer.

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Single Family Active

Price

$ 249,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Single Family Residence

Lot Size

0.34

Town/City

Mt Sterling

County/Region

Montgomery

MLS | Web ID

26009264

Features
Interior
Interior Amenities Ceiling Fan(s) Entrance Foyer Walk-In Closet(s)
Basement Partial Unfinished Walk-Out Access
Flooring Carpet Hardwood Vinyl
Total Fireplaces 2
Fireplace Features Great Room Living Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Window Treatments
Fireplace Y/N Y
Above Grade Finished Area 2070.0
Half Baths 1
Laundry Features Main Level
Total Bedrooms 4
Below Grade Finished Area 0.0
Total Baths 3
Heating-Forced Air True
Heating-Natural Gas True
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General
Sewer Public Sewer
Heating Electric Forced Air Natural Gas
Cooling Electric
Possession Negotiable
Roof Metal
Appliances Dishwasher Microwave Oven Refrigerator
Garage Spaces 1.0
Patio/Porch Features Deck Patio Porch
Construction Materials Vinyl Siding
Year Built 9999
View Neighborhood
Levels Two
Property Subtype Single Family Residence
Parcel Number 23M-20-11-020.00
County Montgomery
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Downtown
Garage Y/N Y
Total Rooms 11
Full Baths 2
Status Active
Directions From Indian Mound Dr in Mount Sterling turn onto W High St then .3 miles turn left onto Antwerp Ave go .2 miles turn left onto Holt Ave and house will be on the left
High School Montgomery Co
City Mt Sterling
High School District Montgomery County - 18
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 14810.0
Carport Y/N N
Elementary School Northview
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School McNabb
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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Exterior
Fencing Chain Link Partial Wood
Parking Features Attached Garage Basement Driveway Off Street
Water Source Public
Lot Size Area 0.34
Foundation Details Stone
Building Area Total 2070.0
Lot Size Acres 0.34
Lot Size Source Public Records
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 404
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* Excluded Features
List By
The Agency

Broker

Affordability Calculator

$1,533
Per Month
100%
0%
0%
Monthly Principal & Interest
$1,533
Monthly Property Taxes
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Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3289519 Elementary School
3292775 Middle School
Montgomery Co High School High School
Pricing History
DatePricePrice ChangeDescription
4/28/2026$249,000 Listed Price

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404 Holt Avenue, Mt Sterling, KY, 40353 is a Single Family Home for sale at $249,000 with 2,070 sqft and a lot size of 0.34. 404 Holt Avenue has 4 bedrooms and 2.1 baths. The property's zip code is 40353 which is in Mt Sterling, KY